Kotak Mahindra Bank Home Loan in Guwahati

About Kotak Mahindra Bank Home Loan in Guwahati

Kotak Mahindra Bank is the eminent private sector bank in the country that has been serving the needs of the people. It has multiple products to serve the different requirements of the people. Like for fulfilling the housing dreams of the customers, it provides them with the home loan. It grants the fund up to 90% of the property value for the maximum tenure of 20 years. Check other details provided in the table.

Kotak Mahindra Bank Home Loan in Guwahati at a Glance

ParticularsDetails
Interest Rate 8.75%
Loan amountUp to 90% of the property
TenureUp to 20 years
Processing feeNil
Pre- payment chargesAs per bank’s norms

Eligibility Criteria

The Kotak Mahindra Bank provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the eligibility now:

Individuals either solely or jointly can apply for the home loan if they fall in the age bracket and earn a considerable income as per bank norm.

Documentation Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • Photograph
  • Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
  • Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on
  • Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Personal Assets and Liabilities statement

To know more read Home Loan Guwahati

Address of Kotak Mahindra Bank Branches in Guwahati

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Guwahati are mentioned in the table below:

Branch Name Complete Address IFSC CodeMICR Code Contact Number
Ulubari
1st Floor, Prithvi Centre, Opposite KFC, Ulubari, G. S. Road, Guwahati - 781007, Assam KKBK000033178148500218602662666
G S Road Ground Floor, Mayur Garden, G S Road, Guwahati, Guwahati - 781005, AssamKKBK0009529NON-MICR 18602662666

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