UCO Bank Hyderabad
Last Updated : Aug. 30, 2018, 5:18 p.m.
About UCO Bank
Comparing the bank's history and its present is always an exciting thing to do. And when you do in the case of a bank whose history is as old as 75 years, the goosebumps get stronger than before. Yes, we are talking about UCO Bank endowed with custom products and services for the customers to take benefit from.
It was 1943 when the bank was established. But Ghanshyam Das Birla, the bank's founder, conceived an idea a year before while being a member of Quit India Movement 1942. He truly was a visionary and that translated into the bank expanding its horizon across the length and breadth of India's geographical landscape. From a handful of head offices in Kolkata to more than 3,000 branches, over 2,500 ATMs and 42 head offices, the bank's journey can be called a very successful one. It's not only the bank which has benefitted but also the customers who got what they were looking for. Those who were looking to buy homes, cars or travel around got their wishes fulfilled by the bank.
Within its stay, the bank has been able to create a separate identity in the areas of personal banking, corporate banking, NRI banking, MSME banking, rural banking, etc. For all these banking verticals, the bank has products catering to the specific needs.
For people staying in the coastal locations like Hyderabad, you can choose from around 30 branches of UCO Bank to bank with. Below are the details related to UCO Bank branches in Hyderabad.
UCO Bank Branches in Hyderabad
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Hyderabad Main | Hyderabad Main Branch, Pushpanjali Complex, Rear Block, Ground Floor, Kothi, Hyderabad | UCBA0000114 | 500028002 | 040-24741016 |
Banjara Hills | 8 2 624, Ground Floor, Road No 10, Banjara Hills, Hyderabad, Andhra Pradesh | UCBA0000979 | 50002800 | 040-55615838 |
ABID Circle | 5.8.600 To 604, 1St Floor, Mubarak Bazar, Hyderabad, Andhra Pradesh-500001 | UCBA0001441 | 500028003 | 040-23201404 |
Malkapet | 16-2-705 By 28, Malkapet, Hyderabad, Andhra Pradesh- 500036 | UCBA0001628 | 500028006 | 040-2455033 |
Suryanagar | 8-1-21 Plot No.12, Suryanagar, Toli Chowk, Hyderabad, Andhra Pradesh-500008 | UCBA0001746 | 500028008 | 040-23563006 |
Bandlaguda | Geological Survey Of India, Memsoorabad, Hyderabad 500060 | UCBA0001885 | 500028011 | 040-24222301 |
Jubilee Hills | Door No.8-2- 293 By 82 Y A By 490 Road No.10 And 12 Corner, Jubilee Hills, Hyderabad | UCBA0001905 | 500028013 | 040-23555768 |
Kukatpally | MIG 298, Phase - I, 4Th Road, Kphb Colony, Kukatpally- Hyderabad- 500072 | UCBA0001906 | 500028012 | 040-23057842 |
Mahaboobnagar | 7-5- 108/B, Venkateswara Colony, Opp.Indian Oil Petrol Pump, Mahaboobnagar- 509002 | UCBA0002019 | 509028002 | 8542273848 |
Gachibowli | 2-52-88, Saiteja Enclave, Indira Nagar | UCBA0002110 | 500028016 | 040-23005022 |
Madhapur | Plot No-76 Pravabati Plaza, Hyderabad | UCBA0002111 | 500028015 | 040-23110118 |
ECIL Cross Roads | ECIL Cross Roads, Hyderabad | UCBA0002267 | 500028018 | |
Banjara Hills Mid Corporate Branch | Banjara Hills Mid Corporate Branch, Hyderabad | UCBA0002142 | 500028017 | 040-23317818 |
Hyderabad Service Branch | Hyderabad Service Branch, Hyderabad | UCBA0002113 | 500028001 | 040-24744024 |
Flagship Corporate Branch | Flagship Corporate Branch, Hyderabad | UCBA0002268 | 500028019 | 040-23403360 |
Karmanghat | H-No-10-1-80/1/B-Ground Floor, Ramdev Plaza Karmanghat, Karmanghat X Road, Hyderabad | UCBA0002402 | 500028020 | 040-24098788 |
Hyderabad Asset Management | 6-3-1108, Ground Floor, Nava Bharat Chambers Raj Bhavan Road, Somajiguda, Hyderabad | UCBA0002804 | 500028999 | |
Dilsukhnagar | Door No 5-1, 5-2, Ground Floor, Sri Durga Com Durganagar Colony, Dilsukhnagar, Hyderabad | UCBA0002911 | 040-23322345 |
Products Offered by UCO Bank in Hyderabad
You can get products such as a car loan, home loan , personal loan, loan against property and others to fulfill your financial goals at UCO bank branches in Hyderabad. The details of these loans are different. So, it calls for a comprehensive reading and the table below will enable just that.
Basic Details of UCO Bank Loans in Hyderabad
Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
UCO Home Loan | Individuals with a minimum age of 21 years at the time of application and 70 years at the proposed expiry of the loan tenure are eligible. | 75%-90% of the property value | 8.85% - 10.40% | 0.5% of the loan amount Minimum- ₹ 1,500 Maximum- ₹ 15,000 | Upto 30 years |
UCO Personal Loan | Confirmed employees of either public or private sector entities or have served for a minimum period of 2 years at the existing organization for getting the approval. Net salary after deductions of PF and others must not be less than 40% of the gross income. | ₹ 10 lakhs | 12.80% | 1% of the loan amount, subject to a minimum of ₹ 750 | Upto 5 years |
UCO Property Loan Scheme | Available to companies, firms and individuals who have a property to mortgage. Age must be 21 years while applying for a loan and must not be over 65 years at the time of loan maturity. Minimum monthly gross salary of applicants should be ₹ 20K-30K Net salary should not be less than 40% of the gross salary or ₹ 10,000, whichever is more. For businessmen, a yearly income of ₹ 4 lakhs is required. | ₹ 2 Cr-5 Cr | 10.75%-11.75% p.a. | Upto 1% of the loan amount | Upto 12 years |
UCO Education Loan | Students applying for courses accredited to DoE. Courses for which loan is granted include ICWA, CFA, CA, MCA, MBA, MS, etc. Age of 28-33 years at the time of application | ₹ 10 Lakhs-20 Lakhs | 10.60%-11% p.a. | NIL | Upto 15 years |
UCO Car Loan | Regular employee with a minimum work experience of 6 months are eligible to apply for a car loan. Monthly salary should be a minimum of ₹ 20,000, while self-employed must earn atleast ₹ 4 lakhs-5 lakhs | Upto 85% of the on-road price of new cars. For salaried, loan amount can equal to 36 times of gross monthly emolument Self-employed can receive loan upto 3 times of the average gross annual income of the previous two years. For old cars, the maximum finance is restricted to 5 lacs-15 lacs | 7.25% Onwards | 1% of the loan amount, subject to a maximum of ₹ 1,500 | Upto 7 years for new cars Upto 5 years for old cars |
UCO Trader Loan | Existing businesses which are in the operation for a minimum of years and making profits in the previous 2 years are eligible to receive the loan. | ₹ 1 Lakh-2 Crore | 9.75%-11.55% p.a. | Upto ₹ 20,000 | |
UCO Roop Sangam | Available to any woman or a unit formed by a group of women. The Partnership firms where women partners must have a higher share. Companies where women own the maximum of capital, which is invested. The borrower should be a minimum of 20 years at the time of application and must not be over 60 years by the time loan matures. | ₹ 3 Lakhs-10 Lakhs | 9.75% p.a. | Upto ₹ 363 per lakh and service tax, if any | Upto 5-7 years |
UCO CA Loan Scheme | Chartered accountants be it on an individual or joint basis or proprietorship firm or a partnership firm. CA firm must have been working for the last 2 years. The applicant's name or firm name must not have figured among the RBI's list of defaulters. | Upto 2 Lakhs-1 Crore | 11.70% p.a. | 0.5% of the loan amount, subject to a minimum of ₹ 2,000 | Upto 10 years |
Documents Required to Avail Loans from UCO Bank in Hyderabad
Products | Salaried | Self-employed |
---|---|---|
UCO Home Loan | Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months Property Registration Documents, Property Cost Estimate Prepared by a Chartered Engineer Duly Signed Application Form along with Passport Size Photographs | Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Business Establishment Proof- Service Tax/Sales Tax/VAT Registration, Telephone or Electricity Bills of Shops Income Proof- ITR for the last 3 Years, Profit & Loss Account Statement & Audited Balance Sheet for the Last 3 Years, Bank Statement for the Last 6 Months Property Registration Documents, Property Cost Estimate Prepared by a Chartered Engineer |
UCO Personal Loan | Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months | |
UCO Car Loan | Age Proof-PAN Card/Voter ID/Passport/Aadhaar Card Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months Hypothetication of the Car to be Purchased | Age Proof-PAN Card/Voter ID/Passport/Aadhaar Card Identity Proof- PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership Hypothecation of the Car to be Purchased |
UCO Property Loan Scheme | Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months Equitable Mortgage/Registered Mortgage of Land/Flat/House/Apartment | Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership Equitable Mortgage/Registered Mortgage of Land/Flat/House/Apartment |
UCO Roop Sangam | Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof-Latest Salary Slips, Form 16 for the Last 2 Years, Bank Statement for the Last 6 Months | Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years Business Establishment Proof- Shop & Establishment act Certificate/ Sales tax Certificate / SSI Registered Certificate /Copy of Partnership |
UCO Trader Loan | Identity Proof-PAN Card/Voter ID/Passport/Aadhaar Card Address Proof-Voter ID/Passport/Aadhaar Card/Utility Bill Income Proof- IT returns for the last 2 years along with audited balance sheet, P&L account statement for 2 years |