Best Rewards Credit Cards
Last Updated : Aug. 3, 2018, 3:02 p.m.
Are you looking for your next credit card? Well, you might be new to this credit card arena or exploring new options to add to your basket. But whatever card you choose, you should ensure it comes under the category of best rewards credit cards. And this is because there are hidden benefits of credit card reward points that you might be unaware of. So until now, you must know these simple things about your credit card rewards program – earn your reward, which can be redeemed against a voucher or list of products. What you didn’t know is that it can help you pay off your credit card bills, earn your cashback and waive your annual charges. Take a look at our list of the best rewards credit cards, so you will know what your existing card is lacking and why you need to switch.
Top Credit Card Issuers in India with their Best Rewards Credit Cards
| Credit Card Issuer | Reward Credit Card | Reward Points | Joining Fees |
|---|---|---|---|
| Axis Bank | Axis Bank Rewards Credit Card | 2x Unlimited 10x Apparel/Stores | Rs. 1,000 |
| Axis Bank My Zone Credit Card | 4x Edge points | Rs. 500 | |
| Axis Bank Select Credit Card | 10,000 Bonus on First Transaction 10x on every Rs. 200 2x Retail Shopping | Rs. 3,000 | |
| Standard Chartered Bank | Standard Chartered Rewards Credit Card | 4x+4x Retail (spend above Rs. 20,000 per month) | NIL |
| Standard Chartered Platinum Rewards Credit Card | 5x Dining/Fuel 1x All Categories | NIL (Upon Spend of Rs. 500 or > during first 30 days) | |
| Standard Chartered EaseMyTrip Credit Card | 10x Travel Lounge Access 2x All Spends | Rs. 350 | |
| Standard Chartered Ultimate Credit Card | 5x Rewards 1:1 Value | Rs. 5,000 |
Standard Chartered Rewards Credit Card
The Standard Chartered Rewards Credit Card allows you to earn up to 8 reward points on every Rs. 150 you spend on almost all retail categories. This includes 4 reward points for every Rs. 150 spent and an additional 4 bonus points if your monthly spending crosses Rs. 20,000. You can redeem these points for various rewards or use them to pay your credit card bill.
Axis Bank Rewards Credit Card
Axis Bank Rewards Credit Card offers a rewards program that lets you earn points from your spending:
- Earn 2 EDGE Reward points for every Rs. 125 spent on most purchases.
- Earn 10 times the points (20 EDGE Reward points) on every Rs. 125 spent at department stores and apparel stores.
On top of that, you can get a welcome bonus of 10,000 EDGE Reward points worth Rs. 2,000 if you make your first transaction within 30 days of getting the card.
Standard Chartered EaseMyTrip Credit Card
EaseMyTrip Credit Card offers 10 reward points for every Rs. 100 spent on flight and hotel bookings directly on airline or hotel websites and apps (excluding travel aggregators like EaseMyTrip itself). And earn 2 reward points for every Rs. 100 spent on other retail purchases.