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About Axis Bank Home Loan Agra
Agra, the culturally rich city, is an absolute delight for the travellers around the world. Taj Mahal, India’s cultural heritage, is one of the many forts that enhance the repute of the city. The beauty of the city has also made the businessmen going wild as they are available in large numbers to take control of the city’s economy. The city is a home to a large number of small-scale enterprises engaged in the business of footwear, foundries, and others. These enterprises employ a group of skilled and semi-skilled workers who would need a bank or any other financial institution to take care of their earned money.
The city of Agra is surrounded by banks that are ready to serve the business as well as the salaried class for their varied financial needs. If you ever wanted to choose a bank in Agra, it is Axis Bank, which enjoys a massive presence with over 3,000 ATMs and more than 13,000 branches operating in India. In Agra, it has about 10 branches to serve you with its exclusive range of products. Founded in 1994, the bank appeals to both depositors and loan seekers who want the product of their choice.
Staying in a rented flat? Looking to buy a home but do not have the money? Don’t worry, as Axis Bank provides an extensive range of home loans to let you fulfill your home dream. Get ready to be free from the hassles of paying rent and shifting from one location to another by choosing Axis Bank for obtaining a home loan. Be it the affordable interest rates, seamless approval or disbursal, Axis Bank sits right at the top as far as providing a home loan in Agra is concerned. Catch one best home loan deal at Axis Bank through the information as presented below.
Axis Bank Home Loan at a Glance
|Interest Rate||6.75% - 7.20%|
|Loan Amount||Upto ₹ 1.5 Cr|
|Tenure||Upto 30 Years|
|Processing Fee||Upto 1% of the loan amount|
|Pre-payment Charges||Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable|
What are the eligibility criteria you need to follow for getting your Axis Bank home loan application approved? If you do not know the answer, you can be aware of the same reading the points below.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Check for more information in Home Loan Agra.
Axis Bank Home Loan Branches
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Agra (U)||Shop No A/G5, 6, 7, 8 &Ab 5, 7, 15. Block No 41/4A Sanjay Place, 282002||UTIB0000086||282211002||0562 - 403750|
|Hing Ki Mandi||Ground & 1St Floor, 8/512, Hing Ki Mandi, Kotwali Road, Agra, Uttar Pradesh, Pin 282003||UTIB0002351||282211005||9927805804|
|Tajlink Road||Aditya Complex, Property No. 18/163, Khasra No. 203, 204, 205 &206 (Part)Taj Link Road, (Fatehabad Road), Agra 282001 , Uttar Pradesh||UTIB0000643||282211003||0562-223 2064/ 0899/ 0676/ 1907|
|Firozabad||Building No. 68, Vimala Tower, Opp. Bus Stand Agra Road, Firozabad 283203 Uttar Pradesh||UTIB0000672||283211002||05612-232 896/ 928/ 071|
|Sikandra||Ground Floor, Plot No. 9, Sector 9, Sikandra Yojana, Agra, Uttar Pradesh, Pin 282003||UTIB0002427||282211006||0562 - 4080242/ 243/ 244/ 245|
|Shahganj||Ground Floor Plot No 32 33 Hanuman Nagar Shahganj Agra Uttar Pradesh Pin 282010||UTIB0002681||282211007||9927498587|
|Bhagwan Talkies||Ground Floor Ashoka Plaza 322 322 C 322 C1 Nagla Padi Bye Pass Road Agra 282002||UTIB0003070||282211008||8755030555|