Canara Bank Guwahati

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About Canara Bank

Established in 1906, Canara Bank is one of the oldest banks in the country. It is a nationalized bank having a network of 5,847 branches and 10,026 ATMs spread across the length and breadth of the nation providing tailor-made financial solutions to cater the diversified needs of the customers. It offers multiple financial products under the category of loans and deposits to meet the credit and investment needs of the customers. The motive of the bank is to fulfill the financial requirement of its customers thereby maintaining the transparency and authenticity in dealings. The customer-friendly and customized services are the features that add to its credibility. With national headquarters in Bangalore, the bank branches can be located in various parts of the country including the city of Guwahati. The number of Canara Bank units are present in the city each providing a variety of services such as personal loan, home loan, gold loan and vehicle loan to fund the needs of the people. It also offers the investment products such as fixed deposits to help city people meet their financial objective.

Address of Canara Bank Branches in Guwahati

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Guwahati Fancy BazarPB NO.109, 14 A Hem Barua Road, Opp. Taxi Stand, Fancy Bazar, Guwahati -781001CNRB00001777810150020361 - 2540495
Sikh Temple, GuwahatiG B Das Building, Danish Road, Lakhtokia, Guwahati 781001CNRB00020027810150030361-2632428
Kahilipara, GuwahatiShivam Market Binovanagar Post, Guwahati 781018CNRB00023087810150050361-2471738
ChandmariI Floor, Vividha Complex, Maniram Diwan Road, Silpukhuri, Guwahati 781003CNRB00026887810150070361-2666144
IIT EC , GuwahatiCanara Bank Indian Institute Of Technology North Guwahati, Guwahati Assam 781001CNRB00086527810150080361-2582106
Guwahati Bashista CharialiFirst Floor, Hemlata Market, Bashista Chariali, Guwahati - 781 029CNRB00032827810150090361-2300080
Panjabari, GuwahatiHouse No. 35 (a), Panjabari Road Opp. Girls High School, Guwahati - 791037CNRB0004075781015011CB4075@CANARABANK.COM
Hatigaon GuwahatiNo. 9, Hatigaon Chariali, Sijubari Road, Hatigaon, Guwahati - 781038CNRB0005404781015016CB5404@CANARABANK.COM

Products Offered by the Bank

The details of loan and investment products offered by the Canara bank are mentioned in the table below:

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs

8.65% - 8.75%

0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower10.75% - 13.75%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value

8.75% - 8.95%

0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.20% - 7.25%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

ProductDocuments
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Gold LoansApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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