Karnataka Bank Platinum SBI Card
Last Updated : May 27, 2017, 12:57 p.m.
Get ready to enjoy the life in true platinum style with one of the best credit cards, i.e. Karnataka Bank Platinum SBI Card. Yes, that’s right! This well-designed black beauty being loaded with remarkable features and lifestyle privileges ensures that you get all the comforts of life in the best way. Right from rewards, welcome gifts, visa lounge access to fuel surcharge waiver, this card comes with enormous range of features to choose from. So, what are you waiting for? If you are also looking to avail this SBI credit card , reading this page below would be helpful for you.
Karnataka Bank Platinum SBI Card Benefits
| Privileges | Details |
|---|---|
| Welcome Gift | e-Gift Voucher worth Rs.3,000 upon payment of joining fees |
| Accelerated reward points | 1 reward point for every Rs. 100 transaction |
| Spend Rewards | e- Gift Voucher worth Rs. 3,000 upon spending Rs. 4 and 5 Lakhs in a year |
| Domestic Lounge | 2 free visits every quarter to domestic airport lounges |
| International Lounge | Free Priority Pass membership (visit 1,000+ lounges worldwide) |
Fees & Charges
- Annual Fee:₹2,999 (one-time)
- Renewable Fee:₹2,999 (per annum)
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Karnataka Bank Platinum SBI Card Eligibility
Know the eligibility criteria of Karnataka Bank Platinum SBI Card by reading the points below.
- An applicant should be an Indian resident
- He/she should not be less than 18 years of age and should not be more than 65 years.
- An applicant should have a good credit score and should not be a previous loan/credit card defaulter.
Documents Needed to Apply
For your reference, below are the important documents you need to carry while applying for this Best Credit Card .
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Application Status Online
Know your favorite credit card’s status in the most hassle-free manner by simply visiting the site online . Yes, you just need an application number that you need to submit online so as to get the real-time status of your credit card. With the help of this online facility, you can easily know whether your card’s application is approved or still pending.
Karnataka Bank Platinum SBI Card Statement
Karnataka Bank by sending you the monthly statements of your credit card allows you to check and review your account anytime, anywhere. You just need to ensure that you have a registered mail ID with the bank so that you can easily receive the statements in your inbox. You can open the same, check your credit card account details and also review the transaction details of the same.
Customer Care Number
The expert and talented team of credit cards is just a call away from you. All you need to do is just dial the helpline number, i.e.39 02 02 02 (prefix local STD code) or 1860 180 1290 from your registered mobile or landline number so that the customer care executives will always be in touch with you to solve all your complaints, queries and concerns.