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YES First Exclusive Credit Card vs YES First Preferred Credit Card

Highlights

  • Compare the YES First Exclusive and YES First Preferred Credit Cards.
  • Go through the features and benefits of both credit cards to understand their differences better.
  • Check the fees, charges, and eligibility criteria for both cards.

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YES BANK is one of the popular banks of India offering multiple credit cards to its customer. But too many credit cards of the same bank put the individual in the dilemma to choose only one card. Many people are confused between the Yes First Exclusive and Yes First Preferred Credit Cards because both of them have multiple features. Therefore, we have differentiated the Yes First Exclusive Credit Card vs Yes First Preferred Credit Card in this article so that you can choose one card. You can explore the features, benefits, and all the prevailing offers of both the cards and then make a one-sided choice. Let’s compare both the cards and then you will decide which card would be the better option for you.

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Comparison of YES First Exclusive and YES First Preferred Credit Cards

Here in the table given below, you can compare the features of both the cards and decide which card can be more beneficial for you in terms of savings on expenses.

Basis of DifferenceYES First Exclusive Credit CardYES First Preferred Credit Card
Lifestyle Benefits- Have a free membership of Taj Innercircle Epicure through this Credit Card.
- Enjoy Staying and Dining privileges at the Taj Group of Hotels.
- Get a discount of up to 25% on the movie tickets booked from BookMyShow.
- Get 3 Free Golf Games at the selected golf courses in India.
- Enjoy 1 Free Golf lesson every month at the selected golf courses in India.
- Get 4 complimentary rounds of green fees per calendar year
- Get one complimentary Golf Lesson every month at select golf courses in India
- Have 25% off on movie tickets up to ₹250 per month on BookMyShow
- Get Dedicated Concierge and Roadside Assistance.
Reward Points and Cashback- Get 12 Reward Points on every ₹100 spent on Travel Agencies, Dining, Tour operators, and Domestic Airlines.
- On the expenditure of every ₹100 on other categories get 6 Reward points.
- Register yourself on YES PayNow and get 1000 Reward Points.
- Enjoy 8 Reward Points on spending ₹200 other than selected categories.
- Earn 4 Reward Points per ₹200 on selected categories.
- Earn Bonus 1000 Reward Points on each YES PayNow registration.
Travelling Benefits- Enjoy Unlimited Visits to the Airport Lounges in India.
- The Add-on Cardholders can also enjoy this offer.
- Get Free access at the 25+ Airport Lounges in India.
- Have a Priority Pass Membership and enjoy 4 Complimentary Access outside India per year.
- Get 3 Free Visits per quarter to the Domestic Lounge at more than 25 Lounges in India.
Milestone BenefitsEarn 25000 reward points on spending ₹20 lacs in a year.Spend ₹7.5 Lakh or above yearly and get 20000 Bonus Reward Points.
Insurance and Other Benefits- Have a Death Cover in case of an Air Accident of ₹3 Crores.
- Have an ₹50 Lacs cover in the case of a medical emergency overseas hospitalization.
- Get a Credit shield cover in case of the accidental death of the primary cardholder.
- Enjoy a fuel surcharge waiver of up to ₹1000 in a month at all the refilling stations.
- Enjoy a Credit Shield cover on this credit card.
- Enjoy Life Insurance Cover of ₹1 Crore for death due to Air Accident.
- Get a Medical Insurance cover of ₹25 Lakh for emergency hospitalization abroad.
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Comparison of Fees of YES First Exclusive and YES First Preferred Card

Fees and ChargesYES First Exclusive Credit CardYES First Preferred Credit Card
Joining FeesLife Time FreeLife Time Free
Renewal FeesLife Time FreeLife Time Free
Waving Off CriteriaThere is no waiving off criteria applicable to this Yes Bank Credit Card.No Annual or Joining fee will be charged on this credit card.
Finance Charges1.99%1.75%

Credit Card Eligibility

Eligibility Criteria for Both the Credit Cards

CriteriaYES First Exclusive Credit CardYES First Preferred Credit Card
Minimum Age of the Applicant21 Years23 Years
Maximum Age of the Applicant60 Years60 Years
Minimum Salary₹4 Lacs per month₹2 Lacs per month
Cibil Score of the Applicant750 and Above750 and Above
Citizenship Status of the ApplicantMust be a Citizen of IndiaMust be a Citizen of India

Conclusion

We hope you might have spotted all the major differences between the Yes First Exclusive Credit Card vs Yes First Preferred Credit Card and now the ball is in your count. The final decision will be yours and you can choose any card that fits best with your usage. Both credit cards have unique features and offer that can save some extra bucks you will have to decide on a card that would be more beneficial for you.

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