Top Banks 2024

Yes Bank Jammu

Yes Bank Jammu

Last Updated : Aug. 30, 2018, 5:05 p.m.

About Yes Bank

Setting benchmarks in the banking sector, there is no denying the fact that Yes Bank is a reliable name you can trust. Laid its foundation in the year 2004 under the supervision of Mr. Rana Kapoor and Late Ashok Kapur, this private sector bank with its best of products has been scaling new heights of success each day. By offering an exclusive range of financial products in the areas of Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business, this lender ensures to bring a change the way people look at the banking industry.

This is the reason that the lender by offering an enormous range of quality and thoughtfully designed products ensures to serve your financial purpose in the least time frame. Known for following the footprints and benchmarks set by its founders, this full-service commercial bank makes sure to deliver the best customer experience to one and all. Keeping this thing in mind, the people living in Jammu go for Yes Bank when requiring financial help. So, if you are also someone who is interested in knowing the various products offered by Yes Bank in Jammu, you are at the right place. Read this page further to get all the latest updates.

Yes Bank Jammu Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Srinagar, JammuUnit No 1 - 6, 2nd Floor, M.S. Mall Site, Residency Road Estate Srinagar
YESB0000013190532002
Jammu
Ground Floor Plot No 20, Block B/C , Gandhi Nagar, Green Belt Jammu Jammu And Kashmir 180004
YESB0000090180532002
KatraGround Floor, Bhawaniz Paradise Jammu Road, Po Katra Katra Jammu & Kashmir 182301
YESB0000138182532201
Udhampur, Jk
Ground Floor, Plot No 10, Shiv Nagar, National Highway 1a, Po Udhampur Pin 182101 ( J& K)
YESB00002771825320019796320520
AnantnagArco Furnishings, Khasra No- 4577/1574, Opposite Dc Office, Lal Choke, Anantnag, J& K 192101
YESB00003161925320019906673613
Citizens Coop Bank Jammu C O117 A/D Gandhi Nagar, Jammu-180004
YESB0CJ01010191-2432058
Citizens Coop Bank Jammu Moti BazarMoti Bazar, Jammu-180001
YESB0CJ01020191-2579544
Citizens Coop Bank Jammu New PlotsNew Plots, Jammu-180007
YESB0CJ01030191-2578796
Citizens Coop Bank Jammu Ware HouseWare House, Jammu-180004
YESB0CJ01040191-2430076
Citizens Coop Bank Jammu GangyalNational Highway, Gangyal, Jammu-180010
YESB0CJ01050191-2480491
Citizens Coop Bank Jammu KanakmandiAhata Shri Niwas Shah, Kanak Mandi, Jammu-180001
YESB0CJ01060191-2544712
Citizens Coop Bank Jammu Shastringr242 A Shastri Nagar, Jammu-180004
YESB0CJ01070191-2452107
Citizens Coop Bank Jammu TrnsprtngrTransport Nagar, Jammu-180006
YESB0CJ01080191-2456864
Citizens Coop Bank Jammu Vinaik BzrVinaik Bazar, Jammu-180001
YESB0CJ01090191-2548433
Citizens Coop Bank Jammu Akhnoor
Near Bus Stand, Akhnoor, Jammu-181201
YESB0CJ011001924-252000
Citizens Coop Bank Jammu VijaypurVijaypur, Distt. Samba, Jammu-180006
YESB0CJ011101923-231036
Citizens Coop Bank Jammu R S Pura
Near Bus Stand, R.S. Pura, Jammu-181102
YESB0CJ011201923-250488
Citizens Coop Bank Jammu JanipurNear Main Chowk, Janipur, Jammu-180007
YESB0CJ01130191-2532812
Citizens Coop Bank Jammu ChanihimatChanni Himmat, Jammu-180015
YESB0CJ01140191-2462108
Citizens Coop Bank Jammu SheikhngrSheikh Nagar (BAHU Fort), Jammu-180006
YESB0CJ01150191-2452318
Citizens Coop Bank Jammu Talabtillo
Jawahar Nagar, Talab Tillo, Jammu-180002
YESB0CJ01160191-2555361
Jammu 2 Residency RoadGround Floor And Mezzanine, Cosmo Hotel Building, Residency Road, Jammu, Jammu And Kashmir, Pin 180001
YESB00005261805320032566027
Sanat Nagar SrinagarGround Floor, Enigma Complex, Plot No.1, Housing Colony Rawalpura, Sanat Nagar, Srinagar-190005
YESB00006021905320032430511

Products Offered by Yes Bank in Jammu

Know the eligibility criteria, loan amount, tenure, processing fee, etc offered by Yes Bank in Jammu. Each product be it personal loan , home loan, gold loan or car loan has been well-designed by keeping in mind to meet your varied needs in the least time frame. To know more about the same, kindly read the page below.

Basic Details of Yes Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan AmountTenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.15% - 11.25%₹ 5L-500LUpto 25 years1% of the loan amount
Personal LoanThe minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.
11.05% - 20.25%₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car LoanThe minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.
9.25% Onwards₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against PropertyThe minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
- Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal LoanProof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car LoanDuly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
- Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
- Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
- Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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