Bank of Baroda Home Loan in Agra

About Bank of Baroda Home Loan Agra

Buying a home in the culturally rich city of Agra is a dream for many living here. But a home buy deal involves a big payout which many can’t afford in one go. Therefore, it calls for a home loan to be grabbed at Bank of Baroda (BoB), a public lender with around 6,000 branches across the country. On the home loan front, BoB is making all the right noises by offering the facility at 8.35% per annum.

Bank of Baroda Home Loan Agra at a Glance

ParticularsDetails   
Interest Rate8.55% - 9.55%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

Bank of Baroda has certain eligibility criteria for getting your home loan application approved in Agra.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

Before applying for a home loan, you should know the documents that you need to submit. These documents basically talk about your personal and professional status. Since it is a matter of buying a home, the bank would seek a complete detail of the property chain and the documents related to the same. Know all that in the table below.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

For more information, Visit Home Loan Agra

Bank of Baroda H0me Loan Agra Branches

Don’t know the branches of Bank of Baroda in Agra? Know that and more in the table below. The table will demonstrate the details like branch address, IFSC Code, MICR Code, contact numbers, etc.

Branch NameComplete AddressIFSCMICRContact Detail
Kamla NagarD-504, Kamla Nagar, Agra- 282005, Uttar PradeshBARB0AGRABS2820120090562-2182040
Agra BranchAgra Branch, 13, Mahatma Gandhi Road, Agra-282001, Uttar PradeshBARB0AGRAXX2820120020562-2364362
ShahganjShahganj Branch, Ladli Katra, Shahganj, Agra-282010, Uttar Pradesh
BARB0AGSHAH2820120070562-2213182
Belanganj6/28, Belanganj Barah Bhai Gali Agra- 282004, Uttar PradeshBARB0BELANG2820120040562-2465657
Dayal BaghKrishna Enclave, Hira Bagh, Tiraha, Dayalbagh, Agra-282005, Uttar PradeshBARB0DAYALB282012013
Vikas Bhawan Extension CounterVikas Bhawan Extension Counter, Sanjay Place, Agra-2524989, Uttar Pradesh BARB0EXTSAN0562-2524989
IBBIBB, Agra Branch, 13, M.G.Road, Agra-282001, Uttar PradeshBARB0INAGRA2820120060562-2266462, 2253723
Lawers BranchLawers Branch, 37/1 A, Near Bhagwan Talkies, Lawyers Colony, Agra- 282001, Uttar PradeshBARB0LAWERS2820120050562-2850205, 2526735
Siddhart Nagar30/20K, Siddhart Nagar, Opp Hotal Mughal, Fatehabad Road, Agra-282004, Uttar PradeshBARB0SIDDHA2820120110562-2231770
SikandaraPlot No.7, Sec 9, Near Kargil Petrol Pump, Sikandra Bodla Road, Agra-282007, Uttar PradeshBARB0SIKAGR2820120100562-2602373
Agra University BranchOm Complex, 01 Old Vijay Nagar Colony, Agra-282004, Uttar PradeshBARB0AGRUNI282012014
Trans Yamuna ColonyPhase - 2, Near Vidya Nursing Home, Firozabad Road, Agra-282006, Uttar Pradesh BARB0TRANSY0562-2520144
KailaspuriVishwakarma Plaza, Near Kailaspuri Flyover, Kailaspuri(Awas Vikas), Agra-282007, Uttar Pradesh BARB0KAILAS282012018
Sanjay PlaceSanjay Place Branch, 85/4, Ispat Nagar, Sanjay Place, Agra-282002, Uttar PradeshBARB0SANJAY2820120030562-2856685

 

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