Yes Bank Kolkata

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About Yes Bank 

If you are in Kolkata, you have a big reason to rejoice as Yes Bank with its exclusive range of financial products and services is trying every possible bit to transform your banking experience. Be it loans, investments, insurances, cards or online banking this private sector lender ensures to fulfill all financial needs of yours in the best possible way. By offering a diverse range of products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this bank always satisfies the needs of all.  

This is the reason that each and every day, Yes Bank is reaching a new milestone and setting a new benchmark. Established in the year 2004 under the supervision and guidance of Mr.Rana Kapoor and Late Ashok Kapur, there is no denying the fact that this full-service commercial bank is leaving no stone unturned to meet the multiple financial needs of one and all. However, one thing that needs to be mentioned here is the fact that over the years the bank has created its own niche in the banking sector, hence is known for serving many customers around the world. In order to know more about Yes Bank in Kolkata, read the page below. 

Yes Bank Kolkata Branches

Branch Name Complete Address IFSCMICRCustomer Care
Kolkata19, Camac Street, Kolkata - 700017
YESB0000017700532002
Dalhousie Stephen House, 56 A Hemanta Basu, Sarani, Ground And Mezzanine Floor, Kolkata West Bengal 700001
YESB0000190700532004
National I E Coop C & Banking Soc L - Head Office7, Council House Street Kolkata-700001
YESB0NIE00170001725191 9958390909
Salt Lake Sector 5, KolkataGround Floor, Omega, Plot A2, M2 & N2, Block Ep & Gp, Sector 5, Kolkata 91
YESB00001607005320059830934722
Prince Anwar Shah Road, Kolkata Ground Floor, Merlin Oxford, 22, Prince Anwar Shah Road, Kolkata 700033
YESB000032070053200698301 34564
Chittaranjan Avenue, KolkataGround Floor, 271 Chittaranjan Avenue, Kolkata- 700 006
YESB000032270053200798305 19881
Alipore, KolkataGround Floor, 2/3 Judges Court Road, Alipore, Kolkata-700027
YESB0000443700532009919830129904
Tollygunge193, Netaji Subhas Chandra Bose Road, Netaji Nagar, Tollygunge, Kolkata 700 040
YESB0000473700532010033 - 3097 9110
Kankurgachi KolkataYes Bank Ltd, Ground Floor, P253, Cit Road, Scheme Vi M, Kankurgachi, Kolkata 700054
YESB000056570053201140364100
Barabazar, Kolkata Yes Bank Ltd, Ground Floor, 36, Shree Tower, Kali Krishna Tagore Street, Barabazar, Kolkata Kolkata West Bengal 700007
YESB000064670053201222592156

Products Offered by Yes Bank in Kolkata

Yes Bank offers various thoughtfully designed financial products such as car loan, home loan, personal loan, loan against property and gold loan to all so that the people of Kolkata can easily fulfill their needs. However, as far as availing these products are concerned, you can avail them by meeting the eligibility criteria set by the bank. To know more about the same, kindly read the page below. 


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
8.80% - 13.70%₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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