Get ready to have a card that chooses you. Yes, that’s right! We are talking about Kotak Mahindra Bank Privy League Signature Card. It offers unparalleled experience to the user. Also this card is exclusively designed for optima and insignia customers, best known for offering a world of lifestyle privileges to choose from. Be it baggage insurance, air accident insurance, cash withdrawal facility, fuel surcharge waiver and airport lounge access, this card caters all your needs in the best way. No matter what sort of lifestyle privileges you are looking to have, this card comes with all.
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Name :____________________________Address : ____________________________Date : ____________________________
Now for all your needs, you have a card that makes your life full of joy and comfort. Right from travelling, shopping, dining, movies to air miles, this masterpiece caters all your lifestyle needs in the best possible way. So, with this appealing look and design, there is no denying the fact that this card has the widest range of world-class features and privileges offers you an experience which you can never forget. In case, you are looking something more about this card, just go to the page below.
Features of Kotak Mahindra Bank Privy League Signature Card
- Earn five points while spending on specific merchant categories and two on other retail spends
- Bonus points is credited to your account when you reach a spending limit. Also the same may vary as per your card variant.
- For paid card, 7,000 bonus points credit upon reaching ₹3 Lakh and 30,000 on ₹8 Lakhs in a year.
- Whereas for a free credit card, 10,000 points on ₹4 Lakh spend and 30,000 points if you spend ₹8 Lakhs in a year.
- One point is equal to ₹0.25
- Also a complimentary Priority Pass Membership and four free lounge visits
Type of Kotak Bank Credit Card Reward Program as per your spending –
- Five points will be credited to you account when you spend on apparels, grocery, online shopping, and departmental store purchases
- Two for your other retail spends
- Upon spending on airlines, hotel bookings, international purchases and travel agencies, five points shall credit to your account
- Also for other travel related expenses, two points shall credit
Fee and Charges
Kotak Mahindra Bank Privy League Signature Card comes in two variants – paid and free
- Joining Fee: Paid Variant – N/A and Free Variant – N/A
- Annual Fee: Paid Variant – ₹2,500 and Free Variant – N/A
- Add-on Fee: Nil
- Interest rate: 2.49% per month
Note – Maintain Insignia or True Optima Banking relationship or spend ₹5 Lakhs in a year to waive the annual fee from Privy League Signature paid credit card.
List of fees and charges waived by the Kotak Mahindra Bank –
- Railway booking surcharge, up to ₹500 in a calendar year
- Fuel surcharge, up ₹4,500 in a calendar year
- Outstation cheque processing charge
- Charge slip request fee
- Machine surcharge at Kotak ATM’s
- Balance check fee at other Bank’s ATM
- Request for duplicate statement
- Web pay fee
- An applicant should be at least 21 years of age
- The maximum age of an applicant should be 65 years
- Resident in Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon. Noida, Hyderabad, Kolkata, Mumbai and Pune
- Also have an existing Privy league Banking Relationship
- You must have at least 1 passport sized photograph.
- Passport, PAN Card, Ration Card, Aadhar Card, Voter’s ID Card, Driving License can be submitted as ID Proof
- Also, address proof, like Passport, Rent Agreement, Telephone Bill, Ration card, Electricity bill, Aadhar card has to be submitted
- Applicant should possess PAN Card, Form 16 and Income Tax Returns Statement.
- Recent salary slips / certificate for last 3 months/latest bank statement indicating salary credited for minimum 3 months
Application Status Online
Check your credit card status in real-time with the help of bank’s online facility. So, if you have recently applied for this free/paid credit card and interested in knowing its status online, you can conveniently know the same with the help of an application number. You just need to submit the application number online and the moment you enter so, you will be redirected towards a page showing your actual status online. Be it approved or pending, no matter what the case may be, you can easily get to know your card’s status online in the most quickest manner.
Kotak Mahindra Bank Privy League Signature Card Statement
Kotak Mahindra Bank by sending you the monthly statements allows you to know your credit card account in a better way. You will also receive a monthly statement, wherein you have all the details of your account, you can check and review your account details anytime from anywhere. However, one thing that needs to be mentioned here is the fact that you can also check or review your card’s transaction details in the most convenient manner. Your statement includes everything, helps you in keeping the track of your credit card account in the best way.
Customer Care Number
Dial 1800 266 6666 from your registered mobile or landline number so as to get in touch with the customer care executives of the credit cards. These experts having rich experience, expert skills and vast knowledge solve all your queries, concerns and doubts in the least time frame. The main endeavor of these experts is to serve all their customers better so that they can have an enjoyable journey.