Top Banks 2024
Axis Bank Noida
Last Updated : Feb. 4, 2017, 5:19 p.m.
About Axis Bank
Worldwide known for creating its niche in the Indian banking sector, AxisBank, the third largest private sector bank of the country by serving all its customer through the diverse range of financial products is no doubt rulling the roost. Founded in the year 1993, since then the bank endeavors that the people have an enriching banking experience at its best. Be it Retail, NRI, Agri, Rural, Burgundy and Priority , the lender make sure to serve the financial needs of all its customers in the least time frame. Moreover, a total number of more than 2,959 branches along with 12,743 ATMs situated at almost every nook and corner of the country, the lender makes sure that it will always be within the reach of all.
Right from Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking,Wealth Management and Credit Cards, this renowned lender is into everything hence giving a memorable experience to one and all. With 9 international offices located at different countries around the world, Axis Bank makes sure that all your financial hurdles can easily be taken care no matter in which country you are. Moreover, with a wide range of services and products, the bank is surely going to be your best financial buddy.
Axis Bank Noida Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Noida | B2 - B3, Sector 16 Noida, U.P., 201301 | UTIB0000022 | 110211004 | 0120-2510751/0752/12744/2755 |
| Sector - 18 Noida | K - 21 & K - 22 Sector - 18, Noida, 201301 | UTIB0000361 | 110211035 | 0120-434 8012/13 /140120-434 8011 |
| Greater Noida, Uttar Pradesh | G - 04, G - 05, G - 06, G - 07, G - 17, G - 18, F - 03, F - 04, F - 08 D - 1 , Alpha Commercial Belt - I, Greater Noida 201308 , Dist. Gautam Buddha Nagar, Uttar Pradesh | UTIB0000624 | 110211054 | 0120-232 2476/ 78/ 80 |
| Sector 62 | Ground Floor, Office No. 1, Tower A Lobe – 05, Plot No. A - 41, The Corenthum, Sector 62, Noida 201301 Dist. Gautam Buddha Nagar, Uttar Pradesh | UTIB0000723 | 110211063 | 0120-454 1875/76/78/79 |
| Sector 51 Noida | Ground Floor And Basement, Plot No. 4& 5, B1A, Sector 51, Noida - 201301 Uttar Pradesh | UTIB0001149 | 110211090 | 0120 - 430757580 , 81, 82, 83, 88, |
| Sector 44, Noida | Ground Floor, First Floor & Basement, Shop No. 12 And 13, Block 15 A, Sector 44, Noida, Dist. Gautam Buddha Nagar, Uttar Pradesh, Pin 201301 | UTIB0001788 | 110211123 | |
| Noida Sector 110 | Ground Floor, First Floor And Basement, Shop No.12, Block A3, Sector-110, Noida 201301, Gautam Budh Nagar, Uttar Pradesh | UTIB0001744 | UTIB0001744 | |
| Sector 12, Noida | Ground Floor, Shop No. 11, 12 And 13, Block I-25, Sector 12, Noida, Dist.Gautam Budh Nagar, Uttar Pradesh, Pin 201301 | UTIB0002462 | 110211154 | 9999206494 |
| Sector One | Upper Ground Floor And First Floor 40 B 2B Block Sector 1 Noida 201301 | UTIB0002951 | 110211174 | 9873980981 |
Products Offered by Axis Bank in Noida
Personal loan, car loan , home loan, education loan, loan against property and much more are few of the best financial products offered by Axis Bank Noida. To grab the information about each of its product, you just need to take a look at the table below. In the table, you will find the eligibility criteria, tenure, loan amount and interest rate and processing fee for each of the product in detail.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | I dentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |