PNB Travel Loan is Here: Now Travel Anywhere Around the World

Travel Loan 304 views

Punjab National Bank is an Indian multinational banking and financial services company. This state-owned corporation is known for offering personal, social, agricultural, international and corporate banking services. Moreover, among its many services, this renowned bank is known for offering the best services of travel loan. Yes, to satisfy the travelling needs of all, the bank provides travel loan with unmatched features and benefits. The travel loan offered by PNB comes to you with flexible tenures, interest  rates and charges & fees. This is the reason that majority of people prefer to avail a travel loan from PNB in order to reap unlimited benefits.

Whether you are looking funds for family vacation or to cover your travel expenses, the bank is here to fulfill your financial needs for travel. Yes, being a helping hand, it accomplishes every wish of yours by supporting you financially well when it comes to travel.  No matter what your travelling needs are, PNB with its best of product is here to make your travel experience truly enjoyable.  
Well, to give you more further clarity on the same, read this article below and know everything about PNB travel loan.

Punjab National Bank Travel Loan Details:

ParticularsDetails
Interest Rates12.60%-15.60% (floating)
Loan AmountRs. 50,000-Rs.5 lakh
Repayment60 months
Processing Fee1.80% of the loan amount
Repayment ChargesNil

Features and Benefits of Punjab National Bank Travel Loan 

  • Attractive interest rates
  • No guarantor/ surety required
  • Flexible repayment options
  • Loans available for various needs
  • Minimal Paperwork
  • Quick processing & Disbursal
  • Enjoy the convenience of doorstep service
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Eligibility Criteria for Punjab National Bank Travel Loan

To avail the travel loan in Punjab National Bank, you need to fit into the below eligibility criteria.

CriteriaSelf-Employed ProfessionalSelf-Employed
AgeMin-21 years, Max-58 yearsMin-21 years, Max-65 years
IncomeRs.15000 per month at metro centres Rs.12500 per month at urban centres Rs.10000 per month at semi-urban and rural centresAn applicant should have minimum monthly income of Rs. 20,000
Total years in profession2 years2 years
Years in current residence1 yearNA

Documentation Required for Punjab National Bank Travel Loan

Next, thing on which you need to pay attention is the documentation required to get the travel loan in this bank.

SalariedSelf-employed
Loan application form with passport size photographLoan application form with passport size photograph
Identify proof with unique identification number in case of military/ para militaryIdentify proof with unique identification number in case of military/ para military
personnelpersonnel
Educational qualification proofEducational qualification proof
Age proofAge proof
Proof of official address and residential addressProof of official address and residential address
Income proofIncome proof
Latest salary slipIT returns for the last three financial years
Form 16, duly authenticated by the employerLatest bank statement

 

(Updated on:8th October,2016)

Personal Loan Interest Rates December 2017
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 11.49% - 18.00%
Home Loan Interest Rates December 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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