Mutual Funds with a 4-star Rating
Last Updated : Aug. 10, 2019, 11:59 a.m.
Doesn’t matter whether it’s a living or non-living object, everything is getting rated in this competitive environment and more so in the financial sphere. In this sphere, a wealth creation tool also exists in the form of mutual funds that spread the investor capital across a wide range of equity and debt instruments. Since you would be investing your hard earned money in this asset class, it is important to check the rating of the fund . The rating, which is typically given in 1 to 5 stars, tells about the performance of the fund. Funds with 3 and above are considered good. We have already disclosed mutual funds with a 5-star rating earlier. It’s time to see which are 4-star rated funds across equity, debt and hybrid categories.
Equity Mutual Funds with a 4-star Rating
These funds invest in the high-return proposition of stocks to build surplus money over time. The table below lists out equity mutual funds with a 4-star rating.
| Equity Mutual Funds with a 4-star Rating | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| SBI Bluechip Fund | -3.68% | 5.58% | 10.88% | 12.03% |
| Franklin India Prima Fund | -9.25% | 4.95% | 12.45% | 16.74% |
| DSP Midcap Fund | -10.18% | 5.72% | 13.08% | 16.54% |
| HDFC Mid-Cap Opportunities Fund | -13.90% | 4.68% | 11.64% | 17.91% |
| Aditya Birla Sun Life Equity Fund | -5.96% | 7.32% | 11.01% | 12.87% |
| Reliance Small Cap Fund | -18.47% | 7.68% | 13.32% | - |
| Franklin India Smaller Companies Fund | -18.58% | 1.05% | 10.22% | 16.81% |
| IDFC Tax Advantage (ELSS) Fund | -11.61% | 7.21% | 10.45% | 13.72% |
| DSP Tax Saver Fund | -2.73% | 7.67% | 12.01% | 14.14% |
Debt Mutual Funds with a 4-star Rating
These funds invest in a myriad of fixed income instruments such as bonds, debentures, etc. Check out the table below to which debt funds are assigned with 4 stars.
| Debt Mutual Funds with a 4-star Rating | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| UTI Liquid Cash Fund | 7.44% | 7.10% | 7.59% | 7.81% |
| Aditya Birla Sun Life Liquid Fund | 7.47% | 7.10% | 7.63% | 7.90% |
| Axis Short Term Fund | 9.75% | 7.55% | 8.22% | - |
| IDFC Bond Fund Short Term Plan | 10.03% | 7.41% | 8.09% | 7.77% |
| Axis Treasury Advantage Fund | 8.95% | 7.56% | 7.95% | - |
| ICICI Prudential Savings Fund | 8.73% | 7.80% | 8.31% | 8.33% |
| Reliance Low Duration Fund | 6.79% | 6.92% | 7.61% | 7.64% |
| IDFC Low Duration Fund | 8.74% | 7.65% | 8.17% | 8.29% |
| ICICI Prudential All Seasons Bond Fund | 10.21% | 8.15% | 10.17% | - |
Hybrid Mutual Funds with a 4-star Rating
These funds allow investors to benefit from capital appreciation and income generation by investing in a mix of equity and debt instruments. There are some hybrid funds that come with a rating of 4 stars. Check out them in the table below.
| Hybrid Mutual Funds with a 4-star Rating | 1-year Return | 3-year Return | 5-year Return | 10-year Return |
|---|---|---|---|---|
| ICICI Prudential Equity Arbitrage Fund | 6.51% | 6.16% | 6.58% | 7.30% |
| SBI Equity Hybrid Fund | 2.63% | 8.73% | 11.66% | 12.43% |
| HDFC Hybrid Equity Fund | -0.81% | 7.98% | 10.74% | 14.89% |
| DSP Equity & Bond Fund | -1.29% | 6.89% | 11.43% | 11.59% |
| Aditya Birla Sun Life Savings Fund | 8.92% | 7.91% | 8.46% | 8.42% |
| Franklin India Life Stage Fund of Funds 50s Plus - Floating Rate | 4.55% | 6.55% | 7.84% | 8.29% |
| HDFC Retirement Savings Fund - Hybrid Debt Plan | 4.68% | 6.74% | - | - |
How to Invest in 4-star Rated Mutual Funds?
You can choose to invest in these funds by either lump sum or a Systematic Investment Plan (SIP). While lump sum is typically a one-time investment, SIP is a continuous investment at regular intervals – daily, weekly, fortnightly, monthly, quarterly, half-yearly or annually. The investment will happen as per the frequency interval you choose.
How to Invest in 4-star Rated Mutual Funds Online?
You can easily invest in any of these funds at Wishfin, a neutral financial marketplace that has with it the top-performing mutual fund schemes across equity, debt and hybrid categories. All that you need to do is to follow a few steps shown below.
- Go to www.wishfin.com
- Click on ‘Mutual Funds’
- Go to ‘Register’
- Enter your mobile number
- Click on ‘Get Started’
- Mention your name, email ID, the city you live in
- Create a password that conforms to alphabet, numeric and special character requirements
- Click on ‘Sign Up’
Your account will be created by entering a few more details.
After Login
- Go to ‘Explore Mutual Funds’
- Click on ‘Equity’, ‘Debt’ or ‘Hybrid’ icon, whichever you wish to
- A list of funds under the respective category will appear on the screen
- Click on ‘Invest’ below any of the top-rated schemes you wish to invest in
Note – The data is sourced from Value Research as on August 8, 2019, and pertains to the regular plan of the schemes shown above.
Disclaimer – “Mutual fund investments are subject to market risks. Please read the scheme document carefully before investing”.