Bank of Baroda Noida
Last Updated : May 9, 2018, 12:39 p.m.
About Bank of Baroda
The summer of 1908 witnessed an amazing foundation of Bank of Baroda (BoB). Now you could say what amazing in it as banks get established every now and then. Well, the key point here were the emperors behind the establishment of a bank. Maharaja Sayajirao Gaekwad III and Maharaja of Baroda joined together and founded BoB in a small building in Baroda, a city in the state of Gujarat. The interesting part was the time at which it happened. The freedom struggle against the Britishers was on and so was the intent of these emperors to establish the bank. It was under the private hands until 1969 when the Indian government took note of the strides that the bank was making. It was the time when Bank of Baroda was nationalized.
After it became the public sector bank, BoB started topping the charts. From corporate banking, NRI Banking, Retail Banking to MSME banking, it has something unique for each of the verticals. Where Bank of Baroda has been a real foil for customers is its innate ability to become a head turner. It keeps reshaping the dreams of people by introducing the changes that work wonders. The bank’s recent decision to cut its home loan rates to 8.35% per annum is viewed as a significant step in the home loan space. Because it is the lowest that you can get in an industry at this moment of time. Also, the bank has taken out the obligation to pay switchover fees for customers shifting from base rate to MCLR for better transmission of rate cut benefits. Normally, when you switch this way, a fee of Rs. 5,000-10,000 is applicable. But with the removal of fee, the dice is loaded in the favour of Bank of Baroda as far as home loan is concerned.
The bank maintains a significant presence across India’s as well as world’s geographical landscape. With branches and ATMs that total to over 6,000 and about 1,000, respectively, the bank has definitely added a lot under its feather across India. Even the overseas presence of the bank is impressive with over 100 branches across 25 countries featuring the likes of the US, Australia and much more. Therefore, it is called India’s international bank.
The bank has as many as 10-15 branches in Noida, a city located in the state of Uttar Pradesh and National Capital Region (NCR). Want to know Noida branches to bank there? A glimpse at the below table will solve your purpose.
Bank of Baroda Noida Branches
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Sector Gamma-II, Greater Noida | Sector Gamma II Market, Gautam Budha Nagar, Greater Noida-201308 | BARB0GAMNOI | 110012110 | 0120-2326125 |
Greater Noida | Om Tower, B5 Alpha 1, Commercial Belt, Greater Noida-201306 | BARB0GNOIDA | 110012092 | 0120-2321762, 2321763 |
Noida Branch | Noida Branch, Shop No 334 - 337 Sec 29 Ganga Shopping Complex, Noida-201303 | BARB0NOIDAX | 110012066 | 0120-2450229 |
SSI Noida Branch | SSI Noida Branch, P - 5 Ocean Plaza, Sector 18 Noida Distt G B Nagar, Noida-201301 | BARB0SSIGAZ | 110012059 | 0120-2512393 |
Gen Next Branch | C-25, Stellar It Park, Tower Ii, Sector 62, Noida, Dist. Gautam Budh Nagar, Uttar Pradesh- 201301 | BARB0GENOID | 0120-4324461/62/63 | |
Mid Corporate Branch | P-5, Ocean Plaza, Sector-18, Noida, Uttar Pradesh - 201301 | BARB0MIDNOI | 110012172 | 011-23313755 |
Yamuna Expressway | Build Up Space Nofirst Floor, Commercial Complex, P2 Sector Omega 1, Greater Noida, Uttar Pradesh - 201308 | BARB0YEIDAX | ||
Bhangel Noida | Khasra No 818 819 Dadri, Noida Road Kavya Palace Salarpur Bhangel Noida Uttar Pradesh- 201301 | BARB0BHANGE |
Products Offered by Bank of Baroda in Noida
The residents of Noida can expect to receive a slew of loans such as car loan, home loan, personal loan , trader loan and others. The decision of picking any of the loan products will rest heavily on the wishes you would have. And you could wish to travel Europe with your family or look to buy a home in Noida. Depending on what you want, Bank of Baroda will offer you loans. Before you make your mind on choosing any of the loans on view, do look at the table below to find out the details.
Basic Details of Bank of Baroda Loans in Noida
Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
Home Loan | Minimum age for application-21 years for salaried and self-employed applicants Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants | About 75%-90% of the property value | 8.50% - 10.60% | 0.25%-0.50% of the loan amount Minimum- ₹7,500 Maximum- ₹20,000 | Upto 30 Years |
Car Loan | Minimum age for application-21 years for both salaried and self-employed applicants Maximum age allowed at the time of loan maturity-65 years | Upto ₹ 1 Cr | 7% onwards | 0.75% of the loan amount to a maximum of Rs 10,000 | Upto 7 Years |
Personal Loan | Minimum age for application-21 years Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed | ₹ 50,000-10,00,000 | 10.90% - 18.25% | Upto ₹ 10,000 | Upto 4 Years |
Loan Against Future Rent Receivables | Owners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible Landlords of BoB Offices or Branches are eligible Landlords or residential property given on a lease to the officers and executives of BoB are also eligible | Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. | 12.10% p.a. | 1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. | Upto 10 Years |
Baroda Traders Loan | Individuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible | ₹ 2 lakh-10 Cr | 10.35%-11.35% p.a. | 0.35% of the loan amount subject to a minimum of ₹ 7,500 | Upto 5 years |
Documents Needed to Avail Loans from Bank of Baroda in Noida
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Car Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 Bank Account Statement for the Last 6 Months Track of any other loans, if any | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any |
Personal Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years |