About Citibank Home Loan in Kochi
Citibank is one of the eminent private sector banks in India. It has been supporting the dreams of the people since inception. It has launched multiple banking products to satisfy each requirement of its customers. To provide them with their dream home it has added home loan product in its cart. The details of the product are mentioned below:
Citibank Home Loan in Kochi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.45% Onwards |
| Loan amount | Up to ₹ 10 Crores |
| Tenure | 25 years |
| Processing fee | Up to 0.40% of the loan amount |
| Pre- payment charges | As per bank's norm |
Eligibility Criteria
The Citibank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
- The minimum age of the applicant should at least be 23 years
- The applicant must have minimum work experience of 2 years
Documents Required
In order to avail the benefit of home loan, the individual needs to submit the following documents:
- Signed application form with photograph
- ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
- Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/
- Passport/ Voter ID
- Approved Building Plan
- Last 3 months bank statements
- Last 3 months salary-slips
- Form 16 or Income Tax Returns
- Last 2 years Income Tax Returns
- Last 2 years CA Certified Profit & Loss Account
Check more details on Home Loan Kochi
Address of Citibank Branches in Kochi
The complete address, IFSC Code, MICR Code and customer care details of Citibank branches located in Kochi is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Cochin | Photofast HS., Door No.38/1581, MG Road, Padma Junction, Cochin 682035 | CITI0000012 | 682037002 | 022-40005706/022-40005922/022-28446390 /022-40015618 |