Federal Bank SBI Credit Card
Last Updated : May 19, 2017, 5:57 p.m.
With Federal Bank SBI Credit Card, save smart and live smart. Yes, you read that right! This standalone beauty is decked with a wide range of remarkable features and privileges to choose from. Depending upon your needs, you can use this card for various needs and in return save a lot of bucks. It not only allows you to save more, but ensures that all your lifestyle needs can easily be fulfilled without any hassle. Right from extravaganza offers, rewards to value back and fuel surcharge waiver, this card provides you all. So, if you are keen to know more about this credit card, just take a look at the page below.
Features of Federal Bank SBI Credit Card
Take a look below to know the unmatched features:-
| Benefit | Amount |
|---|---|
| Welcome Gift | ₹100 cash back on your 1st ATM cash withdrawal |
| Extravaganza Offer | 2,000 bonus Reward points |
| Reward | 10X Reward Points per ₹100 spent |
| Milestone (Spend >₹1 Lakh) | Membership fee reversal |
Fees & Charges
- Annual Fee: ₹499
- Renewable Fee: ₹499
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Payment Charges
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Federal Bank SBI Credit Card Eligibility Criteria
Know the eligibility criteria of Federal Bank SBI Credit Card by reading the points below.
- An applicant should be an Indian resident
- He/she should not be less than 18 years of age and should not be more than 65 years.
- An applicant should have a good credit score and should not be a previous loan/credit card defaulter.
Documentation Needed
For your reference, below are the important documents you need to carry while applying for the SBI Credit Card.
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Application Status Online
When it comes to knowing your credit card application, it would not be wrong to say that it is no more a hassle-free task. Yes, because with the online facility of SBI, you just need an application number with you, which you need to enter into the site. The moment you do so, you will be redirected towards a page, showing the real-time status of your credit card online.
Credit Card Statement of Federal Bank SBI Credit Card
The bank sends you the monthly statements on your registered mail ID, which actually allows you to review your account without any hassle. Yes, you just need to open that statement and find it has all the required information and details related to your favorite card. In fact, you can also keep a track on your transaction details, clearly mentioned in the statement.
Customer Care Number
By dailing the helpline number of SBI credit card customer care executives, you just need not to bother. Yes, just dial 39 02 02 02 (prefix local STD code) or 1860 180 1290 from your registered mobile or landline, the bank’s executives and friendly team will there to listen all your queries.