Bank of India Ghaziabad
Last Updated : Jan. 31, 2017, 11:03 a.m.
About Bank of India
When you talk of financial trust, it’s the bank that dominates your thought. And such trustworthy bank is Bank of India (BOI) whose presence in India is significant. It has earned the reputation of a leading bank in terms of serving a wide variety of consumers across corporate, retail, MSME, rural and other categories. In layman’s language, you can see it is a bank for all.
BOI has an interesting history to unfold. It came on the ground due to the combined work of the eminent Mumbai-based group of businessmen who founded the bank in September 1906. The initial paid-up capital of the bank stood at ₹50 lakhs and the total headcount was 50 at the time of foundation. 63 years later came the nationalization of BOI in 1969. Time went along and arrived the moment of bank entering the capital market with a public issue in 1997. It did not stop here as the action shifted to its Qualified Institutional Placement (QIP) in 2008.
After all these events, the bank has finally managed to add over 5,000 branches to its kitty with 50 zonal offices at the helm of managing the former. The bank also enjoys a decent presence in Ghaziabad with around 20 branches at your service.
Bank of India Ghaziabad Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Grand Trunk Road | 59-60, Grand Trunk Road, Ghaziabad, Uttar Pradesh, Pin- 201001 | BKID0007100 | 110013054 | 0120-2856511 |
| Pratap Vihar | Pratap Vihar, 12, Gmp, Sector - 12, Pratap Vihar, Ghaziabad,, Uttar Pradesh, Pin- 201001 | BKID0007101 | 110013072 | 0120-2842262 |
| Harsaon | Harsaon, Krishi Upaj Mandi, Hapur Road Govindapura, Ghaziabad,, Uttar Pradesh, Pin- 201001 | BKID0007111 | 110013064 | 0575-2765506, 2766043 |
| Bulandshahar Road | Bulandshahar Road Industrial Ar, City Post Office, Tehsil Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201009 | BKID0007112 | 110013059 | 0120-2866084 |
| Navyug Market | Navyug Market, 43, Navyug Market, Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201001 | BKID0007113 | 110013057 | |
| Mehrauli | Mehrauli, Vill Mehrauli, Nh24 Ghaziabad Hapur B, Mehrauli (Block - Rajapur - Ghaziabad),, Uttar Pradesh, Pin- 201002 | BKID0007118 | 110013080 | |
| Rajnagar | B-8, RDC, Rajnagar, Ghaziabad | BKID0007119 | 110013082 | 0120-2821074, 2820622 |
| Indirapuram | Plot No.11, Ahimsa Khand - Ii, Indirapuram, Ghaziabad, Uttar Pradesh - 201010 | BKID0007123 | 110013086 | 0120-2607708, 2902719 |
| Garima Garden | Garimajanli Public School Garima Garden , Vill. & P.O. Pasonda District Ghaziabad | BKID0007125 | 110013089 | 0120-2898703 |
| Duhai | Duhai, Post & Village: Duhai, Dist: Ghaziabad, Duhai, Uttar Pradesh, Pin- 201206 | BKID0007201 | 110013066 | 0120-2675011, 2675696 |
| Vasundhara | 1468, Sector - 5 Vasundhara Distt Ghaziabad Uttar Pradesh Pin- 201012 | BKID0007108 | 110013121 | |
| Vaishali | Gaur Gravity Shop No.9-10, Sector-4 Vaishali Distt. Ghaziabad Pin-201010 | BKID0007109 | 110013120 | |
| Gohra Alamgeerpur | Village-Gohra Alamgeerpur , Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh-245101 | BKID0007662 | ||
| Village-Nanpur | Village-Nanpur, Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh -245205 | BKID0007663 | - | - |
Products Offered by Bank of India in Ghaziabad
At Bank of India Ghaziabad branches, you are welcome to an array of financial products that are designed in a way to fulfill your wishes. For car lovers, a car loan offer with enticing interest rates is there. While for someone looking to secure their stay can take a custom home loan offer from BOI. The bank has much more products which can prove handy in your wish fulfillment ride. Catch all that and more in the table below.
Basic Details of Bank of India Loans in Ghaziabad
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable | Upto 30 Years |
| BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount | Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years |
| BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable | Upto 7 years |
| BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - | Upto 15 years |
| BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 | 10-15 years |
Documents Required to Access Bank of India Loans in Ghaziabad
| Documents | Salaried | Self-employed |
|---|---|---|
| BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
| BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
| BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years |
| BOI Star Loan Against Property | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Equitable Home Security | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years Equitable Home Security |