Top Banks 2024

HDFC Bank Patna

HDFC Bank Patna

Last Updated : March 27, 2017, 10:55 a.m.

HDFC Bank Patna Main Branch with IFSC Code

  • Branch Name: Patna-Exhibition Road-Bihar
  • Complete Address: Sr-01, Rajendra Ram Plaza, Plot No. 875, Exhibition Road, Patna, Bihar-800001
  • IFSC Code: HDFC0000186
  • MICR Details: 800240002
  • Customer Care Number: 18602666161

HDFC Bank Patna Branches with IFSC Codes

BranchAddressIFSCMICRContact details
Exhibition RoadBimla Sadan, Holding No # 801 / 432, Ward No # 37, Exhibition Road, Patna - 800001, BiharHDFC000018680024000218602666161
Boring RoadAmba Plaza, , Near Lakshmi Complex, , Boring Road, , Patna - 800001, BiharHDFC000023580024000318602666161
Sabzi BazarMaa Shakambari Complex, , Ashok Raj Path, Sabzi Bazar, Patna City, , Patna - 800008, BiharHDFC000033280024000418602666161
Kankar BaghB / 33, BiNodini Sadan, , Patrakar Nagar, , Kankarbagh, Patna - 800020, BiharHDFC000047780024000518602666161
Raja BazarShop No 4, Kesav Place, Khajpura, Bailey Road, Rajabazar, Patna - 800014, BiharHDFC000164980024000618602666161
Barh1st Floor, Sisodiya Complex, Station Road, Barh, Patna - 803213, BiharHDFC000224880324010218602666161
Ashok Rajpath RoadDeep Ganga Complex, Ashok Rajpath Road, Patna Bihar 800002HDFC000253280024000818602666161
AnisabadRadhika Complex, Balami Chak More, Anisabad, Balami Chak More, Anisabad, Patna Bihar 800002HDFC000251480024001118602666161
Rajendra NagarSri Ram Enclave 15 A, Arya Kumar Road, Rajendra Nagar, Patna Bihar 800016HDFC000285180024001018602666161
RamKrishna NagarRamkrishna Nagar, 3C, Bypass Road, Patna, Bihar 800020HDFC000423380024001218602666161
Ashiyana NagarShipra plaza, Ashiyana Nagar Digha road opposite ICICI bank training center Patna Bihar 800025HDFC000423480024001418602666161

Products offered by HDFC Bank in Patna

HDFC Bank has well-suited products for taking care varied needs of the customers. You can save on your loans with the low-interest rate facility provided by the bank. Also, GST is here, there is a slight increase in the processing fees and prepayment charges. Check out all the product details of HDFC Bank in Patna to apply for the product that you want.

HDFC Bank Personal Loan Details

HDFC Bank is offering one of the lowest interest rates on loans for you. Have a look at the HDFC Personal Loan details below and see if you are eligible for it or not:

ParticularsDetails
Interest Rate10.75% - 14.50%
Loan AmountUp to ₹ 15 Lakhs
TenureFive years
Processing FeesUp to 2.50% of the loan amount plus GST
Eligibility Criteria
  • Must be a salaried individual who falls in the the category of Chartered Accountant, Doctor, employee of public sector undertakings or private limited companies.
  • He/she should be between the age group of of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year
  • A net monthly income of at least ₹ 15,000 is needed. In case of applicants of cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000
Documents Required
  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

HDFC Home Loan Details

If you are an existing home loan customer of HDFC Ltd. or want to apply for it, have a look at the all the information related to the HDFC Home Loan .

ParticularsDetails
Interest Rate8.50% - 9.40%
Loan Amount₹ 75 Lakhs and above in selected cases
Tenure30 years
Processing Fees1.25 % of the amount sanctioned plus GST
Eligibility Criteria
  • Income
  • Educational qualifications
  • Age
  • CIBIL score
  • Income of the spouse
  • Number of dependents
  • Stability of employment
  • Saving history

  • Business, Liability & Assets
Documents RequiredSalaried employee:
  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Bank statement of the past six months
  • Proof of Income- Form 16 and latest salary slip

Other property related documents-
  • Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
Self-employed (businessmen and professionals):
  • Fully filled application form along with photographs of passport size
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Processing fee cheque
  • Proof of Income- Income Tax returns of the previous three years and Audited Balance Sheet & Profit and Loss account statement of the past three financial years
  • Proof of Business
  • Educational qualification certificates (For professionals)

  • Business profile
Other property related documents-
  • Buyer agreement/Allotment letter copy and a receipt of payment made to the developer
  • Bank statement of the past six months

Agriculturists:
  • Fully filled application form along with photographs of passport size
  • Proof of Identity- Passport/PAN card/Voter ID card/Aadhar card/Driving license
  • Proof of Address- PAN card/Passport/Electricity bill/Telephone bill/Rent agreement
  • Processing fee cheque
  • Copies of the Title documents of the agricultural land which can depict land holding
  • Statement of the loans availed in the past two years
Other property related documents-
  • Bank statement of the past six months
  • Copies of the Title documents of the agricultural land which can show that crops are being cultivated

HDFC Bank Car Loan Details

To buy your dream car, a car loan can surely help you. Have a look at the below-given table to know the HDFC Car Loan details:

ParticularsDetails
Interest Rate7.95% - 8.30%
Loan Amount
  • For Salaried employee- 3 times of annual income

  • For Self-employed- 6 times of annual income
Tenure7 years
Processing Fees0.4% of Loan Amount +GST
Eligibility CriteriaSalaried Employee-
  • Should be at least 21 years of age at loan application and <=60 years of age when the loan matures
  • Should have a job for a minimum of two years and must be working for the current employer for at least one year
  • A minimum annual income of ₹ 2,50,000 is needed
Self employed individual (Sole Proprietorship)-
  • Need to be at least 21 years of age when the tenure starts and <=65 when the tenure ends

  • Need to be in their business for a minimum of two years
  • Need to have an annual income of at least ₹ 2,50,000
Self employed (Partnership Firms)-
  • Need to have a minimum turnover of ₹ 2,50,000.
  • Must be engaged in the business of trading, manufacturing and services.

Self employed (Private Limited Companies) and Self employed (Public Limited Companies)-
  • Must be engaged in the business of trading, manufacturing and services.
  • A turnover of at least ₹ 2,50,000 annually is needed
Documents Required
  • Identity Proof- PAN Card, Voter ID Card, Passport, Driving License
  • Proof of Income- The applicants are required to submit the below documents as a proof of their income.
  • Salaried employee: A salary slip along with Form 16
  • Self employed individual (Sole Proprietorship): Latest Income Tax Returns
  • Self employed (Partnership Firms): Audited Balance Sheet, latest two years Income Tax returns and Profit and loss account of the last two years
    Self employed (Private Limited Companies): Audited Balance Sheet, P&L account of the last two years and Income Tax returns of the latest two years
  • Self employed (Public Limited Companies): Audited Balance Sheet and P&L account of the last two years

Proof of Address-
  • Salaried employee and Self employed individual (Sole Proprietorship): Driving license/Telephone Bill/Ration card/Life insurance policy/passport copy/Voter card/ electricity bill/PAN Card
  • Self employed (Partnership Firms), Self employed (Public Limited Companies) and Self employed (Private Limited Companies): Sales Tax certificate/Electricity Bill/Telephone Bill/SSI registered certificate/Shop & Establishment Act certificate
  • Bank Statement: You also require a bank statement of the previous six months

HDFC Bank Business Loan Details

Want to start your own business or looking for funds to expand your existing business? Check HDFC Business Loan latest interest rates and the eligibility based on which you can get instant approval from HDFC Bank.

ParticularsDetails
Interest Rate15.50% to 18.30%
Loan AmountUp to ₹15 Lakhs
(₹ 50 Lakhs in certain cases)
TenureOne to four years
Processing Fees2.50% of the loan amount + GST
Eligibility Criteria
  • Self Employed people like Individual Proprietors, Partnership Firms and Private Limited Company involved in the business of Trading, Manufacturing, or Services can apply
  • Minimum Turnover of ₹ 40 Lakhs is needed

  • Total business experience should be five years. The applicant needs to be in his/her current business for a period of at least three years
  • Business must be profitable for the past two years
  • Annual Income should be at least ₹ 1.5 Lakhs
  • The age of the applicant at the time of application should be 21 years
  • The applicant should not exceed the age of 65 years when the loan matures
Documents Required
  • PAN Card is mandatory for any company, individual or firm
  • Identity Proof- PAN Card, Aadhar card, Voter ID Card, Passport, Driving License
  • Proof of Residence- Aadhar card, Voter ID Card, Passport, Driving License
  • Income Tax returns of the past two financial years along with Audited Balance Sheet and Profit & Loss account
  • Proof of continuation- Trade license/ITR /Sales Tax certificate/Establishment
  • Other important documents include- Certified Copy of Partnership Deed, or Sole Prop. Declaration, Memorandum & Articles of Association & Board resolution

HDFC Loan Against Property Details

If you have an existing mortgage loan from HDFC Ltd. or want to apply for it, here are the HDFC Loan Against Property details given for your reference.

ParticularsDetails
Interest Rate10.25% to 10.75%
Loan AmountUp to 60% of the market value of the property
Tenure1 year to 9 years
Processing Fees1% of the loan amount plus GST
Eligibility Criteria
  • Self-employed professional or a salaried individual can apply for a loan.
  • The applicant should fall in the age bracket of 21 to 65 years.

  • Proprietors, partnership firms and companies
Documents RequiredFor Salaried individual
  • Identity Proof- Driving License/Voter ID Card/Passport/PAN Card/Aadhar Card/Employer's card
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill/Voter ID Card
  • Bank statement of the past six months where the income or salary is credited
  • Salary slip of the latest six months
  • Income Tax returns of the previous two financial years
  • Copies of all Property Documents

For Self-Employed Individual
  • Identity Proof- Driving License/Voter ID Card/Passport/PAN Card/Aadhar Card/Employer's card
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill/Voter ID Card
  • Bank statement of the past six months
  • Audited Balance Sheet and Profit & Loss account statement

  • Income Tax returns of the previous two years

HDFC Bank Education Loan Details

Have a look at the education loan details of the bank and see what the latest rates on this loan at HDFC Bank so as to apply for it at your nearest branch.

HDFC Bank Education Loan
ParticularsDetails
Interest Rate9.50% to 13.81%
Loan AmountUp to ₹ 10 Lakhs
Tenure15 years
Processing Fees1% of the loan amount sanctioned
Eligibility Criteria
  • You should be an Indian resident
  • You need to be between the age group of 16 to 35 years
  • A co-applicant is necessary for all the full time programmes
Documents Required
  • Completely filled application form
  • Passport size photographs
  • Institute Admission Letter
  • High school certificate, Senior Secondary certificate, Graduation marksheet
  • Proof of age- Birth certificate, PAN card, school leaving certificate
  • Proof of Identity- Aadhar card/PAN card/Voter ID card/Passport/Driving License
  • Proof of Address- Passport/Electricity bill/Telephone bill/Ration card/Lease and Rent agreement

Proof of Income-
  • For Salaried employee- Salary slip of of the latest two months and Bank statement of the latest six months
  • For Self-employed- Proof of turnover, Bank statement of the latest six month, Income Tax returns of the past two years and Audited Balance Sheet
  • For Professional - Proof of qualification, Bank statement of the latest six month, Income Tax returns of the past two years and Audited Balance Sheet and Profit & Loss account
  • HDFC Bank Fixed Deposit Details

    Have a look at the latest HDFC FD rates to see how much more are you most likely to get or open an account today to earn from your savings:

    ParticularsDetails
    Interest Rate2.50% - 6.25%
    Deposit AmountMinimum of ₹ 5,000
    Maturity PeriodSeven days to ten years
    Eligibility Criteria
    • Residents
    • Sole proprietorship firms
    • Hindu undivided families
    • Partnership firms
    • Trust accounts
    • Limited companies
    Documents Required
    • Secondary School Leaving Certificate of class 10th
    • Voters Identity Card
    • LIC Policy
    • Birth Certificate issued by the competent authority
    • Pension Payment Order
    • Passport
    • PSU Issued ID Cards
      Govt ID Card/ Defence ID Card (it must have the cardholder's, signature, photo and date of birth)
    • PAN Card

    Related Post