IndusInd Bank Platinum Select Credit Card

About IndusInd Bank Platinum Select Credit Card

In today’s cashless economy credit card payment is becoming very popular. The Banks offering credit cards generally categorise the cards so that the customer can choose the one that matches his/her spending habits and suits the lifestyle. IndusInd Bank too, provides many credit cards. Out of which, Platinum Select is the one that provides ultimate benefits to the customers. The cardholder gets best privileges in travel and living, dining and lifestyle. The amazing reward programme and discounts are the features that make this card worth acquiring. Read more features and apply now.

Features of IndusInd Bank Platinum Select Credit Card

  • Credit free period up to 50 days
  • No annual charges
  • On every spend of ₹150 on your card earn 1 reward point
  • Win exciting offers on dining
  • Avail 50% off on hotel bills
  • Get discount on dining across Asia Pacific
  • Enjoy more destinations and styles at over 600 hotels, resorts and apartments across 17 countries
  • Exclusive membership benefits
  • Buy 1 movie ticket worth ₹200 and get another free
  • Exclusive access to premium MasterCard airport lounges in India
  • 1 complimentary lounge visit per quarter on primary car
  • Silver membership at Le Club Accor Hotels

Fees & Charges

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – ₹5,999
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to ₹100: Nil, for ₹101 to ₹500: ₹100, for ₹501 to ₹1,000 – ₹350, for ₹1,001 to ₹10,000: ₹550, Above ₹10,000: ₹700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of ₹500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of ₹300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – ₹25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Needed

The documents that need to be furnished in order to avail credit card are as follows-

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

IndusInd Bank Platinum Select Credit Card Application Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Platinum Select Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

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