Top Banks 2024

Bank of Baroda Noida

Bank of Baroda Noida

Last Updated : May 9, 2018, 12:39 p.m.

About Bank of Baroda

The summer of 1908 witnessed an amazing foundation of Bank of Baroda (BoB). Now you could say what amazing in it as banks get established every now and then. Well, the key point here were the emperors behind the establishment of a bank. Maharaja Sayajirao Gaekwad III and Maharaja of Baroda joined together and founded BoB in a small building in Baroda, a city in the state of Gujarat. The interesting part was the time at which it happened. The freedom struggle against the Britishers was on and so was the intent of these emperors to establish the bank. It was under the private hands until 1969 when the Indian government took note of the strides that the bank was making. It was the time when Bank of Baroda was nationalized.

After it became the public sector bank, BoB started topping the charts. From corporate banking, NRI Banking, Retail Banking to MSME banking, it has something unique for each of the verticals. Where Bank of Baroda has been a real foil for customers is its innate ability to become a head turner. It keeps reshaping the dreams of people by introducing the changes that work wonders. The bank’s recent decision to cut its home loan rates to 8.35% per annum is viewed as a significant step in the home loan space. Because it is the lowest that you can get in an industry at this moment of time. Also, the bank has taken out the obligation to pay switchover fees for customers shifting from base rate to MCLR for better transmission of rate cut benefits. Normally, when you switch this way, a fee of Rs. 5,000-10,000 is applicable. But with the removal of fee, the dice is loaded in the favour of Bank of Baroda as far as home loan is concerned.

The bank maintains a significant presence across India’s as well as world’s geographical landscape. With branches and ATMs that total to over 6,000 and about 1,000, respectively, the bank has definitely added a lot under its feather across India. Even the overseas presence of the bank is impressive with over 100 branches across 25 countries featuring the likes of the US, Australia and much more. Therefore, it is called India’s international bank.

The bank has as many as 10-15 branches in Noida, a city located in the state of Uttar Pradesh and National Capital Region (NCR). Want to know Noida branches to bank there? A glimpse at the below table will solve your purpose.

Bank of Baroda Noida Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector Gamma-II, Greater NoidaSector Gamma II Market, Gautam Budha Nagar, Greater Noida-201308BARB0GAMNOI1100121100120-2326125
Greater NoidaOm Tower, B5 Alpha 1, Commercial Belt, Greater Noida-201306BARB0GNOIDA1100120920120-2321762, 2321763
Noida BranchNoida Branch, Shop No 334 - 337 Sec 29 Ganga Shopping Complex, Noida-201303BARB0NOIDAX1100120660120-2450229
SSI Noida BranchSSI Noida Branch, P - 5 Ocean Plaza, Sector 18 Noida Distt G B Nagar, Noida-201301BARB0SSIGAZ1100120590120-2512393
Gen Next BranchC-25, Stellar It Park, Tower Ii, Sector 62, Noida, Dist. Gautam Budh Nagar, Uttar Pradesh- 201301BARB0GENOID0120-4324461/62/63
Mid Corporate BranchP-5, Ocean Plaza, Sector-18, Noida, Uttar Pradesh - 201301BARB0MIDNOI110012172011-23313755
Yamuna ExpresswayBuild Up Space Nofirst Floor, Commercial Complex, P2 Sector Omega 1, Greater Noida, Uttar Pradesh - 201308BARB0YEIDAX
Bhangel NoidaKhasra No 818 819 Dadri, Noida Road Kavya Palace Salarpur Bhangel Noida Uttar Pradesh- 201301BARB0BHANGE

Products Offered by Bank of Baroda in Noida

The residents of Noida can expect to receive a slew of loans such as car loan, home loan, personal loan , trader loan and others. The decision of picking any of the loan products will rest heavily on the wishes you would have. And you could wish to travel Europe with your family or look to buy a home in Noida. Depending on what you want, Bank of Baroda will offer you loans. Before you make your mind on choosing any of the loans on view, do look at the table below to find out the details.

Basic Details of Bank of Baroda Loans in Noida

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.50% - 10.60%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr7% onwards0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,00010.90% - 18.25%Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease.12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively.Upto 10 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents Needed to Avail Loans from Bank of Baroda in Noida

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Related Post