PNB Home Loan Noida - Rates Mar 2023, IFSC, Eligibility, EMI

Punjab National Bank Home Loan in Noida

About Punjab National Bank Home Loan Noida

Noida is one of the fastest growing cities in India and Delhi-NCR. The demand for home loans has increased in recent times with reduced home loan rates. Having said that, with Punjab National Bank, people have found a way to buy a home without worrying about high EMI payments. In Noida, everything is available in an organized manner and has direct metro to Delhi and also just 15 minutes away via road. Check the home loan interest rates offered by Punjab National Bank to book a home today!

Punjab National Bank Home Loan Noida at a Glance

Interest Rate8.80% - 9.45%
Loan amountFor Public:
Up to ₹1 Crores

For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs
TenureFor Public: Up to 30 years

For Pradhan Mantri Awas Yojana: Up to 15 years
Processing FeeFor Public:
For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/-

For Pradhan Mantri Awas Yojana: NIL

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

  • For Public: Individuals or Joint owners.
  • For Pradhan Mantri Awas Yojana:
    • EWS households are defined as households having an annual income up to ₹3,00,000
    • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

  • Valid
  • Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Address Proof:

  • Valid Passport
  • Voter ID Card
  • Aadhaar Card
  • Valid Driving Licence

Income Proof:

  • Last 3 months’ Salary Slips
  • Last 6 months’ Bank Statements showing salary credits
  • Latest Form-16 and IT returns

Property Proof:

  • Title Deeds of the Plot
  • Proof of no encumbrances on the property
  • Copy of the plans approved by the Local Authorities
  • Construction estimate by an Architect / Civil engineer

Other Documents:

  • Employment Contract/Appointment Letter in case current employment is less than 1 year old
  • Last 6 months’ Bank Statements showing repayment of any ongoing loans
  • Duly filled application form along with recent passport
  • Own Contribution Proof

For more information, read Home Loan Noida

Punjab National Bank Branches in Noida

Branch NameComplete AddressIFSC CodeMICRContact Number
Sector 27, NoidaNaya Bans, Sector 27, Noida, U.P 201301PUNB027260011002410195120-2523246/42933
KasnaKasna, Distt Gautam Budh Nagar, Noida, Up 201306PUNB0365900110024231120-2341234
Noida, Sector - 18B - 20 - 21, Noida Sec.18, Gautam Budh Nagar, Noida, DelhiPUNB037020011002417295120-2516577, 4628
Noida Sector 1Sector-1, Noida, U.P-201301PUNB04127001100242180120-2545916
SurajpurSurajpur, Greater Noida, Distt Gautam Budha Nagar, U.P 201306PUNB04227001100242300120-2351125
Noida Greater, Alpha SectorAlpha Sector, Greater Noida, Distt Gautam Budh Nagar, Noida UP-201306PUNB044760011002440395120-2321901, 902
Noida, Nepz Phase - IINepzf, Phase-II, Noida Gautam Budh Nagar UP 201305PUNB04572001100244210120-2460677
Omega SectorJyoti Hospital, Opposite Pari Chowk, Omega Sector, Greater Noida, UP 201308PUNB046030011002442895120-32415
Sector Gamma, Greater NoidaB - 6, Gamma Shopping Complex, Greater Noida, Uttar PradeshPUNB04604001100244299668882512
JSS Academy Sector - 62, NoidaJ S S Academy Of Technical Education Sector - 62, Noida UpPUNB046130011002444495120-2401590
Greater Noida, ICD SurajpurICD, Greater Noida U.PPUNB04635001100244430120-2351125
Metro Hospital Sector - 12 NoidaMetro Hospital, Sector - 12, Noida U.PPUNB04660001100244450120-2547462
Noida BhangelDadri Road Bhangel Noida U P 201304PUNB06064001100244849811805932
LCB Noida, Sector 63 U.PH - 1A 11 Sector 63 District Gautam Budh Nagar Noida U.PPUNB06420001100245099818139227
Gautam Budh UniversityGautam Budh University, District Gautam Budh Nagar U.P PUNB06660001100245129953297480

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