Gruha Lakshmi Scheme Karnataka: Online Application & Benefits Explained

Last Updated : Sept. 15, 2023, 3:24 p.m.

The Gruha Lakshmi Scheme, which guarantees gender equality to encourage women in Karnataka, was recently introduced by the Karnataka government. Under this plan, the state government of Karnataka would give money to the women in charge of running the household. The Gruha Lakshmi Scheme was introduced by the Karnataka government to assist in turning many people’s dreams into reality since it recognises the value of housing for its residents. The Gruha Lakshmi Scheme will be covered in detail in this article, along with its requirements for participation, registration, online application procedures, and perks. Eligible users of this programme may receive financial aid to build a new home or to renovate and repair their existing dwellings as needed.

Karnataka’s Gruha Lakshmi Scheme

The Karnataka Government introduced the Gruha Lakshmi Scheme Karnataka, which offers the head women of a house recurring financial help. The state’s 1.28 crore women would gain from this programme. The Gruha Lakshmi Scheme was established to assist women and enhance their standard of living. By giving them financial support via a Direct Benefit Transfer (DBT) modality, it seeks to empower mothers, landless women, and agriculture women labourers. After August 16, the Chief Minister, Siddaramaiah, will begin the deposition directly to the beneficiaries’ financial accounts.

Amount of the Gruha Lakshmi Scheme in Karnataka

Beginning on August 27, 2023, the Karnataka government will offer eligible women monetary support in the amount of Rs. 2,000 per month.

Eligibility Criteria for the Gruha Lakshmi Scheme

• The families of the women ought to originate from Antyodaya, BPL, or APL.
• The government will benefit the women listed on the Antyodaya, BPL, and APL ration cards as the family’s head.
• The advantages of the plan will only be received by one woman per family.
• The benefits of the Gruha Lakshmi Scheme are not available to women who work for the government.
• The program’s advantages are not available to female taxpayers.
• The woman of that household will not be eligible for the benefits of the scheme if the spouse of the lady is an income taxpayer or GST return filer.

Apply Online for the Gruhalakshmi Scheme here

Beginning on July 18, enrollment for the Gruhalakshmi Scheme was open. The actions listed below can be used by eligible women to sign up for the programme online:

Step 1: Join the Seva Sindhu Guarantee Schemes Portal as the first step.

Step 2: Select “Gruhalakshmi Scheme” from the menu.

Step 3: Open the pop-up box and click the link that appears.

Step 4: Submit the documents and complete the necessary information for the scheme.

Step 5: Press “Submit” and write down the application form’s number for future use

Gruhalakshmi Scheme Offline Application

Women may also submit requests in person at Bapuji Seva Kendras, Nada Kacheris, the Grama One, Bangalore One, or the Karnataka One office. Women who qualify should go to the offices listed above to pick up an application for the Gruhalakshmi Scheme, fill it out, and submit it with the necessary paperwork. To collect beneficiary information, state officials will go door to door and register people. The Seva Sindhu Guarantee Schemes Portal will show the beneficiary list.

Documents Necessary for the Gruhalakshmi Scheme

The documents are:

• Aadhar Card
• Ration Card
• The Aadhar Card of the Husband
• Mobile Number
• Bank Account Details

Beneficiary Status for the Gruhalakshmi Scheme

After submitting an application for the Gruhalakshmi Scheme, a woman can track her progress on the Seva Sindhu Guarantee Schemes Portal. The government will publish the list of programme beneficiaries on its official website.

Benefits of the Karnataka Gruhalakshmi Scheme

• Women are helped, and their means of subsistence are improved.
• Women have the ability to improve their lifestyles and be financially independent.
• Benefits received under this programme may assist women in meeting their necessities.
• Women’s quality of life will rise, and they will become more respectable.
• Through providing them with financial assistance, it recognises and rewards the contributions that housewives make to their families.
• Women’s lives will no longer be marred by poverty.
• Women may support their families, gain independence, and take care of themselves.

Conclusion

A laudable effort by the state administration of Karnataka to provide its residents with inexpensive housing is the Gruhalakshmi Scheme. In addition to meeting a basic human need, the programme promotes social and financial growth by addressing the housing requirements of low-income and economically disadvantaged groups.

If you satisfy the requirements listed in this article, think about using the Gruhalakshmi Scheme to make your dream of buying a home a reality. To improve your possibility of receiving financial aid, make sure to properly follow the registration process and present all required documentation. This programme aims to give the people of Karnataka greater opportunity and a brighter future, not merely to build houses.

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