Jammu & Kashmir Bank Blue Empowerment Card Offers February 2024, Payment, Apply Online - Wishfin

Jammu & Kashmir Bank Blue Empowerment Card

About Jammu & Kashmir Bank Blue Empowerment Card

Get ready to explore the world of unmatched privileges and features with none other than Jammu & Kashmir Bank Blue Empowerment Card. Yes, this beautifully designed credit card comes with a world of remarkable features to choose from. Be it shopping, rewards, travelling, dining or movies, this card offers you all. This is the reason that many people willing to have the same. You can use this masterpiece to meet any personal need of yours by paying an annual and renewal fee of Rs. 300 and 250 respectively. You can apply for the same anytime and enjoy the unlimited benefits as well. So, what are you waiting for? If you are willing to avail this card and interested in knowing more about the same, just read the page further.

Features of Jammu & Kashmir Bank Blue Empowerment Card

  • Earn 1 reward point on every ₹200 spent via card
  • Enjoy the credit period of 20-25 days
  • Get the revolving credit facility in the same billing period
  • Avail the credit facility at attractive rates
  • Get the cash withdrawal facility of upto 20% of the total credit limit
  • Enjoy the benefit of loyalty programme
  • Get 24×7 customer assistance
  • Fuel Surcharge waived off
  • Redeem points against a wide array of gifts

Fees & Charges

  • Annual Fee:₹300
  • Renewal Fee:₹250
  • Add-on Card Fee:₹150
  • Late Fee: ₹100
  • Cash Withdrawal Charges:₹50-100
  • Service Charges:2.25% per month
  • Credit Limit: Upto ₹25,000

Eligibility Criteria

Both salaried as well as self-employed individuals can avail this credit card being offered by Jammu & Kashmir Bank. To know the eligibility of the same, just take a look at the page below.

  • If you are a salaried individual, your annual income must be above ₹80,000
  • If you are a self-employed, your annual income must be above ₹1,50,000

Documents Required

Read the page further to know the documents needed to apply for Jammu & Kashmir Bank Blue Empowerment Card.

  • Income Proof
  • Address Proof
  • Identity Proof

Application Status Online

Know your favorite card’s application status by simply visiting the bank’s site. You just need to have an application number with that you can use to know your card’s actual status online. Yes, with the help of an online facility, you can anytime from anywhere can easily know the real-time status of your J&K card. You just need to put an application number on the site, it will take you towards a page, showing your card’s status instantly without any hassle.

Jammu & Kashmir Bank Blue Empowerment Card Statement

The statement of your Jammu and Kashmir Bank Blue Empowerment Card can easily be received by you in your mailbox. The bank offers you an online facility with the help of which you get the statements of your credit card in your inbox on a monthly basis. You can review your account anytime and also know the transaction details of your card without any hassle. You don’t need to visit the branch in person so as to know the details of your credit card account.

Customer Care Number

The highly talented and experienced team of credit card is always there to help and support you by dialing 0194- 2486424, 2486427, 2486149, 2486151, 2482463. Yes, from your registered mobile or landline number, you just need to dial any helpline number mentioned above and the bank’s executives will always there to help and guide you. These talented individuals with their expert skills and knowledge try to solve all your queries and concerns related to Jammu and Kashmir credit cards.