Top Banks 2024
Allahabad Bank Ahmedabad
Last Updated : March 18, 2017, 10:07 a.m.
About Allahabad Bank
Allahabad Bank was founded in the year 1865 and since then there is no looking back. Yes, you read that right! This Government of India Undertaking since its inception is worldwide known for delivering the quality services, unique products to one and all. With its headquarters in Kolkata, this nationalized bank leaves no stone unturned to cater the diverse needs of all its esteemed customers around the globe.This is the reason that be it availing a personal loan, home loan, car loan or education loan, this leading bank never disappoints anyone.
The bank offers an exclusive range of retail credit products to ensures that all its customers can easily fulfill their multiple needs in the least time frame. However, don’t forget, the bank also shares a wide network of more than 3,071 branches located at various locations of the country so that it will always be in touch with all its valuable customers. Keeping this thing in mind, the people living in the beautiful Ahmedabad city avail the best of services and products being offered by this leading bank in the city, hence meeting the needs of all. To know more about Allahabad Bank and its multiple products in Ahmedabad, you are at the right place. Read this page below to get the detailed information on the same.
Allahabad Bank Ahmedabad Branches
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Maskati Market | Sthuli Bhadra Building, Reid Road, Maskati Market Ahmedabad - 380002, Pin: 380002 | ALLA0210181 | 380010002 | 079-22111997 |
| Ashram Road | Bhagwati Chambers, Opp.Gujrat Vidyapith, P.O.Navjivan, Ahmedabad - 380014, Pin: 380014 | ALLA0210320 | 380010003 | 079-27544911 |
| Naranpura | 3A, Ground Floor, Harish Chandra Park Co - Ope - Rative Society (Near Vijaynagar), Naranpura, Ahmedabad - 380013, Pin: 380013 | ALLA0210470 | 380010005 | 079-27473390 |
| Naroda | Galaxy Avenue, Shop No A 1 &2, Opp. Galaxy Cinema, Nh - 8, Naroda Ahmedabad - 382330, Pin: 382330 | ALLA0210471 | 380010007 | 079-22812278, |
| Lal Darwaja | Setalvad House, 1St Floor.Mirzapur Road Lal Darwaja, Ahmedabad - 380001, Pin: 380001 | ALLA0210716 | 380010004 | 079-25506044, |
| Ranna Park Branch | Near Shreekunj Society, Ranna Park Ghatlodia, Ahmedabad - 380 061., Pin: 380061 | ALLA0211156 | 380010006 | 079-27474568 |
| S P Nagar | Navin House, Off C G Road Opp S P Seva Samaj Hall, Ahmedabad 380 006, Pin: 380006 | ALLA0211929 | 380010009 | 079-26460354 |
| Gandhinagar Sarkhej Highway | G - 1 & G - 2 Platinum Plaza, Near Judges Bungalows, Bodakdev, Ahmedabad 380054, Pin: 380054 | ALLA0212113 | 380010011 | 079-26854640 |
| Bapunagar | Shop No. 110 To 116, Karia Complex, 1St Floor Viratnagar Cross Road, Nh - 8, Pin: 380024 | ALLA0212308 | 380010015 | 079-22892120, 9924827123 |
| Halol | Halol, Ahmedabad, Gujarat | ALLA0212391 | 389010041 | |
| Old Polytechnic | Old Polytechnic, 13/16, Grand Mall, Nehrunagar, S. M. Road Opp Sbi Zonal Office, Ahmedabad - 380015, Pin: 380015 | ALLA0212121 | 380010012 | 079-26307427, |
| Old Sarda Mandir | Old Sarda Mandir, G - 2/B, Mahalaxmi Tower, Near Vikas Gruh Road, Paladi, Ahmedabad - 380007, Pin: 380007 | ALLA0212263 | 380010014 | |
| Relief Road | Relief Road, 575/1 Relief Road, Ahmedabad 380 001, Pin: 380001 | ALLA0211820 | 380010008 | 079-25356883 |
| Service Branch | Service Branch, 3A, First Floor, Harishchandra Park Co - Op Soc Near Vijay Nagar, Naranpura, Ahmedabad - 380013, Pin: 380013 | ALLA0211559 | 079-27454781 | |
| Sola Road | Sola Road, Shop No.14 To 16, 1St Floor, Stya Surya Complex, Sola Road Ahmedabad - 380061, Pin: 380061 | ALLA0212248 | 380010013 | |
| Valad | Valad, Vill. & P.O. Valad Dist. Gandhinagar - 382360 Gujarat, Pin - 382 360, Pin: 382360 | ALLA0210669 | 231010157 | 079-23277314 |
| Nadiad | Nadiad, 1St Floor, Sona Rupa Building, Near Vaishali Cinema Nadiad - 387 002, Pin: 387001 | ALLA0211879 | 387010002 | 0268-2559684 |
| Dharmaj | Azad Chowk, Opp. Post Office, Dharmaj Village, Taluka: Petlad, District Anand, Pin: 388430 | ALLA0212405 | 388010501 | 02697-244750 |
| Ring Road | Shop No 3, 4, Nakshatra 3, 150 Ft Ring Road, Rajkot, Gujarat | ALLA0212432 | 9998041672 | |
| Maninagar | Mangalya Square, Shop No. 1 & 2, Opp. Saraswati Prathamik School, Maninagar Char Rasta, Maninagar, Ahmedabad - 380008 | ALLA0212489 | 380010016 | 079-25466330 |
| Sanand | Survey No 31-32, Ground Floor, Nal Sarovar Circle, Sanand Viramgam Highway, Sanand-382110 | ALLA0212599 | 380010017 | 9929210527 |
| Shahibaug | Neelkanth Plaza, Shop No. 3-4, Opposite Commissioner Office, Near Axis Bank, Shahibaug, Dist. Ahmedabad 380004 | ALLA0212766 | 380010019 | 998506236 |
| New Ranip | Shop No.225, Shashwal Opp. Anmol Bungalows, New Ranip, Dist. Ahmedabad 382480 | ALLA0212905 | 380010021 | 7600323159 |
| Chandkheda | Shop No.4-6, Highway Mall, Near Amts Bust Stop, Brts Route, Chandkheda, Ahmedabad 382424 | ALLA0212906 | 380010020 | 9414973457 |
| Bopal | C-3, Amrapali Axiom, Opp. Reliance Petrol Pump, Bopal Junction, Bopal, Ahmedabad, Pin : 380054 | ALLA0212749 | 380010018 | 9413937402 |
Products Offered by Allahabad Bank in Ahmedabad
If you are in the beautiful city of Ahmedabad and looking for any sort of financial help, reading this page is worth for you. Yes, right from car loan, home loan , education loan to property loan and personal loan, this public sector bank offers all to meet your multiple needs in the best possible way. To know about the eligibility of these products, you need to read the table below.
Basic Details of Allahabad Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
| Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
| Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
| Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
| Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
| Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
| Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |