Oriental Bank of Commerce Personal Loan in Agra

About Oriental Bank of Commerce Personal Loan in Agra

When it comes to the fulfillment of the dream by a banking product, a personal loan sits at the top. The loan is on your way at affordable interest rates from one of the most popular public sector bank, Oriental Bank of Commerce (OBC). Founded in 1943, the bank has been busy treading the dreams of the masses with its personal loan, which you can avail for a myriad of purposes such as buying a top-selling air conditioner, travelling the Spanish beaches, meeting instant fund requirements, and others. The bank’s base is impressive and it’s visible in Agra, the city where you slug it out for your bread and butter.

Oriental Bank of Commerce Personal Loan Agra at a Glance

ParticularsDetails
Interest Rate11.40%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Agra  

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Agra.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documentation Needed to Apply for Oriental Bank of Commerce Personal Loan in Agra

OBC wants the customers to be ready with the below documents to access a personal loan in Agra.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Oriental Bank of Commerce Personal Loan Agra Branches

Branch NameComplete AddressIFSCMICR Contact Detail
Chhipitol9A, M G Road, Chhipitol, Opp Distt Hospital, Agra, Uttar Pradesh-282001ORBC0100194282022000562-2265849
Loha Mandi251 Jaipur House, Loha Mandi, Agra, Uttar Pradesh-282010ORBC01003832820220050562-2810290
Sanjay PlaceE 15/8, Prince Tower, Sanjay Place, Agra, Uttar Pradesh-220001ORBC01008422820220040562-2522354
Sikandra-Bodla RoadDr.Maria Res. Academic Campus, Sikandra Bodla Road, Agra, Uttar PradeshORBC01008992820220060562-2275376
Bank ColonyBank Colony, Opposite Subhash, Park, 71-A.M.G. Road, Agra, Uttar Pradesh-282010ORBC01010202820220070562-2263629
Kamla NagarD-507, Hotel Woodland, Building, Kamla Nagar, Agra, Uttar Pradesh-282002ORBC01011862820220090562-2580636
Tehsil SadarTehsil Sadar, Opposite Police Station, Agra, Uttar Pradesh-282001ORBC01052392820220080562-2217085
Fatehabad RoadHotel Luv Kush Building, Municipal No 30/6/20K-1, Fatehabad Road, Agra, Uttar PradeshORBC0101372282022010
DayalbaghDayalbagh, 82 Ellora Enclave, 100 Feet Road, Dayalbagh, Agra, Uttar Pradesh-282005ORBC01019840562-2570594

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator