Bank of India Noida
Last Updated : May 9, 2018, 12:50 p.m.
About Bank of India
What do you feel when your wishes are fulfilled? At the top of the world, isn’t it. Such is the feel that you can exude while you bank with Bank of India (BOI), which has a mammoth presence across India. More than 5,000 branches of BOI are operating across the length and breadth of India. The bank also has over 50 zonal offices for overseeing its expanding network of branches. It has even gone beyond the national territories to fulfilling the banking requirements of people overseas. The bank runs its branches across 22 foreign nations. Some of its branches are located in key financial centres like New York, Singapore, Tokyo, London and others.
The bank has developed immense capabilities to serve a wide variety of customers, be it retail, corporate, MSME, NRI or rural population. This has been made possible because of a wide range of customized products that have the means to satisfy the inherent desire of the customers.
The success of BOI came in the year 1997 when the Mumbai-headquartered bank entered the capital market by issuing shares to the public for the first time. Years down the line came another accomplishment of Qualified Institutional Placement (QIP) in 2008. All these and more have made BOI a perfect partner in the quest to achieve dreams.
The bank has interesting stories to tell about its glorifying history that spans over 100 years. Yes, it was established in September 1906 when some businessmen from the city of Mumbai landed up with Bank of India. The private control over BOI continued until 1969 when it became nationalized with the Government of India owning a significant majority stake.
And if it is about your own city Noida, then you have an option of 10-20 branches of BOI to bank with. These branches have a mix of professionals who study your needs from various angles before offering you the right product. So, why not you share a camaraderie with Bank of India branches in Noida? What’s your say guys on this? You would love to have BOI as your banking partner, don’t you? So, see the branches of BOI in Noida in a table below.
Bank of India Noida Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Sector-9 | Noida, E-52, B Sector-9, Noida-201301, Uttar Pradesh | BKID0007114 | 110013043 | 0120-2523114, 2523374 |
| Bhangel SSI | Bhangel SSI, Noida Dadri Road, Sala, Bhangel, Noida-201001, Ghaziabad,Uttar Pradesh | BKID0007116 | 110013056 | 0120-2568646, 2568647 |
| Sector 18 | Noida Sector 18, J 6 78 Sector Noida, District- Ghaziabad, Noida- 201301, Uttar Pradesh | BKID0007117 | 110013076 | 0120-2515064, 2515065 |
| Greater Noida | Greater Noida, C6-7-8, F Block, Beta-Ii, Commercial Complex, Greater Noida- 201301, Uttar Pradesh | BKID0007120 | 110013081 | 0120-2321493, 2321494 |
| Sector-62 | B-32, Sector 62, Noida, District- Gautam Budh Nagar, Noida-201307, Uttar Pradesh | BKID0007122 | 110013083 | |
| Sector-22 | Sector-22 Noida, Near 12 - 22 Bus Stand, District - Gautam Budh Nagar-201301, Uttar Pradesh | BKID0007124 | 110013087 | 0120-2411884, 2411885 |
| Sector-50 | Block No. B - 1, Shop No. 2, Central Market, Sector-50, Noida-201307, District- Gautam Budh Nagar, Uttar Pradesh | BKID0007110 | 110013119 | |
| Noida Corporate Branch | I - 7, Sector - 22, Noida-201307, District- Gautam Budha Nagar, Uttar Pradesh | BKID0007126 | 110013101 | |
| Dhoom Manikpur | Village-Dhoom Manikpur , Tehsil- Dadri-203208, District-Gautam Budh Nagar, Uttar Pradesh | BKID0007141 |
Products Offered by Bank of India in Noida
Get ready to ride a journey full of success with Bank of India products at its Noida branches. When it comes to getting a house of your dream, then its home loan with maximum repayment period appeals to a home seeker in you. Similarly, in immediate need of cash, the bank disburses personal loan without asking you to submit any collateral. So, a win-win situation for all those who want to bank with Bank of India, which holds enormous experience to let you stay happy.
Basic Details of Bank of India Loans in Noida
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable | Upto 30 Years |
| BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount | Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years |
| BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable | Upto 7 years |
| BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - | Upto 15 years |
| BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 | 10-15 years |
Documents to Be Submitted for Availing Loans from Bank of India in Noida
| Documents | Salaried | Self-employed |
|---|---|---|
| BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
| BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
| BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years |
| BOI Star Loan Against Property | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Equitable Home Security | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Equitable Home Security |