State Bank of Hyderabad Hyderabad

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About State Bank of Hyderabad

State Bank of Hyderabad is one of the leading banks in India and also one of the five associate banks of the State Bank of India. The bank was established in the year 1941 and has ever since worked for the fulfillment of the financial needs of the customers. The bank works with the motto of meeting up the expectations of the society irrespective of which class, caste or gender they belong to. Just like any other successful institution, SBH has also gone through many ups and downs and has come out with flying colors. Having said that, the bank has won the hearts of many and got awards for its excellent performance in the field of banking services.

Talking about the products it offers in Hyderabad, this city is the home of State Bank of Hyderabad. The bank has its headquarters at Hyderabad, Telangana and has its Head Office in Gunfoundry, Hyderabad. The bank has multiple branches in the city that makes it possible for the people to reach the bank for any query. The online portal of the bank is also active and easily accessible so as to make it even more convenient for the people. In this article, you will get the idea about all the products SBH offers in its ‘hometown’ and the other related information for a memorable experience with the bank.

State Bank of Hyderabad Hyderabad Branches

Branch NameComplete AddressIFSCMICRContact Number
Hyderabad16 - 7 - 386 Azampura, Malakpet Branch, Hyderabad - 24SBHY00200615000040344024529142, 24412022
Hyderabad5 - 1 - 722 Kushal Plaza, Sultan Bazar, Hyderabad, HyderabadSBHY00200625000040604024611978, 24611979
HyderabadBellavista HyderabadSBHY00200635000040084023310089, 23320755
Hyderabad1 - 1 - 230/11/2 Rtc “X” Roads Chikkadpally HyderabadSBHY00200645000040114027634165, 27635142
HyderabadExhibition Grounds, Hyderabad - 1SBHY00200655000040164024732220, 24747275
HyderabadGunfoundry, Abids, Hyderabad 500177SBHY00200665000040194023387322, 23387325
HyderabadD.No.3 - 5 - 906, Himayat Nagar, Hyderabad 500029SBHY00200675000040214023223336, 23226055
Hyderabad20 - 3 - 421 To 423 & 425, Moosa Bowli, Hussaini Alam, HyderabadSBHY00200685000040234023236538, 23237800
HyderabadMahaboobgunj HyderabadSBHY00200695000040334024600895, 24601340
Hyderabad10 - 289 - 43 Main Road, Shanti Nagar, Hyderabad - 28SBHY00200705000040574023302964, 23321149
HyderabadO.U.Campus, HyderabadSBHY00200715000040444027098642, 27098052
Hyderabad6 - 3 - 448 Panjagutta, HyderabadSBHY00200725000040464023390909, 23318194
HyderabadPathergatti, HyderabadSBHY00200735000040124024522506, 24523515
HyderabadAcharya N.G.Ranga Agriculture University Campus, Rajendranagar, Hyderabad - 500030SBHY00200745000040504024012332, 24018661
HyderabadSanatnagat, Hyderabad 500018SBHY00200765000040544023704164, 23700598
HyderabadSecretariat Building, HyderabadSBHY00200775000040564023456375, 23451347
HyderabadKacheguda HyderabadSBHY00200785000040254024730932
HyderabadNampalli Station Road, HyderabadSBHY00200795000040424024658727, 24732078
HyderabadHouse No.3 - 1 - 227, S.D.Road, Somasundaram St, Opposite CDR Hospital, Hyderabad, 500003SBHY00200815000040174027812347, 27817147

Products Offered by State Bank of Hyderabad in Hyderabad

State Bank of Hyderabad offers home loans, business loans, car loans, education loans, gold loans, mortgage loans, etc. with low-interest rates and higher loan amount. The bank also provides investment products like Fixed Deposit that give you the opportunity to save your money and earn from it as well! Below are the details of the products that the bank offers in Hyderabad like eligibility criteria, amount, interest rate, processing fee and tenure. You can have a look at the below details and apply for the product that suits your purpose.

Products Details of State Bank of Hyderabad in Hyderabad

ProductEligibilityAmount Interest RateProcessing FeeTenure
Home Loan Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities are eligible to avail this loan. The maximum loan amount will be lowest of loan amount assessed on the basis of the under noted 3 options(a.b.c) below:
a) Project cost which may include cost of land, house/ flat, cost of additional amenities related with said house/ flat, registration charges, stamp duty, property insurance, service tax and other statutory dues, if any, less applicable margin.
b) Permissible EMI/ NMI ratio.
c) Maximum Permissible Loan to Value(LTV) ratio

9.30% - 9.40%

0.25% of loan amount subject to maximum of ₹10,000/-30 years
Car LoanThe age of the applicant should be between 21-65 years.
Category 1(Salaried)
(a):Employees of Central Government, Central Public Sector Undertakings, Defence/Paramilitary Forces, Railway, Public Sector Insurance companies and State Government who have salary package accounts with SBH and minimum 3 months salary have regularly come in these accounts, and for Employees of Public Sector Banks.
Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
(b)Other salaries and Pensioners: Minimum Net Annual Income (NAI) of ₹3 lacs for all, whether or not maintaining Salary Package Account with us.
Category 2: Self-employed, Professionals, and Businessmen Minimum Net Profit or Gross Taxable income of ₹4Lakhs
Category 3: Agriculturists Minimum Net Annual Income of applicant and/or co-applicant together to be ₹4 lakhs
Upto ₹10 lacs: 15% on road Price of the Car
Above ₹10 Lacs:
15% Margin on Ex-showroom Price of the car
(OR)
Margin of 20% on Road Price of the car at the option of the customer

9.25%

0.25% of the Loan Amount subject to a minimum of ₹500/- & a maximum of ₹5000/-7 years
Business Loan Any individual / Partnership firm / Company / Society engaged in income generating non farming activities under Manufacturing or
Services segments.
Up to ₹10 lakhs9.95% p.a. Onwards (floating)NAUp to 7 years
Loan Against PropertyMSME Enterprises
Existing Customer already availing credit facilities from us.
ii. New units with marketable assets to offer as security.
iii. Takeover of existing units from other Banks/ FIs with satisfactory track record and satisfying takeover norms. (Credit Information Report to be obtained)
65% realizable value of the Security subject to a maximum of ₹5 crores depending upon category of Enterprise12.20% p.a. onwardsUp to 1% of the loan amountUp to 5 years
Fixed DepositIndividuals
Hindu Undivided Families (HUFs)
Minor represented by parents / guardian
Guardian on behalf of societies, clubs, trusts and associations
Associations
Clubs
Trusts
Sole proprietorship firms
Partnership firms
Limited Companies
₹15 lakhs and above

3.75% - 7.00%

NAUp to 10 years
Education LoanStudent Should be an Indian National.
Secured admission to professional/ technical courses through Entrance Test / Selection process.
Secured admission to foreign University / Institution
For studies in India, maximum ₹10 lakhs
Studies abroad, maximum ₹20 lakhs
9.95% p.a. onwardsNIL upto the loan amount ₹4 lakhs Up to 7 years
Gold LoanAll individuals who are 21 years and aboveMinimum ₹6,00010.50% p.a. onwardsNANA

Documents Required

Below are the list of all the documents according to the product the applicant is applying for.

ProductDocuments
Home Loan Completed loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Personal Assets and Liabilities statement
Car LoanCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Income Proof
Margin Payment copy
Processing Fee cheque
Business Loan Completed Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Loan Against PropertyCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
Property Documents
Income Proof
Fixed DepositCompleted loan application
3 Passport size photographs
Proof of identify (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
2 Passport size photos
Education LoanCompleted Education Loan Application Form.
Mark sheets of last qualifying examination
Proof of admission scholarship, studentship etc
Schedule of expenses for the specified course
2 passport size photographs
Borrower’s Bank account statement for the last six months
Income tax assessment order, of last 2 years
Brief statement of assets and liabilities, of the Co-borrower
Proof of Income (i.e. Salary slips/ Form 16 etc)
Gold LoanProof of identity (passport copy/voters id/driving license/pan card)
Address proof ( electricity bill/landline telephone bill/passport copy/shop & establishment certificate/rental agreement/ration card)
2 passport size photograph

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