Bank of Baroda Kolkata

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About Bank of Baroda 

Bank of Baroda (BoB), whose history is as old as 1908, is an interesting bank to be associated with. Whatever category of customers you belong to, you would get what you want from at Bank of Baroda. This is the because of the bank's urge to serve the customers masterfully by developing unique products replete with the unique value proposition. Look how it goes to reshape the future of yours. It first understands your needs by having all ears before proposing you the products that can be handy. By doing this, it not only wins the confidence of retail customers but even NRIs, corporates, small entrepreneurs and others. That's why it has become a preferred bank for all these categories of customers. 

It not only provides unique products but also comes with numero uno ones that create a lot of buzz in the banking space. Recently, it did the same by lowering its home loan rates to 8.35% per annum, an industry low. A development that has heated up the rate cut battle among the banks and housing finance companies in India. One more masterstroke came with the switchover fees getting removed for those looking to transfer their base rate loan portfolio to MCLR, the abbreviated form of Marginal Cost of Lending Rate. This new regime, introduced by the Reserve Bank of India (RBI), makes the commercial banks respond equitably to the repo rate cuts by the central bank from time to time.

Now dig a little into the history of the bank by finding its founders. Well, it was Maharaja of Baroda and Maharaja Sayajirao Gaekwad III who founded it in 1908. The bank was doing well and caught the eye of the Government of India, which in 1969, took it under its control. From there on, the bank keeps on scripting new records of successes. 

In a journey that has spanned over hundred years, it has managed to carve an impression among the banked population. Today, with more than 6,000 branches and 1,000 ATMs well spread out across India, Bank of Baroda is a premier player among the banking community that is highly fragmented. The banking players are huge in numbers and to create a name within it is a symbol of its growing customer trust. 

If you talk about your city Kolkata, it has more than 100 branches at your service. The experienced branch officials will offer you the service that is nicely crafted to serve your requirements. Want to have a glance at Kolkata-based BoB branches? See the table below. 

Bank of Baroda Kolkata Branches

Branch NameComplete AddressIFSCMICRContact Detail
Alipore Alipore Branch, 38/1/E, Gopal Nagar Road, Kolkata-700027BARB0ALICAL700012002033-24795525
BallygunjBallygunj Branch, 226 - C, Rash Behary Avenue, Kolkata- 700019 BARB0BALLYG700012003033-24407518
BehalaBehala Branch, 293/2, Diamond Harbour Road, Kolkata- 700034 BARB0BEHALA700012041033-24780945
BelghoriaBelghoria Branch, 76, Feeder Rd, Belghoria, Kolkata- 700056BARB0BELGHO700012034033-25647765
BeliaghatBeliaghat Branch, P 344, C.I.T. Road, Sch No-VI (M), Kolkata- 700054BARB0BELIAG700012004033 23649746
Bhawanipur Bhawanipur Branch, 29, S.P.Mukherjee Road, Kolkata- 700025BARB0BHOWAN700012005033-24755918
M B Road584-M B Road Birati, Ps-Nimta, Kolkata-700051BARB0BIRATI700012064033-25138811
Brabourne RoadBrabourne Road Branch, 4, Brabournee Road, Kolkata-700001BARB0BRABOU700012006033-22254553/54/55
BrahmapurBrahmapur Branch, Suvada Housing Estate, Niva Park, Kolkata-700071BARB0BRAPUR700012055033-22254553/54/55
BurrabazarBurrabazar Branch, 8/C, Maharshi Debendra Road, Kolkata-700007BARB0BURRAB700012007033-22597861
Bansdroni MBansdroni M Branch, 174/1/3 N.S.C Bose Road, Howrah-700040BARB0CALBAN700012043033-24711543
CoolotalaCoolotala Branch, 6, Coolotala Street, Kolkata- 700073BARB0CALCBS700012060033-22256946 22286940
Camac StreetCamac Street Branch, Mansarowar, 3B, Camac Street, Kolkata-700016BARB0CAMACS700012008033-22467190
ChakraberiaChakraberia Branch, 23/3, Chakraberia Rd.(S), Kolkata- 700025BARB0CHAKRA700012047033-24764019
Charu MarketCharu Market Branch, 9, D.P Sashmal Road, , Kolkata-700033BARB0CHARUM700012009033-24244316
C R Avenue (South)C R Avenu(South) Branch, 33, C.R.Avenue (South), Kolkata-700012BARB0CHITTA700012010033-22110265
College StreetCollege Street Branch, 2.Bidhan Sarani, Kolkata- 700006 BARB0COLCAL700012011033-22415241
DharmtallaDharmtalla Branch, 6A, Raja Subodh Mullick Square, Kolkata- 700013BARB0DHACAL700012012033-22371808
Suryasen Street Extension CounterSuryasen Street Extension Counter, 92 Achrya Prafulla Chandra Rd Calcutta University Campus Kolkata- 700009 BARB0EXTCOL033-23513090
5–Point Crossing5–Point Crossing Branch, 4A, Bhaba Nath Sen Street, Kolkata- 700004BARB0FIVEPO700012013033-25430704

Products Offered by Bank of Baroda in Kolkata 

Bank of Baroda takes special care of the Kolkatans by providing them products that add impetus to the fulfillment of their dreams. Vehicle lovers can avail the loan for cars, bikes or scooters right away. Buying a home in your city Kolkata could well be in your dreams. For that, a home loan from the bank is available to you at the lowest rate with maximum repayment tenure to make it all the more attractive. And there are so many other products that you can take note of and if needed avail it. The details of these products are explained in a table below. 

Basic Details of Loans from Bank of Baroda in Kolkata

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.30% - 9.30%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr

8.85% - 10.60%

0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.55% - 16.55%

Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents Needed to Avail Loans from Bank of Baroda in Kolkata

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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