Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card
Last Updated : June 22, 2021, 6:10 p.m.
If you compare the savings from cash expenses and the savings from the credit card expenses then the credit card savings will be on the upper hand. This is the reason why most individuals use a credit card. But when they see a list of many credit cards then they get confused among them. Therefore, we have discussed some of the major differences between Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card. Both of these cards are issued by the Axis Bank but people find it difficult to make a one-sided choice. Therefore, we have pointed some major differences in their features and benefits so that you can choose one card as per your requirement.
Difference Between Flipkart Axis Bank Card and Neo Credit Card
| Basis of Difference | Flipkart Axis Credit Card | Axis Bank Neo Credit Card |
|---|---|---|
| Welcome Offer | Rs 500 worth Flipkart voucher on your first transaction | Rs 300 back on utility payments (within first 30 days) |
| Cashback and Discount Offer |
| Cashback on utility bill payments, up to Rs 300 |
| Dining Offers | Rs 500 off at 10,000+ select restaurants | Rs 500 off at 10,000+ select restaurants |
| Free Airport Lounge Access | 4 free lounge visits at select airports | N/A |
Comparison of Fees and Other Charges of these Cards
| Fees and Charges | Axis Flipkart Card | Axis Bank Neo Credit Card |
|---|---|---|
| Joining Fees | ₹500 | ₹250 |
| Renewal Fees | ₹500 | ₹250 |
| Waiving Off Criteria | Spend ₹3.5 Lacs and above in a year to waive off the Renewal fees. | No Waiving Off Criteria |
| Add-on Card Fees | NIL | NIL |
| Finance Charges | 3.6% per month | 3.6% per month |
| Cash Advance Fees | 2.5% of the Amount with a minimum of ₹500 | 2.5% of the Amount with a minimum of ₹500 |
Eligibility Criteria for Both the Credit Cards
| Criteria | Flipkart Axis Bank Card | Axis Bank Neo Credit Card |
|---|---|---|
| Minimum Age of the Applicant | 18 years | 18 years |
| Maximum Age of the Applicant | 70 years | 70 years |
| Citizenship Status of the Applicant | Resident of India or NRI | Resident of India or NRI |
Conclusion
After exploring all the differences between the Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card it would be easy for you to decide on a credit card . First of all, you must analyze the need for the card and then choose a card that fits the best. Both of them have exclusive offers and benefits that will definitely cut off your monthly expenses.