Yes Bank Patna

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About Yes Bank 

After laying its foundation in the year 2004 under the supervision and guidance of Mr. Rana Kappor and Late Ashok Kapur, Yes Bank is your own bank that offers you best of products and services through various channels. Since its inception, the bank with its diverse range of products and services has been catering the needs of one and all. This is the reason that people living in Patna consider Yes Bank an ideal option to avail multiple products for various needs. This full-service commercial bank offers plenty of unique products such as Corporate, Retail, SME Banking Franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business & Transaction Banking and Wealth Management Business so that all your diverse needs can easily be fulfilled in the best possible way.

However, the bank with its widest range of financial products as well as user-friendly services has been scaling new heights of success each day and hence become the most preferred choice of the people living in the beautiful Patna city. With strong brand ethos, innovative approach, unique products and technological advancements, this lender is leaving no stone unturned to offer an enriching experience to all its customers around the globe. If you want to know more about Yes Bank in Patna, this page is worth reading for you. 

Yes Bank Patna Branches

Branch Name Complete Address IFSCMICRCustomer Care
 PatnaGrnd N Mezzanine Flr, Unit No 201 2 Flr, Rajendra Ram Plaza, Plt No 875 Hldg No 373, Crcl No 6, Exhibition Rd Patna Bihar 800001
YESB0000253800532002
Bihar State Coop Bank Head OfficeAshok Rajpath, Patna - 800004
YESB0BSCB018986210582
Bihar State Coop Bank BankipurAshok Rajpath, Patna - 800004
YESB0BSCB020612-2261848
Bihar State Coop Bank Maurya Lok
Maurya Lok, Patna - 800001
YESB0BSCB030612-2223540
Bihar State Coop Bank New SecttNew Secretariat, Patna - 800001
YESB0BSCB040612-2232413
Bihar State Coop Bank New Market
New Market, Patna - 800001
YESB0BSCB050612-2221526
Bihar State Coop Bank Kankar BaghKankarbagh, Patna - 800020
YESB0BSCB060612-2353492
Bihar State Coop Bank MusallahpurMusallahpur Hat, Patna - 800006
YESB0BSCB07 0612-2670214
 Bihar State Coop Bank Nala RoadNala Road, Patna - 800004
YESB0BSCB080612-2686098
 Boring Canal RoadShop No. 3, 4 On Lower Gr Floor, Shop No. 5, 6, 7, 8 On Upper Gr Floor, Shree Ram Palace, Boring Canal Road Patna Bihar 800001
YESB00006208005320032521139

Products Offered by Yes Bank in Patna

If you want to avail a product from Yes Bank, we have the good news for you. This private sector lender offers plenty of thoughtfully designed products such as loan against property, home loan, car loan, personal loan and gold loan so as to meet the diverse needs of all. However, as far as availing the same is concerned, you can avail them if they meet the eligibility criteria set by the bank. To know more about the same, go to the page below.  


Basic Details of Yes Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home LoanThe applicant must be atleast 23 years of age at the time of availing the loan.

The maximum age of the applicant should be 60 years at the time of loan maturity.

If you a salaried or self-employed individual with regular source of income, you can apply for the same.
9.35% - 13.50%₹ 5L-500LUpto 25 years1% of the loan amount
Personal Loan The minimum age of the applicant should be 22 years at the time of taking the loan.
The maximum age of the applicant should be 58 years at the time of loan maturity.
Net monthly income of the applicant should be ₹25,000.
He/she should have minimum 6 months salary account with Yes Bank.
The applicant should have 2 years of total work experience.
Minimum 6 months experience with current employer is required.

14.00%

₹ 200,000- 20 LakhUpto 5 yearsUpto 2 % of the loan amount
Car Loan The minimum age of the applicant should be 21 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.
The annual income of salaried individuals should be ₹3,00,000 or above.

The annual income of self-employed should be ₹2,00,000 or above.


The applicant should have 2 years of total work experience.

Minimum 6 months experience with current employer is required.

10.25%

₹ 1Lakh-500 Lakh1-7 years₹ 5,000-10,000
Gold LoanAn individual must be an Indian resident.
The minimum age of the applicant should be 18 years at the time of taking the loan.
The maximum age of the applicant should be 65 years at the time of loan maturity.

The purity of the gold against, which loan is available should be 18-24 karat.
12.00% – 14.50%₹25,000-50 Lakh0.005
Loan Against Property The minimum age of the applicant should be 23 years at the time of taking the loan.
The maximum age of the applicant should be 60-65 years at the time of loan maturity.
Minimum annual income of an applicant should be ₹3-4 Lakh per annum

Salaried:
 The experience of 6 months in current employment, 3 years in total employment.

Self-employed:

Minimum 3 years of experience in bussiness/profession.

As per bank's guidelinesUpto ₹ 5 croreUpto 2 % of the loan amount

Documents Required

ProductDocuments
Home LoanProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns

  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
Last 6 months bank statement of salary / main operating bank account

Details of all existing loans
Additional Documents in case of Partnership Firms: Partnership Deed

Personal Loan Proof of identity, age, address and Signature
Salary slips of the last 3 months and IT Returns for the last 2 years
Bank Statement of salary account for the last 6 months
Car Loan Duly filled up application form
Latest photograph
KYC documents as per bank's policy
Income proof
Gold Loan 2 Passport size photographs
Proof of Identity
Address Proof
Signature Proof
Additional document for Sole Proprietorship Concern
Business Proof
Loan Against PropertyProof of Identity and Signature
Proof of Address (Office and Residence)
Income Documents:
-  Salaried : 2 Latest salary slips and IT Returns / Form 16 for last 2 years
-  Self Employed Professionals : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss account including tax audit report if applicable and proof of turnover vide latest sales / service tax returns
-  Self Employed Businessmen / Retail SME Enterprises : Last 2 years IT Returns with computation of income, audited Balance Sheet and Profit & Loss
Last 6 months bank statement of salary / main operating bank account
Details of all existing loans
Additional Documents in case of Partnership Firms : Partnership Deed
Additional Documents in case of Private / Public Limited Company: Memorandum & Article of Association and List of Directors & Shareholders
Copies of all property documents*The check list is only indicative and not exhaustive. Depending upon the local requirements at different places addition could be made as per necessity

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