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Oriental Bank of Commerce Home Loan in Hyderabad

Oriental Bank of Commerce Home Loan in Hyderabad

Last Updated : April 26, 2017, 3:57 p.m.

About Oriental Bank of Commerce Home Loan in Hyderabad

Hyderabad is one of the most popular south Indian cities of India with sea shore and temples being the main attraction. With the setup of Ramoji Film City, its popularity has grown manifold up. Also, the city has top-notch IT professionals working across many firms that are based in Hyderabad. These professionals and others who are still living in a rented accommodation now have a chance to become a proud home owner on the back of Oriental Bank of Commerce Home Loan in Hyderabad. The bank has a solid base in Hyderabad with branches located all over the city.

Oriental Bank of Commerce Home Loan Hyderabad at a Glance

ParticularsDetails
Interest Rate8.60% - 9.95%
Loan AmountDepends upon your income, saving and repayment capability
Loan TenureUpto 30 years, including the 18-month moratorium period subject to the dwelling unit’s age
Processing Fee0.50% of the loan amount plus service tax as applicable.
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Eligibility Criteria in Hyderabad

Want to apply for a home loan at OBC in Hyderabad? Check eligibility now from the below pointers that come your way as it will determine where you stand as far as approval for a home loan is concerned.

  • Both salaried and self-employed can make their home loan application.
  • The minimum age a borrower has to attain at the time of filing in the application is 18 years.
  • When the proposed loan tenure is set to be over, the age of the borrower should not be more than 60-70 years.
  • Borrowers as well as co-borrowers are required to have a regular and assured flow of income.

Documents Checklist to Avail Oriental Bank of Commerce Home Loan in Hyderabad

A key element to your dream home journey lies with the successful submission of the documents, which the bank seeks to approval the loan in Hyderabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR (For Salaried), Last 2-3 years Profit & Loss Account Statement and Audited Balance Sheet (For Self-employed)
  • Passport Size Photographs of applicants and co-applicants
  • Property Documents-Buyer Agreement Copy/Allotment Letter, Receipt of Payment made to Property Developers

For more, check out in Home Loan Hyderabad

Oriental Bank of Commerce Home Loan Hyderabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Nampally Station RoadNampally Station Road, CLS Building, Hyderabad, Andhra Pradesh-500001ORBC0100129500022002040-23201298
AutonagarAutonagar, Near Hayat Nagar, Hyderabad, Andhra Pradesh-500070ORBC0100493500022004040-24021006
Mehdipatnam12-2-790/1, Plot 1, Qs Plaza, Mehdipatnam, Hyderabad, Andhra Pradesh-500028ORBC0100684500022006040-23525859
Ameerpet Green Lands6-3- 865, Myhome Jupally, Ameerpet Green Lands, Hyderabad, Andhra Pradesh-500016ORBC0100706500022007040-23408300
Himayat NagarAP State Housing Corp, Building, Urdu Halllane, Andhra Pradesh-500029ORBC0100871500022009040-23223308
Chirag Ali LaneChirag Ali Lane, Medwin Hospital, Hyderabad, Andhra Pradesh-500001ORBC0100872500022005040-23205704
Jubilee HillsPlot No-2, Road No-5, Jubilee Hills, Hyderabad, Andhra Pradesh-500033ORBC0100924500022010040-23545901
Santosh Nagar12-2-823/A1/8/A Santosh Nagar Colony, Hyderabad, Andhra Pradesh-500028ORBC0101058500022014040-23517501
ChandanagarGupta Commercial Complex, Hyderabad, Andhra Pradesh-500050ORBC0101074500022015040-23035691
A S Rao NagarPlot No 8, Officers Colony, Dr A S Rao Nagar, Hyderabad, Andhra Pradesh-500062ORBC0101076500022016040-27128170
Kukatpally110, Bhagyander Co-Operative Housing Society, Kukatpally, Hyderabad, Andhra Pradesh-500072ORBC0101081500022013040-23061142
Dilsukhnagar16-1-484, Prashant, Complex, Dilsukhnagar, Hyderabad, Andhra Pradesh-500060ORBC0101091500022019040-24051145
AmeerpretRegency Plaza, Maitrivihar Area Ameerpret, Hyderabad, Andhra Pradesh-500016ORBC0101093500022018040-23746194
Habsiguda18/3 Sri Sai Sampada, Plaza St. 6 Habsiguda, Hyderabad, Andhra Pradesh-500007ORBC0101100500022020040-27158098
MadhapurPlot No 22 Arunodaya, Housing Colony Madhapur, Hyderabad, Andhra Pradesh-500081ORBC0101105500022021040-23100400

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