IndusInd Bank Duo Credit Card

Last Updated : Feb. 12, 2024, 5:56 p.m.

In the dynamic landscape of credit cards, the IndusInd Bank Duo Credit Card stands out as a unique and innovative offering. Setting itself apart from conventional credit cards, this IndusInd Bank credit card introduces a distinctive approach by combining two cards into one. Let’s delve into what makes the IndusInd Bank Duo Credit Card different and why it is considered a compelling choice for cardholders.

Rewards with Duo Credit Card

Discover the IndusInd Bank Duo Card Rewards Program:

1. Every ₹150 spent on your Duo Card earns you 1 Reward Point
2. Revel in the delight of BookMyShow Buy One Get One offer, once per month
3. No fuel surcharge applicable on your Duo card, debit card side
4. 1% fuel surcharge waiver on your Duo Card, credit card side
5. Daily Limits: ₹1.25 Lakhs (ATM) and ₹ 2 Lakhs (Point-of-Sale)

Steps to Avail Free Movie Tickets with IndusInd Bank Duo Debit and Credit Cards

• Book on BookMyShow: Ensure your booking is done exclusively on BookMyShow to qualify for the offer.
• Buy One Get One Offer: Enjoy the Buy One Get One offer on movie tickets, enhancing your cinema experience.
• Once Per Month Privilege: Make the most of this offer once per month, granting you up to 12 free tickets in a year.
• Ticket Price Cap: Note that the price of the free ticket is capped at Rs. 250. If the ticket price exceeds Rs. 250, you’ll receive a discount of Rs. 250, and the remaining amount should be paid using your IndusInd Bank Duo Debit Card.
• Limited Availability – First Come First Serve: Be aware that the number of free tickets available each month is limited. Avail this offer on a First Come First Serve basis for the month.
• Availing the Offer: To avail of this offer, go to the ‘Avail Offers & Discounts’ tab during the booking process on BookMyShow. Select “IndusInd Bank Platinum, Select, Exclusive, Signature, Titanium & DUO Debit Card Offer” from the dropdown menu.

Ensure you follow these steps carefully to enjoy the benefits of the IndusInd Bank Duo Debit and Credit Card’s free movie tickets offer. It’s important to highlight that this feature will not be applicable for DUO (Credit) Cards with NIL limit.

IndusInd Bank Duo Card Rewards Program

Unlock a world of rewards with the IndusInd Bank Duo Debit Card Rewards Program. This unique loyalty initiative appreciates your every spend, making each transaction more rewarding. Whether you swipe your card at a merchant outlet, use ATMs, or engage in online banking, this program ensures you reap the benefits. Even cash withdrawals from ATMs get you rewards! Redeem your accumulated points for enticing cashback and exciting gifts available at www.indusmoments.com.

On First Use:

• 1st Shopping Transaction (Domestic/International): 100 points
• 1st Ecommerce Transaction: 50 points
• Internet Banking Transaction: 100 points
• Mobile Banking Transaction: 100 points
• ATM Transaction at IndusInd Bank ATM: 100 points
• ATM Transaction at Other Bank ATM: 50 points

Points for Usage:

• Shopping Transaction on Debit Card (Domestic): 1 point for every Rs. 150 spent
• Shopping Transaction on Debit Card (International/Ecommerce): 2 points for every Rs. 150
• Internet Banking Transaction: 5 points per transaction, up to 5 transactions per month
• Mobile Banking Transaction: 10 points per transaction, up to 5 transactions per month
• ATM Withdrawals at IndusInd Bank ATMs: 5 points per transaction, up to 5 transactions per month
• SI/ECS: 25 points per 500, up to 75 per month

On Continuation:

• Debit Card (Minimum spend of Rs. 500/month for 3 months in a row): 100 points
• Internet Banking (1 transaction per month for 3 months in a row): 25 points
• Mobile Banking (1 transaction per month for 3 months in a row): 50 points

Program Limits:

• Maximum earning in a month for Duo Card: 3000 Reward points
• Minimum points needed for redemption: 500 Reward points
• Value per point: Rs. 0.75

Lounge Access with Duo Credit Card

IndusInd Bank know the importance of seamless travel experiences. This is why with their Travel Plus Program, they present an exclusive offering to elevate your journey.

• Program: Travel Plus
• Lounge Usage: Maximum of 8 lounge visits per year, valued at $27 each
• Annual Saving: Approximately Rs. 16,000

Terms and Conditions – Travel Plus Program:

• Cardholders are eligible for the Travel Plus Program with a joining fee of INR 5000, along with applicable GST.

• IndusInd Bank reserves the right to modify the benefits offered as part of the Travel Plus Programme without prior notice.

• The program offers a waiver of the $27 usage charge for the cardholder during 8 international lounge visits outside India.
• Usage charge – $27 for visits to lounges within India won’t waive off.

• After exhausting the complimentary visits, a usage charge of $27 per person is applicable for each subsequent lounge visit within or outside India.
• The usage charge will be present in the IndusInd Bank Duo Credit Card statement .

• Usage charges of $27 for visits by guests of cardholders to any lounge within or outside India won’t waive off.

• The Priority Pass Card deliveres to the cardholder at the registered mailing address.

• For billing disputes related to lounge usage fees, cardholders do contact Priority Pass directly. Usage charges are subject to change as governed by Priority Pass.

• The offer is valid for one year from the date of enrolment in the Travel Plus Program.

• This feature is not applicable for DUO (Credit) Cards with a NIL limit.

Insurance Cover with Duo Debit and Credit Cards

IndusInd Bank strives to offer comprehensive insurance coverage, ensuring peace of mind and financial security for Duo Debit and Credit Cardholders. For IndusInd Bank Duo Credit Cardholders, a comprehensive set of insurance covers is provided through the partnership with ICICI Lombard General Insurance Company Limited:

Duo Credit Card:

1. Lost Baggage: Up to Rs. 100,000
2. Delayed Baggage: Up to Rs. 25,000
3. Loss of Passport: Up to Rs. 50,000
4. Lost Ticket: Up to Rs. 25,000
5. Missed Connection: Up to Rs. 25,000

For IndusInd Bank Duo Debit Cardholders, the following insurance coverages are applicable:

Duo Debit Card:

1. Lost Card Liability: Rs. 3,00,000
2. Air Accident Insurance: Rs. 25,00,000
3. Personal Accident Insurance: Rs. 2,00,000
4. Purchase Protection: Rs. 50,000

Insurance cover for losses due to unauthorised transactions, report it within 48 hours of best credit card loss.

Air Accident Cover

• Duo Credit Cardholders enjoy a complimentary Personal Air Accident insurance cover of up to Rs. 25 lakh.

Credit Card Fees

The duo credit card comes in three variants –

Regular

• Joining Fee – Rs. 249
• Renewal Fee – NIL

Plus

• Joining Fee – Rs. 1,500
• Renewal Fee – Rs. 799

Premier

• Joining Fee – Rs. 3,000
• Renewal Fee – Rs. 799

Note : – You can request to upgrade your existing IndusInd Bank Credit Card to a higher variant to enjoy the revised features.