Axis My Zone Credit Card Review

Last Updated : Oct. 25, 2023, 4:28 p.m.

The Axis My Zone Credit Card is a great option for those who are looking for an entry-level credit card. It offers a plethora of lifestyle benefits, such as discounted Swiggy orders, movie benefits, complimentary lounge access, and OTT benefits. Additionally, the card has a low annual fee of just Rs. 500. Overall, this credit card provides excellent value for its price and is definitely worth considering if you’re in the market for a new credit card, check out this Axis My Zone Credit Card review.

What are the Entertainment Benefits of Axis My Zone Credit Card?

• Buy One Get One Free on movie tickets: Get 100% discount on the second movie ticket at Paytm Movies with your Axis My Zone Credit Card. Maximum discount in a calendar month per customer is limited to Rs. 200. Use coupon code AXIS200 to avail the benefit. No reward points are earned on movie transactions.
• Instant 40% discount on Swiggy orders, up to Rs. 200 per order: Enjoy a flat 40% discount on your Swiggy orders, up to Rs. 200 per order, when you pay with your Axis My Zone Credit Card. This offer is valid on both food and grocery orders.
• Complimentary SonyLiv Premium annual subscription: Get a complimentary annual subscription to SonyLiv Premium worth Rs. 999 on your first card spend within the first 30 days of card issuance. You can also renew your subscription for free by spending Rs. 1.5 lakh in your card anniversary year.

Steps to Convert Purchase into an EMI

To convert a purchase into an EMI for Axis My Zone Credit Card, you can follow these steps:

1. Log in to Axis Bank NetBanking.
2. Click on the ‘Credit Cards’ tab.
3. Select the ‘Convert to EMI’ option.
4. Choose the transaction you want to convert to EMI.
5. Select the EMI tenure (3, 6, 9, 12, 18, or 24 months).
6. Review the EMI details and click on ‘Submit’.

Credit Card Payment Mode & Late Fees Penalty

You can pay your Axis My Zone Credit Card bill in a variety of ways, including:

• Online: You can pay your bill online through Axis Bank NetBanking or the Axis Mobile app.
• Automatic payment: You can set up automatic payments from your bank account to your credit card account. This will ensure that your bill is paid on time each month, even if you forget.
• Phone banking: You can pay your bill over the phone by calling Axis Bank customer care at 1800 419 5555.
• NEFT/RTGS: You can transfer money from your bank account to your credit card account using NEFT or RTGS.
• By mail: You can send a check or money order to Axis Bank to pay your credit card bill.

Axis My Zone Credit Card Late Fees Penalty

If you fail to make your Axis My Zone Credit Card payment on time, you will be charged a late fee. The late fee is typically Rs. 950. You will also be charged interest on your outstanding balance from the due date until the payment is made. The interest rate is typically 3.6% per month.

To avoid late fees and penalty interest, it is important to make your credit card payments on time each month. If you are unable to make the full payment, you should at least make the minimum payment.