Check Free CIBIL Score Online

YES First Preferred Credit Card vs HDFC Regalia Credit Card

YES First Preferred Credit Card vs HDFC Regalia Credit Card

Highlights

  • Go through the comparison of Yes First Preferred Credit Card and HDFC Regalia Credit Card.
  • Know the features and benefits of both the cards and spot the major difference between them.
  • Check the fees and other charges of both cards before applying.

Get CIBIL Score Instantly for Free and Save around INR 4,800 a Year (Only for Wishfin Customers)
Instant Personal Loan Quotes from 17 Banks and Get the Best Deal

A credit card plays an important role when a person is willing to buy anything on the debt. But nowadays the point of concern is the offers and deals on the credit card because people apply for the card preferably to enjoy the offers and not the credit limit. Due to the availability of so many credit cards of different banks, it becomes confusing for the individual to choose the best one. Therefore, we have compared the credit cards of two popular banks that are the YES BANK and the HDFC Bank. You can explore the differences between the Yes First Preferred Credit Card vs HDFC Regalia Credit Card. Compare their features, benefits, offers, fees, charges, and eligibility criteria.

Apply for Credit Card

Comparison of YES First Preferred and HDFC Regalia Credit Card

Here in the table given below, you can spot all the differences between their features and benefits. You can choose a card that has more features and fits your expenses.

Basis of DifferenceYes First Preferred Credit CardHDFC Regalia Credit Card
Welcome Offer and Lifestyle BenefitsNo Welcome Benefits are available on this credit card.
- Enjoy 4 complimentary rounds of green fees per calendar year
- Enjoy  one complimentary Golf Lesson every month at select golf courses in India
- Get 25% off on movie tickets up to ₹250 per month on BookMyShow
- Enjoy Dedicated Concierge and Roadside Assistance.
- Enjoy a Complimentary Membership of Zomato Gold.
- Get a Free Dish at the partnered restaurants of HDFC on every visit.
- Go to the Gold Drink Partnered restaurants and enjoy up to 2 Drinks for free.
- If you want to enjoy the above offers, you need to spend ₹75000 within 30 days of card setup.
Reward Points and Cashback- Get 8 Reward Points on spending ₹200 other than selected categories.
- Enjoy 4 Reward Points per ₹200 on selected categories.
- Get Bonus 1000 Reward Points on each YES PayNow registration.
- Enjoy 4 Reward Points on every expenditure of ₹150.
- Buy accessories and various other products using the reward points.
Travelling Benefits- Get Priority Pass Membership and enjoy 4 Complimentary Access outside India per year.
- Enjoy 3 Access per quarter to the Domestic Lounge at more than 25 Lounges in India.
- Get 12 visits to the airport lounges through this HDFC credit card.
- Have 6 complimentary visits to the airport lounges under the Priority Pass Program.
Milestone BenefitsSpend ₹7.5 Lakh or more in a year and earn 20000 Bonus Reward Points.- Spend ₹5 Lacs in a year and earn 1000 Reward Points.
- Reach the spending Limit of ₹8 Lacs and earn 5000 reward points.
Insurance and Other Benefits- Have a Credit Shield cover on this credit card.
- Get Life Insurance Cover of ₹1 Crore for death due to Air Accident.
- Have a Medical Insurance cover of ₹25 Lakh for emergency hospitalization abroad on this Yes Bank Credit Card.
- You will get an Air Accident death cover of ₹1 Crore.
- Get Overseas Hospitalisation Cover of up to ₹15 Lacs in case of emergency.
- Get Insurance of Credit Liability of up to ₹9 Lacs.
- Enjoy a Fuel Surcharge Discount of 1% at all the refilling stations.
People Also Look For  Paytm First Credit Card vs Amazon Pay ICICI Credit Card

Comparison of Fees of YES First Preferred and HDFC Regalia Credit Card

Fees and ChargesYes First Preferred Credit CardHDFC Regalia Credit Card
Joining FeesLife Time Free₹2500 + Applicable Taxes
Renewal FeesLife Time Free₹2500 + Applicable Taxes
Waving Off CriteriaThere is no waiving off criteria available on this credit card.Spend ₹3 Lacs in a Year to waive off the joining fees.
Finance Charges1.75%3.49% per month

Credit Card Eligibility

Eligibility Criteria for Both the Credit Cards

CriteriaYES First Preferred Credit CardHDFC Regalia Credit Card
Minimum Age of the Applicant23 Years18 Years
Maximum Age of the Applicant60 Years- 60 for Salaried Professionals
- 65 for Self-Employed Individuals
Minimum Salary₹2 Lacs per month₹1.2 Lacs or Above Per Month
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

You have compared the Yes First Preferred Credit Card vs HDFC Regalia Credit Card and now you can easily make a one-sided choice. These credit cards have a lot of offers and privileges that can give you an elite experience. You can also enjoy complimentary visits to the airport lounges on both cards but the number of visits might differ. So, have a detailed comparison of both the cards and then choose anyone as per your needs.

People Also Look For

  • Buy 24K 99.9% Pure Digital Gold Online