- Explore all the credit cards with zero annual and renewal fees.
- Check the features and benefits of all the credit cards that are lifetime free.
- Know the documents required to apply for these credit cards.
If you are using a credit card then it is obvious that you will have to pay the annual and renewal fee of the credit card. The bank automatically adds the renewal fee in the billing cycle of the last month. On the other hand, some credit cards have waiving off criteria in which if you reach a certain threshold limit of the transaction then your renewal or annual fee will be waived off. But, there is a third option for you in which you will not have to pay a single penny for the annual or renewal fee. You must go through the best lifetime free credit cards in India because these cards don’t have an annual fee or a renewal fee. They are offered free of cost and they have a lot of offers and benefits. Let’s take a look at the features and benefits of lifetime free credit cards.
List of Top Lifetime Free Credit Cards in India
In the table given below, you can go through the credit cards that are lifetime free and you will not have to pay any annual or renewal fee on these credit cards.
|Credit Cards||Reward Point Benefits||Other Offers and Benefits|
|IDFC First Millennia Credit Card|
|IDFC First Select Credit Card|
|Amazon Pay ICICI Credit Card|
|IDFC First Wealth Credit Card|
|IDFC First Classic Credit Card|
|Axis Bank Select Credit Card (Burgundy Variant)|
|ICICI Bank Instant Platinum Credit Card|
|HSBC Visa Platinum Credit Card|
Documents Required for these Credit Cards
You will have to submit a copy of your income proof, address proof, and identity proof applying for a Credit Card. So, you can check the documents that will be valid as an address, income, and identity proof.
- Pan Card
- Aadhaar Card
- Salary Slips
- Certificate for the last 3 months
- Latest Bank Statement indicating salary credited for a minimum of 3 months.
- Income Tax Return Statement
- Ration Card
- Electricity Bill
- Aadhaar Card
You have seen the best lifetime free credit cards in which no annual or renewal fee will be charged. On the other hand, you must also explore the features and benefits of these Best credit cards that will help you to cut off your expenses. You can even earn thousands of reward points through these cards and redeem them at the reward points redemption website of the respective bank.