Bank of India Guwahati

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About Bank of India

Came September 1906 and happened the launch of Bank of India (BOI) in the banking space. Few wise men from the city of Mumbai laid the foundation of a bank that has made a name for itself by providing an extensive range of products, perfectly designed to suit the taste of varied consumers. From an initial paid-up capital of ₹ 50 lakhs to revenues of crores and 50 employees to headcounts in big thousands, the bank’s journey one would have to say a very successful one. Post the nationalization in 1969, the bank has strengthened its foothold by opening a number of branches. Now the overall branch count of the bank is over 5,000 across India and around 22 overseas.

If we talk about the spread out of branches, they are almost at every corner of India and in good numbers for you to avail the services. And that stands for the north-eastern India as well. Within the region, Guwahati, I suppose, is the most prominent place. Guwahati residents can expect Bank of India to be their friend at each step towards the wish fulfillment. So, all the people in need of banking services in Guwahati, take BOI as a stepping stone to fulfill the financial goals of your life.

Bank of India Guwahati Branches

Branch NameComplete AddressIFSCMICRContact Detail
Hem Barua RoadHem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001BKID00050007810130020361-2540480, 2544182
Village - AbhoypurVillage-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031BKID00050017810130040361-2690020
G.S. RoadG.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006BKID0005005781013003
VIP RoadVip Road, Chachal, Guwahati, Pin- 7810022BKID0005009781013005
Gauri BhawanGauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002
BKID0005010781013006
Guwahati Mid Corporate BranchGuwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005BKID0005055781013011
Zoo RoadHouse No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024BKID0005028781013014
SilpukhuriHouse No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003
BKID0005029781013016
Paltan BazarSolapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008BKID0005027781013008

Products Offered by Bank of India in Guwahati

As far as financial products of Bank of India is concerned, the people of Guwahati can expect to receive a wide variety of loans to convert their burning desires into reality. Be it a personal loan, car loan, home loan, loan against property or even an education loan, Bank of India has everything that a loan seeker wants to avail. You can become a fan of Bank of India when you sneak through the information pointed out in the table below.

Basic Details of Bank of India Loans in Guwahati

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
BOI Star Home LoanSalaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligibleUpto ₹ 5 Cr8.65% - 9.55%0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Upto 30 Years
BOI Star Personal Loan SchemeSalaried employees, professionals, pensioners are eligibleUpto ₹ 5 lakhs-10 lakhs12.10% - 14.10%2% of the loan amountUpto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years
BOI Star Vehicle Loan Salaried employees, professionals, NRIs are eligibleUpto ₹ 50 Lakhs-2 Crores9.25%₹ 500 per application+service tax as applicableUpto 7 years
BOI Star Loan Against PropertySalaried, self-employed, partnership firms, people with high net worth are eligible48 times of average monthly gross salary for salaried

4 times of average net annual income for last 2-3 years in the case of self-employed
10.50%-11% p.a.-Upto 15 years
BOI Star Vidya LoanStudents should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas₹ 10 lakhs in India

₹ 20 lakhs abroad
8.50%-9.00% p.a.No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000
10-15 years

Documents Sought to Access Loans from Bank of India  in Guwahati

DocumentsSalariedSelf-employed
BOI Star Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years
Property Documents Like Cost Estimation, Property Map, etc
BOI Star Personal Loan SchemeIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Vehicle Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years

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