Airtel Axis Bank Credit Card - Features, Benefits, Offers, Annual Fee

Airtel Axis Bank Credit Card

Axis Bank offers a lot of credit cards having many offers and benefits. Either they help you save money on dining or on entertainment and shopping expenses. It has added one more credit card to its bucket and it is known as the Airtel Axis Bank Credit Card. This credit card gives you cashback and discounts on Wifi, DTH, and Mobile recharges. Its offers are not limited to this only because you can enjoy cashback on utility bill payments as well if you pay them through the Airtel Thanks App. There are also some exclusive offers on Swiggy, Zomato, and BigBasket that can save some bucks on grocery shopping and food delivery.  You must see the other benefits of this credit card below.

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    Features and Benefits of Axis Bank Airtel Credit Card

    You must go through the features of this credit card and see how it can help you to cut off the monthly expenses.

    Welcome Benefits

    Upon initiating your first transaction within 30 days of receiving this credit card, you will be eligible to earn an e-Voucher of Amazon worth INR 500. However, please note that you will receive the e-voucher only after successfully paying the joining fee associated with this credit card.

    Earn Cashback

    • Obtain a cashback of 25% when paying Airtel Mobile Bills, DTH Bills, Broadband Bills, and WIFI Bills through the Airtel Thanks App
    • Additionally, receive 1% cashback on all other expenditures
    • Avail a 10% Cashback on utility bill payments, such as Gas Bills, Electricity Bills, and various others, through the Airtel Thanks App
    • Earn a cashback of 10% on Swiggy and Zomato transactions using the Airtel Axis Bank Credit Card
    • Enjoy 10% cashback on BigBasket purchases through this credit card

    Note – All the cashback benefits will be credited to your credit card statement, and please note that no cashback is applicable to fuel transactions.

    Free Airport Lounge Access

    Certainly, imagine experiencing the convenience of up to 4 free domestic airport lounge accesses, allowing you to relax and unwind during your travels with the special perks offered by this Axis Bank credit card.

    Fuel Surcharge Waiver

    • Enjoy a Fuel Surcharge Waiver of 1% at all the refilling stations across India
    • Moreover, avail a maximum fuel surcharge waiver of INR 500 per statement cycle
    • The waiver is applicable for transactions ranging from INR 400 to INR 4000

    Dining Discounts

    To begin with, take advantage of an appealing discount of up to 20% at over 4000 Partner restaurants when you use the Axis Bank Airtel Credit Card. Additionally, it’s important to note that these discounts are exclusively available at dining establishments enrolled in the Dining Delight Program.

    Convert Transactions into EMIs

    Certainly, you have the option to convert any transaction that amounts to INR 2500 or above into convenient Equated Monthly Installments (EMIs). This feature allows you to manage your expenses effectively, ensuring greater flexibility and ease of payment.

    Airtel Axis Credit Card Fees, Documents, and Eligibility Criteria

    Now, here you can explore the fees and other charges of this credit card. Before you apply for the Airtel Axis Card, you must see whether you are eligible for the card or not.

    Fees and Charges

    Joining FeeINR 500
    Annual Renewal FeeINR 500
    Spend INR 2 Lakhs in a YearAnnual Renewal Fee will be Waived Off
    Add-on Card FeeNIL
    Card Replacement ChargesINR 100
    Cash Payment ChargesINR 100
    Finance Charges3.6% per month or 52.86% per annum
    Late Payment Charges- NIL is the total amount less than INR 500.

    - Pay up to INR 500 for amounts between INR 501 to INR 5000.

    - For payment amounts between INR 5001 to INR 10,000 a late payment fee of INR 750 is charged.

    - If the amount is greater than INR 10,000 then you need to pay up to INR 1200.
    Cash Withdrawal FeeINR 500 up to 2.5% of the Withdrawal Amount
    Foreign Currency Transaction Fee3.50% of the Transaction Amount

    Eligibility Criteria

    • Firstly, the applicant must be at least 18 years old to be eligible for the Axis Airtel Credit Card.
    • Moreover, the maximum age of the applicant should not exceed 70 years for the application to be considered valid.
    • Additionally, being a resident of India is a prerequisite to apply for the Axis Airtel Credit Card.
    • Lastly, it is essential to have a stable income to meet the eligibility requirements.
    • The minimum cibil score must be 750 or above to apply for the Axis Bank Credit Card.

    Documents Required

    You will need the following documents at the time of applying for the Airtel Card by Axis Bank:-

    • To apply, you will need to provide a photocopy of the PAN Card.
    • Additionally, please include coloured photographs for identification purposes.
    • For income verification, you can submit any of the following: Latest Salary Slips, Bank Statements, Form 16, or IT Return Copy.
    • To establish your residence, you can provide any of the following documents: Passport, Driving License, Voter ID Card, or Aadhar Card.
    • Lastly, ensure you include at least one of the following for identity verification: Pan Card, Aadhar Card, Voter ID Card, Driving License, or Passport.

    Axis Airtel Credit Card Limit

    The credit limit of the Airtel Credit Card is not fixed and it depends on your income and Cibil score. If you have a high income and a Cibil Score of 750 and above then you will get a high credit limit on this credit card. So, the credit limit is decided by the bank on the basis of your income and credit score.

    Apply for Airtel Axis Card

    You can either get this card online through Axis Bank’s official website or you can just fill out the form above and provide your basic details including the contact number. The bank’s representative will call you can you can get this card online.

    Payment Options for Airtel Axis Bank Credit Card

    You can make an Axis Bank Credit Card online payment and there are many methods to clear your bills. You can use the following ways to clear the bill of your Airtel Credit Card:-

    • Axis Net Banking
    • Axis Mobile App
    • NACH Facility
    • NEFT
    • RTGS
    • Cash Payments
    • Cheque Payments
    • Billdesk
    • Gpay, PayTm, Amazon Pay

    Airtel Axis Bank Credit Card Apply Process

    You can get this credit card from Axis Bank by completing the below steps:-

    1. Firstly, Airtel users need to download the Airtel Thanks app on their smartphones.
    2. After the download, proceed to open the app and log in to your account using your registered mobile number.
    3. Subsequently, an OTP will be sent to your mobile number for verification; please enter this OTP to access your account.
    4. On the account page, locate the credit card icon or the ‘Airtel Axis Bank Credit Card’ banner and click on it.
    5. Once you have accessed the Airtel Credit Card offer, click on the ‘Apply Now’ button to proceed further.
    6. You will then be required to fill in your name, mobile number, and other essential details.
    7. Additionally, ensure to upload your KYC proof, such as Aadhaar or PAN card, for verification.
    8. Lastly, submit your application and patiently await the response.

    Airtel will send an SMS to your mobile regarding the credit card application. In the meantime, you can track the status of your credit card on the Airtel Thanks app. Open the app and go to the credit card section, there you can see your card application status. If the same has been approved, the status will show the same online and soon you will hear from the bank.

    Frequently Asked Questions

    1. What are the Airtel Axis Bank Credit Card Benefits?

    By getting this credit card you can have benefits like cashback, lounge access and a fuel surcharge waiver.

    2. On which spends I don’t get cashback on my credit card?

    The bank doesn’t allow Airtel Axis Bank Credit Card Benefits on the following:-

    • Fuel  
    • Wallet loading 
    • Rent  
    • Gold items
    • Cash withdrawal 
    • EMIs 
    • Payments of card fee

    3. Do I Need to Spend a Specific Amount to Avail of Cashback?

    No, you don’t need to make a specific credit card transaction for the cashback benefit.

    4. What is the Airtel Axis Bank Credit Card Welcome Offer?

    Upon credit card transaction within the first thirty days of getting the card, you will get a welcome offer of an INR 500 worth of Amazon voucher.

    5. How to Redeem Airtel Credit Card Amazon Voucher?

    You can redeem the voucher by visiting the Amazon website. Enter your voucher to the required field and click on the ‘Add to your balance’ button. If you don’t have an account, create an account to redeem this voucher.

    6. Why can't I see the Airtel Axis Bank Credit Card Offer on Airtel Thanks App?

    If you don’t see the credit card offer on the app, it means you are not an eligible applicant for this. All approvals are subject to Axis Bank’s review which is done internally.

    7. What Documents Do I Need for the Credit Card Application?

    For the Airtel Axis Bank Credit Card Apply, you need the following proof :-

    • PAN card copy/Form 60
    • Colour photograph
    • Payslip, Form 16 or IT return copy
    • Passport
    • Ration Card
    • Driving license
    • PAN card
    • Aadhaar card

    8. How Much Joining Fee is Charged for Airtel Axis Bank Credit Card?

    You need to pay INR 500+GST for this credit card.

    9. From When the Annual Fee Applies?

    Your credit card annual fee shall apply from the second year onwards. And the same will be waived in case the annual spending is INR 2 Lakh and more.

    10. When Do I Get the Airtel Axis Bank Credit Card?

    You can enjoy the Airtel Axis Bank Credit Card Benefits soon as the card is delivered within seven to ten days following the date of approval.