RBL Bank Home Loan in Gurugram
Last Updated : May 5, 2018, 4:32 p.m.
About RBL Bank Home Loan Gurugram
Gurgaon is not only the IT-hub of Delhi-NCR but also holds most popular residencies as well. The place has most popular real estate projects and hence the demand for home loans is also very high. Having such high demand, Gurgaon branch of RBL Bank also has a high strength of home loan applicants. Thus, apply now for a home loan at your nearest branch available with the easy documentation and get instant approval for your loan. Read more to know the branch details, home loan details, eligibility criteria and documentation checklist. This loan is available for both salaried as well as self-employed professionals so check eligibility now.
RBL Bank Home Loan in Gurugram at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 9.10% - 11.55% |
| Loan amount | ₹10 Crores |
| Tenure | Up to 25 years |
| Processing Fee | 0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Gurgaon is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
Documents Checklist
The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statements
Please refer to Home Loan Gurugram for more details.
Address of RBL Bank Branches in Gurugram
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Gurugram | Abw Tower, At Iffco Chowk, Village Sukhrauli, Nh-8, Gurugram, Haryana - 122002 | RATN0000116 | 110176003 | 9899733770 |
| Sohna | The Ratnakar Bank Ltd, Aditya Building, Ground Floor, Killa No.230-8/2/1, Rakba 2, Ward No.5, Near Bikaner Sweet, Sohna, Haryana - 122103 | RATN0000115 | 110176005 | 9871115450 |
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