About Oriental Bank of Commerce Personal Loan in Agra
When it comes to the fulfillment of the dream by a banking product, a personal loan sits at the top. The loan is on your way at affordable interest rates from one of the most popular public sector bank, Oriental Bank of Commerce (OBC). Founded in 1943, the bank has been busy treading the dreams of the masses with its personal loan, which you can avail for a myriad of purposes such as buying a top-selling air conditioner, travelling the Spanish beaches, meeting instant fund requirements, and others. The bank’s base is impressive and it’s visible in Agra, the city where you slug it out for your bread and butter.
Oriental Bank of Commerce Personal Loan Agra at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Agra
Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Agra.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documentation Needed to Apply for Oriental Bank of Commerce Personal Loan in Agra
OBC wants the customers to be ready with the below documents to access a personal loan in Agra.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Oriental Bank of Commerce Personal Loan Agra Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Chhipitol||9A, M G Road, Chhipitol, Opp Distt Hospital, Agra, Uttar Pradesh-282001||ORBC0100194||28202200||0562-2265849|
|Loha Mandi||251 Jaipur House, Loha Mandi, Agra, Uttar Pradesh-282010||ORBC0100383||282022005||0562-2810290|
|Sanjay Place||E 15/8, Prince Tower, Sanjay Place, Agra, Uttar Pradesh-220001||ORBC0100842||282022004||0562-2522354|
|Sikandra-Bodla Road||Dr.Maria Res. Academic Campus, Sikandra Bodla Road, Agra, Uttar Pradesh||ORBC0100899||282022006||0562-2275376|
|Bank Colony||Bank Colony, Opposite Subhash, Park, 71-A.M.G. Road, Agra, Uttar Pradesh-282010||ORBC0101020||282022007||0562-2263629|
|Kamla Nagar||D-507, Hotel Woodland, Building, Kamla Nagar, Agra, Uttar Pradesh-282002||ORBC0101186||282022009||0562-2580636|
|Tehsil Sadar||Tehsil Sadar, Opposite Police Station, Agra, Uttar Pradesh-282001||ORBC0105239||282022008||0562-2217085|
|Fatehabad Road||Hotel Luv Kush Building, Municipal No 30/6/20K-1, Fatehabad Road, Agra, Uttar Pradesh||ORBC0101372||282022010|
|Dayalbagh||Dayalbagh, 82 Ellora Enclave, 100 Feet Road, Dayalbagh, Agra, Uttar Pradesh-282005||ORBC0101984||0562-2570594|