UCO Bank Home Loan in Ghaziabad
Last Updated : May 5, 2018, 5:01 p.m.
About UCO Bank Home Loan Ghaziabad
Are you looking to construct your dream home within few years time in Ghaziabad? Opt for UCO Bank Home Loan Ghaziabad for getting lowest interest rate option on your home loans. Get instant approval from the bank by showing your past clear track record of debt obligations along with a good CIBIL score(750) for getting quick sanction on your home loans. With minimal documentation processes and low EMI options to go for help you to settle your repayments at ease.
UCO Bank Home Loan Ghaziabad at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Ghaziabad
Address of UCO Bank Branches in Ghaziabad
Branch Name Complete Address IFSC MICR Contact Detail GT Road 22 Vivek Vihar, Choudhary More, Gt Road, Ghaziabad, District. Ghaziabad UCBA0000850 110028046 0120-2863746 Simbhaoli Simbhaoli, Ghaziabad UCBA0000261 245028501 05731-223031 Vasundhara Plot No.2152 Sector 16A Vasundhara Dist Ghaziabad UCBA0002868 201028012 Raj Nagar Extension House No. 379, Khasra No. 1017 Rajnagar(Extension) UCBA0002903 110028083 0120-2341627 Indirapuram SBN Cosmos CS-4 Gyan Khand -2 Indirapuram, Ghaziabad UCBA0002900 Atore House No.74 Village Atore, Dist Ghaziabad UCBA0003133
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