Allahabad Bank Personal Loan in Guwahati

About Allahabad Bank Personal Loan Guwahati

Be it your friend’s marriage, medical emergency, travelling, credit card debt or home renovation, for all your personal need, you have Allahabad Bank personal loan in Guwahati. Yes, this loan caters your multiple needs in the best possible way, hence is highly in demand among many personal loan borrowers.

Allahabad Bank Personal Loan Guwahati at a Glance

ParticularsDetails
Interest Rate (in p.a.)8.45%-13.00%
Loan Amount₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less
Tenure48-60 Months
Processing FeeNil-1.22% of loan Minimum ₹614
Pre- payment Charges2.28% of outstanding balance only in case of takeover

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Eligibility Criteria

For Salaried/Pensioners/Doctors

  • Minimum gross monthly salary of the proponent should be ₹ 20,000 and he / she should be a permanent employee with a minimum 2 years service in the same organization.
  • The organization proposed for designation must have strength of minimum 20 eligible employees.
  • Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
  • Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.

Documents Required

For Salaried/Self-employed

  • Photo ID and age proof
  • Signed application form with photograph
  • Residence proof
  • Last 6 months bank statement
  • Last 3 months salary – slips
  • Form 16 or Income Tax Returns
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

For Latest Updates Click on Personal Loan Guwahati

Address of Allahabad Bank Branches in Guwahati

Branch NameAddressIFSC CodeMICRCustomer Care
Guwahati Main BranchH. B. Road, Machowa, Opp. Of Astc Bus Stand Machkhowa, GuwahatiALLA02100017810100050361-2631989
Guwahati Jawahar NagarHemlata Market, Bashitha Charali P.O. Beltola, Dist. Kamrup Assam 781029ALLA02115127810100040361-2302869
Panbazar BranchC. K. Road , Ranibari , Panbazar, Guwahati - 781001ALLA02115467810100020361-2547137
LakhtokiaLakhtokia Branch, Allahabad Bank, S S Road , Fancy Bazar , Guwahati - 781001ALLA02117747810100060361-2543229
S R C B RoadKailash Bhawan, Fancy Bazar Srcb Road, Guwahati Assam, Pin: 781001ALLA02120587810100030361-2512793,
G S Road GuwahatiOpp. Rajiv Bhavan, Christina Basti, G.S. Road, Guwahati, Assam, Pin: 781005ALLA02125667810100079435476442
LumshnongNational Highway No.44, Near Star Cement Factory Gate, Vill-Lumshnong, Jaintia Hills (Meghalaya), Lumshnong-793200ALLA02126197930101029862237870

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