Maruti Suzuki S-Cross New Variants Launched, EMI as Low as 13K

In a bid to lure car shoppers this Diwali, the homegrown automaker Maruti Suzuki has launched four new versions of its crossover SUV S-Cross at an ex-showroom price ranging from ₹8.49-11.29 lakhs.

While releasing the new versions, MSI MD and CEO Kenichi in a statement said, “S-Cross, in its newest form, is an important milestone in our journey of transformation,”. Giving a credence to the clean energy mission, the automaker has managed to bring down the emissions in the new S-cross models to 105.5 gm/km by equipping them with the green technology DDiS200 backed by Smart Hybrid. So, if you are environment-savvy and love the nature, these new S-Cross variants are the ones you should look to buy.

How Much Loan Do You Deserve to Buy S-cross Variants?

Most of the people get the cars financed from either a bank or an NBFC. It is an affordable option for them to avail as the repayment gets converted into easy installments. The EMI, which stands for equated monthly installment, is the amount of monthly repayment you need to be ready with. The EMI calculation depends on the amount of loan, interest rate and tenure. As far as the quantum of loan is concerned, it can be anywhere between 85%-90% of the on-road price, which is an addition of ex-showroom price, RTO, insurance and others. Further, the loan can be given for a maximum tenure of 7 years at an interest rate of 8.75%-12% per annum.

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Maruti Suzuki S-Cross Price in India, Downpayment and EMI Options

Car ModelsFuel OptionsEngine Displacement (In CC)Mileage (In KMPL)Ex-showroom Price (In Lakhs)On-road Price (In Lakhs)Expected Loan Amount (In Lakhs)Expected EMI (In ₹)
Sigma 1.3Diesel124823.658.499.698.24 - 8.7213,153 - 15,393
Delta 1.3Diesel124823.659.3910.79.09 - 9.6314,510 - 17,000
Zeta 1.3Diesel124823.659.9811.379.66 - 10.2315,420 - 18,059
Alpha 1.3Diesel124823.6511.2913.3811.37 - 12.0418,149 - 21,254

Note – The loan amount is calculated based on 85%-90% of the on-road price. Whereas, the calculation of the EMI has taken into account an interest rate of 8.75%-12% and a tenure of 7 years. The ex-showroom price and on-road price are applicable to the S-Cross units in New Delhi. These prices will vary across the cities.

Processing Fee & Other Charges Applicable to a Car Loan

You would need to pay a processing fee which happens to be about 1%-2% of the loan amount. But as part of the festive offers, some lenders have made their car loan much more attractive by waiving off the processing fee partially or even entirely to lure the buyers. Lenders like State Bank of India (SBI) and Bank of Maharashtra have waived off the fee by 100% till December, 2017. Other lenders can also join the fray by waiving off the fee or introducing other offers. So, the time is ripe to apply for a car loan.

In case you get the surplus money to pay off your outstanding car loan balance, you can do so. This is called as prepayment or foreclosure, which leads to a charge of around 2%-5% of the outstanding loan. So, when you decide to prepay, make sure you calculate the prepayment charge and compare it with the savings of interest. If the latter is on the heavier side, it’s worth prepaying the loan.

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Read Exciting Features of S-Cross Variants Now

Expected to give the mother of all the competition to the likes of Hyundai Creta and Maruti Vitara Brezza, the facelift model has come with some stunning features that you would love to see. The features are shown below.

  • Vertically slatted Chrome Grille
  • Twin Barrel Headlamps with Projector Units
  • LED Daytime
  • Black Cabin with Silver Accents on the Dashboard
  • Touchscreen Display
  • Automatic Climate Control
  • Cruise Control
  • Power Mirrors
  • Height Adjustable Driver Seat
  • Enhanced Boot Space
  • 4-cylinder Turbocharged Multijet 1.3-litre and 1.6-litre diesel engine options
  • And Much More

Address of Maruti Suzuki S-Cross Showrooms in India

Showroom NameAddressContact Number
DD Motors MayapuriA-100, Mayapuri Industrial Area, Phase-II, New Delhi, Delhi-11006418002090230
Magic AutoPlot No. 94, Sector-20, Marble Market, Dwarka, New Delhi, Delhi-1100779599928301
ROHAN MotorsA-15 MCIE Mathura Road, New Delhi, Delhi-1100449811318504 , 0011-40681000
AAA MarutiB-80, Naraina Industrial Area, Phase 2, Near Bentex, New Delhi, Delhi 1100288130291162
Sai Service462,Senapati Baoat Marg, Phoenix Mills Compound,Next to Big Bazaar, Gandhi nagar, Lower Parel, Mumbai, Maharashtra 4000138268151983
Nexa Lower ParelHigh Street Phoenix, 462, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra - 4000138268158716
Sai Service Borivali EastSuyog Housing Co-op Soc Ltd, 1 to 5,Ground floor,New Link Road , Borivali West, Mumbai, Maharashtra - 4000928268158865
Shivam Autozone NexaShivam Centrium, Sahar Road, Koldongri, Andheri East, Mumbai, Maharashtra - 4000598286461676
Bimal Auto Agency60/2, Whitefield Road, Mahadevapura, Bengaluru, Karnataka - 5600489066025410
Pratham Nexa (Museum Road)15, Museum Road, Richmond Town, Bengaluru, Karnataka 5600018553000366
Mandovi Motors Pvt. Ltd.40/4, Lavelle Road, Bengaluru, Karnataka - 5600019845132055
Suraksha Car CareNo. 30/3, Hosur Main Road ,Electronic City,Bengaluru, Karnataka - 5601008884442381
Popular Maruti AnnanagarJ-16, Third Avenue, Anna Nagar East, Chennai, Tamil Nadu - 6000019710421457
Vishnu NexaNo - 171 & 173, GST Road, Chrompet, Chennai, Tamil Nadu - 6000447812040286
ABT MarutiNew No:72 Old No:102 Mount Road, Guindy, Chennai, Tamil Nadu - 6000329677352743 , 044-42254555
Popular Maruti (Velachery)No 9&10, Velachery Main Road, Balaji Nagar Pallikarani, Chennai, Tamil Nadu - 6001029282405812
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Personal Loan Interest Rates March 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.99%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 10.99% - 16.00%
Kotak Bank 10.99% - 17.99%
RBL 13.00% - 18.00%
Standard Chartered Bank 10.99% - 14.99%
Tata Capital 10.99% - 18.00%
Home Loan Interest Rates March 2018
State Bank of India/SBI 8.35% - 8.80%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.40% - 9.25%
Indiabulls Housing Finance Limited 8.35% - 11.25%
Kotak Bank 8.35% - 8.50%
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