CIBIL Credit Score Report

List of Credit Bureau Agencies in the World

List of Credit Bureau Agencies in the World

Last Updated : June 16, 2021, 2:16 p.m.

Credit history plays a vital role in approving or rejecting a loan application by financial institutions. The applicants should always be cautious about the credit history they create. Any delay payments (DPDs) or no repayments of loan and equated monthly instalments (EMI) lead to a bad impression in front of the credit appraiser.

In India, financial institutes generally prefer referring to CIBIL for validating the credit history of the applicant and co-applicant.

With the current scenario and post covid rate reduction in home loans, India has become a hot space for Non-Resident Indians to invest in Indian Real Estate. This in turn has increased the demand for Home loans in India . While applying for a home loan, NRI’s are required to provide multiple documents which include but not limited to Credit History. Enlisted below are the various credit agencies accepted by Indian Lenders for availing the Credit history of NRI applicants of various countries.

Country Credit Agency Website
Austria Experian www.experian_scorex.de
www.experian.de
Australia Experian www.experian.com.au
Baycorp Advantage www.baycorpadvantage.com
My Credit File www.mycreditfile.com.au
Belgium Experian www.experian.be
Belgium National Bank www.nbb.be
Canada Equifax www.equifax.com/EFX_Canada
Experian www.experain.com/intl/canada.html
Transunion www.tuc.ca
Dubai Emcredit www.emcredit.com
France Experian www.experian.fr
Germany Experian www.experian.de
www.experian-scorex.de
Schufa www.meineschufa.de
Hong Kong Transunion www.transunion.hk
Italy Experian www.experian.it
www.experian-scorex.com
Credit Protection Consortium www.ctconline.it
Japan Experian www.experian.co.jp
Malaysia Credit Bureau Malaysia creditbureau.bnm.gov.my
Experian www.experian.com.my
New Zealand Baycorp Advantage www.baycorpadvantage.com
Veda Advantage www.vedadvantage.com
Dun & Bradstreet www.dnb.co.nz
Saudi Arabia Saudi Credit Bureau www.simah.com
Singapore Credit Bureau Singapore www.creditbureau.com.sg
Spain Experian www.experian.es
www.experian-scorex.com
Sweden Experian www.experian.se
www.experian-da.com
UC www.uc.se
Taiwan Experian www.experian.com.tw
Joint Credit Information Center www.jcic.org.tw
Turkey Experian www.experian.com.tr
Thailand Nation Credit Bureau co. Ltd. www.ncb.co.th
United Kingdom Experian www.experain.co.uk
Equifax www.equifax.co.uk
Transunion www.transunion.co.uk
United States of America Equifax www.equifax.com
Experian www.experian.com
Transunion www.transunion.com
UAE Emcredit www.emcredit.com

In continuous efforts to provide maximum information to our clients, we will continue to update the list.

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