Get beneficial returns from Dena Bank Fixed Deposit Agra - Wishfin

Dena Bank Fixed Deposit in Agra

About Dena Bank Fixed Deposit Agra

Dena Bank was incepted in July 1969 along with 13 major banks as nationalized banks. The headquarters of Dena Bank is in Mumbai. It is a government regulated bank which offers leading financial services of great value to its customers. The bank establishes its presence in Agra by setting up only two branches there. Dena Bank Agra offers fixed deposit as one of its major financial instrument.

Fixed deposit which is the extensive preferrable choice amongst customers to put their money as it provides safe custody of the returns harnessed over a period of time. The principal amount along with guaranteed returns are delivered to the customer upon maturity. The time period is a critical factor behind accumulating interest. If the total interest on fixed deposit exceeds ₹ 10,000 in a financial year, then you become accountable to pay taxes thereon. The compounding principle works from the day you park your money on fixed deposit at your selected interest rate and tenure. Upon maturity, FD s tend to go in an auto-renewal mode as followed by many banks but still you have the option of withdrawing your interest in your savings bank account and continue with the principal amount for another year.

Dena Bank is preferred by the people of Agra and outside cities in terms of better customer service in their respected region of functionalities with respect to its reputation and performance. The shareholders of Dena Bank continues to benefit from extraordinary returns and the community thrives to flourish due to the bank’s engagement in allied service whether it is about loans to business houses, retail and agriculturists. The bank provides extended services by integrating information technology with the financial services. There are numerous government schemes which lend financial support to the bank for its customers.

Dena Bank Fixed Deposit Agra at a glance

Interest Rate2.90% - 6.30%
Minimum Investment Amount₹ 1,000
Tenure7 days – 10 years

Eligibility Criteria

1. The following entities are eligible to apply for fixed deposit :

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

2. The eligibility criteria for Dena Maha Tax Bachat Yojna is as under:

  • Minimum Lock-in period should be of 5 years.
  • Minimum size of deposit per receipt must be ₹ 1 lakh through a single deposit receipt.
  • Senior Citzens will obtain an additional interest rate of 0.50% over and above card rate except NRI Deposits.


Documents Required


An Individual, Hindu Undivided Family, Sole Proprietorship Concern
ID Proof – Passport, PAN Card, Driving Licence, Voter ID, Government ID Card, Senior Citizen ID Card
Address Proof - Telephone Bill, Electricity Bill, ID Card Issued by Post Office, Bank Statement with Cheque,
A photograph
Copy of the Trust Deed
Copy of the registration certificate
Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
Photographs of the members operating the account
By-laws of the Association
Copy of the Resolution by the board authorizing the members concerned to open and operate the account
Photographs of the members operating the account
Partnership Firm
Partnership Deed
Letter from partners approving the persons concerned to open and operate the account
Photographs of the persons operating the account
Public or Private Limited CompaniesBoard Resolution / Authority Letter
Memorandum & Articles of Association
Certificate of Incorporation
Certificate of Commencement of Business (Public Limited Company)
Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
Governing Act / Rules and Regulations(PSUs) (certified true copy)

To know more, visit Fixed Deposit Agra

Address of Dena Bank Branches in Agra

Branch NameComplete AddressIFSCMICRContact Number
Delhi GateBank Building, Hari Prabhat, Delhi Gate, Agra, U.PBKDN07207242820180020562-2521517
Aligarh Road Office No.4, 5, 6, 7, 16, 17, Shiv Priya Complex, Near Ram Bagh Chauraha, Aligarh Road, Agra, Pin 282006BKDN0721668NON-MICR7499159443

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