ICICI Bank Kolkata

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ICICI Bank Kolkata Main Branch with IFSC Code

  • Branch Name: Kolkata-Kankurgachi
  • Complete Address: ICICI Bank Ltd., 188 1A Manicktala Main Road, Kankurgachi, Kolkata-700 054
  • IFSC Code: ICIC0001049
  • MICR Details: 700229031
  • Customer Care Number: 033-23201958, 9836799221

ICICI Bank Kolkata Branches with IFSC Codes

BranchAddressIFSCMICRContact details
RN Mukherjee Road22, R N Mukherjee Road, Kolkata, West Bengal 700001ICIC000000670022900203333667777 / 03344455000
BallygungeRishikesh, 1/1, Ashutosh - Chowdhury Avenue Ballygunge Kolkata 700019 West BengalICIC000003470022900303333667777 / 03344455000
Salt LakeBJ - 140, Sector II, Salt Lake City, Kolkata 700091 West BengalICIC000004270022900403333667777 / 03344455000
Chowringhee36 Chowringhee Road, Kolkata 700071 West BengalICIC000018770022901103333667777 / 03344455000
Sector - 1, Salt Lake CityAc - 4, Sector - 1, Salt Lake City Kolkata West Bengal 700064 ICIC000030570022901303333667777 / 03344455000
Minto Park2 B Gorky Terrace Kolkata 700017 West BengalICIC000031270022901403333667777 / 03344455000
New Alipore23 A, Diamond Harbour Road, Block L, New Alipore (Near Durgapur Bridge) Kolkata, West Bengal 700053 ICIC000031770022901503333667777 / 03344455000
BehalaDiamond Towers; 70 B Diamond Harbour Road, Behala Chowrasta, Kolkata 700008 West BengalICIC000032870022901603333667777 / 03344455000
GariaNo.384, Netaji Subhash Chandra Bose Road, Laxmi Narayan Colony, Garia, Kolkata, West Bengal 700047ICIC000034970022901703333667777 / 03344455000
Lake TownBlock A , Plot 111, Lake town, Kolkata, West Bengal 700089ICIC000035570022901803333667777 / 03344455000
VIP RoadNazrul Sarani, VIP Road, Swastik Ward. No. 7, Kolkata, West Bengal 700059ICIC000037170022901903333667777 / 03344455000
Sarat Bose Road95, Sarat Bose Road, Near Sishu Mangal Hospital, Kalighat, Kolkata, West Bengal 700026ICIC000037270022902003333667777 / 03344455000

Products offered by ICICI Bank in Kolkata

People who live in the city of Joy- Kolkata can always look up to the bank for any kind of requirement. The bank has a wide array of financial products like a loan against the property, personal loan, home loan, business loan, gold loan, education loan or car loan. The bank is more than ready to offer a lending hand to the interested applicants who can pass the eligibility criteria and complete the procedure of documentation work. You can also read more to know the impact of GST on loans, eligibility criteria, and other related information of all the products offered by ICICI Bank in your city.

ICICI Home Loan Details

The home loan interest rate, eligibility criteria, and documents checklist of ICICI Home Loan details are as follows:

ParticularsDetails
Interest Rate8.85% - 9.10%
Loan AmountFrom ₹ 30 lakhs to above ₹ 5 crore ( for few cases)
Tenure30 years
Processing Fees0.50 to 1% of the loan amount or ₹ 1,500 along with GST
Eligibility Criteria
  • The applicant should have obtained at least 21 years of age when the loan is sanctioned.
  • 65 years is the age when the loan should be fully repaid.
  • The applicant should be salaried individual or a self-employed.
  • The co-applicant must at least be 18 years old.
  • In order to enhance his loan eligibility, the applicant can add his/her spouse, who is earning well, as a co-applicant
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet

  • Bank statement of the last six months

  • Salary slip of the past three months

  • Processing fee cheque

Extra documents needed are given under-
For Self-employed Professional:
  • Proof of existence of Business

  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business

  • Education qualification certificate

  • Business Profile

  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Other documents related to property-
  • Power of Attorney Format

In case, the loan account holder dies, documents required are:
  • Request letter

  • Letter of relinquishment

ICICI Personal Loan Details

If you are in urgent need of money, a personal loan from ICICI Bank is one of the best options you can opt for. Have a look at the ICICI Personal Loan details below to apply now:

ParticularsDetails
Interest Rate10.99% - 18.49%
Loan Amount
  • Salaried- ₹20 Lakhs
  • Self-employed- ₹30 Lakhs
  • Doctor- ₹40 Lakhs
Tenure1-5 years
Processing Fees2.25% of the loan amount plus GST
Eligibility CriteriaSalaried employee-
  • The applicant should be between the age group of 23 to 58 years.
  • Monthly Income requirement:
    New Delhi and Mumbai-₹ 25,000
    Kolkata, Bengaluru, Hyderabad, Pune, Chennai- Kolkata, Bengaluru, Hyderabad, Pune and Chennai ₹ 20,000
  • For other cities- at least ₹ 17,500
  • Work experience of two years
  • Should live in the current residence for at least on year.

Self-employed individual
  • The applicant should be between the age group of 28 to 65 years. For doctors, the minimum age has been kept at 25 years
  • A business stability of five years is needed.
  • For Doctors it is three years.

  • Liability or Asset relationship with the bank for a period of at least one year is required.
  • Minimum profit after tax:
    -Self- employed/proprietorship firm: ₹2 Lakhs
    -Non-Professional: ₹1 Lakh
  • Minimum turnover-
    Non-Professional- ₹40 Lakhs
    Professional- ₹15 Lakhs
Documents RequiredSalaried employee
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card

  • Two Photographs of Passport sizeProof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Bank Statement of the past three months in which the salary is credited
  • Salary slips of the past three months.

Self-employed Individuals:
  • Proof of Identity- Aadhar card/PAN card/ Passport/Voter ID card
  • Address Proof- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the previous six months

  • Proof of continuity of business.
  • Proof of Income- Audited Balance Sheet and Profit & Loss account of the previous two years

  • Proof of Office address
  • Proof of office ownership

ICICI Car Loan Details

To buy a dream car today, have a look at ICICI Bank car loan details below:

ParticularsDetails
Interest Rate10.75% - 15.50%
Loan Amount100% of ex-showroom price
Tenure7 years
Processing Fees₹ 2,500 to ₹ 5,000+GST
Eligibility CriteriaSalaried employee
  • The age of the applicant should be between 23 to 58 years.
  • Annual income should be at least ₹ 2.5 Lakhs
  • Employment stability of more than two years is needed.
  • Applicant should be working with the current employer for a period of at least one year.
Self-employed Professional
  • The applicant needs to fall the age bracket of 28 to 65 years. The loan has to be fully repaid by the age of 65.
  • Annual income should be at least ₹ 2 Lakhs.

  • Business stability of more than three years

Self-employed Non-Professional
  • Profit after Tax of a minimum of ₹ 2 Lakhs
  • Business stability of more than three years
Documents Required
  • Photographs of passport size
  • Completely filled application form

  • Proof of Identity- Aadhar card/Voter ID card/PAN Card/Passport/Driving License
  • Proof of Age- Birth certificate/Passport/High school marksheet/PAN card
  • Proof of Residence- Allotment letter/Passport/Telephone Bill/Electricity Bill/Leave and license agreement
  • Bank statement with verification of signature

Proof of Income-
  • Salaried employee: Latest salary slip and Form 16

  • Self-employed Professional: Income tax (IT) returns of the previous two years
  • Self-employed Non Professional: Income tax returns of the last two financial years along with audited Balance Sheet and Profit & Loss account

  • Proof of ownership or Proof of business stability (Self-employed)
  • Partnership deed and a letter duly signed by the present partners whereby they give complete authority to one partner (Self-employed Non Professional).
  • For companies and societies two things are needed -Memorandum & Articles of Association plus Resolution by board of directors

ICICI Business Loan Details

A business loan from ICICI Bank will help you in giving a shape to your dream of becoming an entrepreneur. Below is the ICICI Business Loan related details:

ParticularsDetails
Interest RateAs per the bank guidelines.

It depends on the business profile, loan amount, previous track record and tenure period
Loan AmountUp to ₹ 1 crore
TenureUp to seven years
Processing Fees2% along with GST applicable
Eligibility Criteria
  • Anybody who is engaged in service, manufacturing or trade can apply for a business loan.
  • Must belong to any of the following segments-Sole Proprietorship,Private Limited Company,Partnership firm,Public Limited Company
Documents Required
  • Completely filled Application form
  • Proof of Entity – Partnership deed/Shops and Establishment certificate/Certificate of Incorporation

  • PAN Card copy of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Proof of Address of Entity, Partners/Proprietors/Directors, guarantors and Security providers

  • Bank statement of the last six months

  • Audited Balance Sheet and Profit & Loss account of the last three financial years
  • The performance of the current year and estimated turnover on the letterhead of the entity
  • Income Tax returns of the past one year of the borrowing entity

ICICI Loan Against Property Details

Whenever you are in need of large funds, a mortgage loan is surely going to help you. To know ICICI Bank Loan Against Property details, have a look at the below-given table:

ParticularsDetails
Interest RateDepending upon the value of the mortgage property
Loan AmountUp to ₹ 5 crore
TenureUp to 15 years
Processing Fees0.50% of the loan amount plus GST
Eligibility Criteria
  • A self-employed professional or a salaried individual
  • The applicant should fall in the age bracket of 21 to 65 years.
  • Proprietors, partnership firms and companiesM/li>
Documents Required
  • Completely filled application which is duly signed
  • Photographs of passport size
  • Identity Proof:- Aadhar card/Driving License /Passport /PAN Card/ Voters ID card
  • Proof of Residence:- Utility Bill / Passport/Leave and License Agreement

  • Proof of Age- Passport/Birth certificate/ High school marksheet
  • Bank statement of the last six months
  • Salary slip of the past three months
  • Processing fee cheque

Extra documents needed are given under-

For Self-employed Professional:
  • Proof of existence of Business
  • Education qualification certificate
  • Income tax returns of the past three years

For Self-employed Non Professional:

  • Proof of existence of Business
  • Education qualification certificate
  • Business Profile
  • Income tax returns of the past three years

  • P&L account and Audited Balance Sheet of the previous three years which has been certified by a CA

Property documents-

  • Agreement for Sale & construction

  • Letter of Allotment

  • Tripartite Agreement which has to be given before disbursal of loan
  • Certificate of possession
  • Detailed cost of construction and Land tax receipt.

ICICI Fixed Deposit Details

To earn interest rate from your own money, have a look at the ICICI fixed deposit scheme details:

ParticularsDetails
Interest Rate4.00% - 7.55%
Deposit AmountMinimum ₹10,000
Maturity Period7 days to ten years
Eligibility CriteriaAny resident Indian can open a fixed deposit account.
Documents Required
  • Proof of Identity- Passport/Voter ID card/PAN card/Aadhar card/Driving License/Government ID card/Senior citizen ID card/Photo Ration card.
  • Proof of Address- Passport/Telephone Bill/Bank statement with cheque/Electricity Bill/Leave and license agreement/ID card issued by a Post Office

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