IDBI Bank Home Loan Agra - Rates Dec 2023, IFSC, Eligibility, EMI

IDBI Bank Home Loan in Agra

About IDBI Bank Home Loan in Agra

IDBI Bank is one of the largest commercial banks in India. It provides various financial products to resolve the grievances of the people. It issues home loan to the candidates whose profile match the eligibility standards set by the bank. It proffers loan for the highest tenure of 30 years and up to the maximum amount of ₹10 Crores. Get instant approval on applying for the home loan.

IDBI Bank Home Loan in Agra at a Glance

Interest Rate 8.80% - 12.25%
Loan amount₹ 5 lakhs to ₹ 10 Crores
TenureSalaried - 30 years
Self Employed Professional/ Non-Professionals - 20 years
Processing feeAs per bank's norm
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The IDBI Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan can be availed by:
(1) Salaried individuals who have at the time of loan application attended the age of 22 years. The maximum age at the termination of loan should not be more than 70 years subject to establishment of satisfactory repayment.

(2) Self Employed Professionals (viz.doctors, engineers, dentists, architects, chartered accountants, management consultant, company secretary, etc) who have attended the age of 25 years at the time of application and maximum age at the time of termination of loan should not be above 70 years.

(3) Self Employed Non-Professionals (Businessmen) who have attended the age of 25 years at the time of application and maximum age at the termination of loan should not be above 65 years. Maximum age under the category may be relaxed subjected to availability of proper succession plan of the business.

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Signed application form with photograph
  • ID Proof- PAN Card/ Voter ID/Passport/Driving License, photograph
  • Residence proof – Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
  • Income Proof – Form 16/ITR (for salaried individuals) & Last 3 years Income Tax returns (self and business), Last 3 years Profit /Loss and Balance Sheet (for Self-Employed)
  • Last 6 months bank statement
  • Last 3 months salary slips
  • Processing fee cheque
  • Education Qualifications Certificate and Proof of business existence (for Self-Employed Professionals)
  • Proof of business existence and Business Profile (for Self-Employed Non-Professionals)

To know more, refer Home Loan Agra

Address of IDBI Bank Branches in Agra

The complete address, IFSC Code, MICR Code and customer care details of IDBI Bank branches located in Agra is mentioned in the table below:

Branch NameAddressIFSC CodeMICR Contact Details   
Taj ganjRaghu Shopping Arcade Mg.roadIBKL00000802822590020562-526700, 5267034
Retail Asset Center - AgraIDBI Bank Ltd, Ugf Mughal Apartment Fatehabad Road , AgraIBKL00003032822590039997014843
Agra - Kamla NagarPlot No - 30/80 - B, Mughal Apartment, Opp.itc Mughal Sheraton, Fatehabad Road, Agra - 282002, UP.IBKL0000836NON-MICR9634893708
The Radhasoami Urban Cooperative Bank LtdIDBI Bank Ltd. D-73, Ground Floor, Near Shree Ram Mandir Chowk, Kamla Nagar, Agra - 282002IBKL00013182822590049760058353
The New Agra Urban Co-operative Bank Ltd6/7 Bank Compound, Dayal Bagh, Agra - 282005IBKL0080RUC2820241020562-257006 & 93191341

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