Bank of India Ghaziabad

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About Bank of India

When you talk of financial trust, it’s the bank that dominates your thought. And such trustworthy bank is Bank of India (BOI) whose presence in India is significant. It has earned the reputation of a leading bank in terms of serving a wide variety of consumers across corporate, retail, MSME, rural and other categories. In layman’s language, you can see it is a bank for all.

BOI has an interesting history to unfold. It came on the ground due to the combined work of the eminent Mumbai-based group of businessmen who founded the bank in September 1906. The initial paid-up capital of the bank stood at ₹50 lakhs and the total headcount was 50 at the time of foundation. 63 years later came the nationalization of BOI in 1969. Time went along and arrived the moment of bank entering the capital market with a public issue in 1997. It did not stop here as the action shifted to its Qualified Institutional Placement (QIP) in 2008.

After all these events, the bank has finally managed to add over 5,000 branches to its kitty with 50 zonal offices at the helm of managing the former. The bank also enjoys a decent presence in Ghaziabad with around 20 branches at your service.

Bank of India Ghaziabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Grand Trunk Road59-60, Grand Trunk Road, Ghaziabad, Uttar Pradesh, Pin- 201001
BKID00071001100130540120-2856511
Pratap ViharPratap Vihar, 12, Gmp, Sector - 12, Pratap Vihar, Ghaziabad,, Uttar Pradesh, Pin- 201001
BKID00071011100130720120-2842262
HarsaonHarsaon, Krishi Upaj Mandi, Hapur Road Govindapura, Ghaziabad,, Uttar Pradesh, Pin- 201001BKID00071111100130640575-2765506, 2766043
Bulandshahar RoadBulandshahar Road Industrial Ar, City Post Office, Tehsil Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201009BKID00071121100130590120-2866084
Navyug MarketNavyug Market, 43, Navyug Market, Ghaziabad, Ghaziabad, Uttar Pradesh, Pin- 201001BKID0007113110013057
MehrauliMehrauli, Vill Mehrauli, Nh24 Ghaziabad Hapur B, Mehrauli (Block - Rajapur - Ghaziabad),, Uttar Pradesh, Pin- 201002BKID0007118110013080
RajnagarB-8, RDC, Rajnagar, GhaziabadBKID00071191100130820120-2821074, 2820622
IndirapuramPlot No.11, Ahimsa Khand - Ii, Indirapuram, Ghaziabad, Uttar Pradesh - 201010
BKID00071231100130860120-2607708, 2902719
Garima GardenGarimajanli Public School Garima Garden , Vill. & P.O. Pasonda District GhaziabadBKID00071251100130890120-2898703
DuhaiDuhai, Post & Village: Duhai, Dist: Ghaziabad, Duhai, Uttar Pradesh, Pin- 201206BKID00072011100130660120-2675011, 2675696
Vasundhara1468, Sector - 5 Vasundhara Distt Ghaziabad Uttar Pradesh Pin- 201012
BKID0007108110013121
Vaishali Gaur Gravity Shop No.9-10, Sector-4 Vaishali Distt. Ghaziabad Pin-201010
BKID0007109110013120
Gohra AlamgeerpurVillage-Gohra Alamgeerpur , Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh-245101BKID0007662
Village-NanpurVillage-Nanpur, Block-Garh-Mukteshwar, District-Hapur, Uttar Pradesh -245205BKID0007663--

Products Offered by Bank of India in Ghaziabad

At Bank of India Ghaziabad branches, you are welcome to an array of financial products that are designed in a way to fulfill your wishes. For car lovers, a car loan offer with enticing interest rates is there. While for someone looking to secure their stay can take a custom home loan offer from BOI. The bank has much more products which can prove handy in your wish fulfillment ride. Catch all that and more in the table below.

Basic Details of Bank of India Loans in Ghaziabad

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
BOI Star Home LoanSalaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligibleUpto ₹ 5 Cr8.75% - 8.80%0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Upto 30 Years
BOI Star Personal Loan SchemeSalaried employees, professionals, pensioners are eligibleUpto ₹ 5 lakhs-10 lakhs12.00% - 14.00%2% of the loan amountUpto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years
BOI Star Vehicle Loan Salaried employees, professionals, NRIs are eligibleUpto ₹ 50 Lakhs-2 Crores9.25%₹ 500 per application+service tax as applicableUpto 7 years
BOI Star Loan Against PropertySalaried, self-employed, partnership firms, people with high net worth are eligible48 times of average monthly gross salary for salaried

4 times of average net annual income for last 2-3 years in the case of self-employed
10.50%-11% p.a.-Upto 15 years
BOI Star Vidya LoanStudents should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas₹ 10 lakhs in India

₹ 20 lakhs abroad
8.50%-9.00% p.a.No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000
10-15 years

Documents Required to Access Bank of India Loans in Ghaziabad

DocumentsSalariedSelf-employed
BOI Star Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Property Documents Like Cost Estimation, Property Map, etc
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years

Property Documents Like Cost Estimation, Property Map, etc
BOI Star Personal Loan SchemeIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
BOI Star Vehicle Loan Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years
BOI Star Loan Against PropertyIdentity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement

Equitable Home Security
Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card

Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card

Income Proof-ITR, Audited Balance Sheet and Profit & Loss A/C Statement for the Last 3 Years


Equitable Home Security

 

 

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