Axis Bank Miles and More Credit Card - Features, Offers, Fee, Benefits

Axis Bank Miles and More Credit Card


  • Earn unlimited miles along with bonus miles upon card activation with the Miles & More Credit Card.
  • Access the exclusive benefit of a priority pass including complimentary visits, enhancing your travel experience.
  • Enjoy added security with comprehensive insurance coverage for baggage losses, air accidents, lost cards, or credit shield with the Miles & More Credit Card.

Now it is time to cut off the travelling expenses. If you want to earn extra benefits on travelling then the Axis Bank Miles and More Credit Card would be the best option. There are a lot of features included in this credit card. Earn Miles through the credit card and redeem it through the official website of miles and more. Book Air Tickets, Hotels, and rent cars using the earned miles through miles and more. Cover your traveling experience through the insurance facilities available in the Miles and More Card.

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    Features and Benefits of the Miles and More Credit Card

    The Axis Bank offers two types of Miles and More Credit Card. The first credit card is the Axis Bank World Select Card and the other one is Axis Bank World Card. Both of the credit cards have different offers and fees. So before applying for the go through the features and benefits included in them.

    World Select CardWorld Card
    Get a Welcome Bonus of 15000 MilesGet a Welcome Bonus of 5000 Miles
    On the Expenditure of every ₹200, earn 6 MilesOn the Expenditure of every ₹200, earn 4 Miles
    There is no Expiry of the Earned MilesThere is No Expiry of the Earned Miles
    Enjoy an Annual Bonus of 4000 MilesEnjoy an Annual Bonus 3000 Miles
    Enjoy 8 Complimentary Access to the Airport Lounge per quarterEnjoy 4 Complimentary Access to the Airport Lounge per quarter
    Get 4 Priority Pass visit in a year after the activation of the cardGet 2 Priority Pass visit in a year once the card has been activated
    Spend ₹100000 in a month and earn 36000 MilesSpend ₹100000 in a month and earn 24000 Miles

    Terms and Conditions

    • In order to keep the Miles out of Expiry, use the card for at least 3 months continuously and make at least 1 miles related purchase every month.
    • The transactions that won’t be counted are fraud transactions. Reversal of the transaction, fee payments, cash withdrawals, interest charge, EMI transactions, and the transactions defines under the category of fuel.

    Redeem the Earned Miles in Numerous Ways

    You can redeem all the earned miles through the official website of miles and more for doing the following transactions.

    Book Flight Tickets

    • Use the Miles for booking flights from Star Alliance Airlines and the partner of Miles and More.
    • Upgrade the Class of the already booked air ticket from Condor and Star Alliance partners.

    Hotel Bookings

    • Book the Luxurious Resorts and Hotels from Miles and More using the award miles.

    Online Shopping

    • Redeem the Miles on the online shopping partners of the Axis Bank.

    Rent Cars

    • Rent Cars for traveling through the earned miles.


    • Help the Child by educating him and sending to the school.
    • Use the Miles to take care of an orphan child.
    • Spread the Greenery by replanting a forest.

    Terms and Conditions

    • All the earned miles will be credit in the Miles and More Account of the Cardholder.

    Enjoy Access to the Airport Lounges

    • Get 2 Priority Pass Lounge Access per year on Axis Bank World Card.
    • Enjoy 4 Visits to the Priority Pass Lounge every year on Miles and More Axis Bank World Select Card.
    • Get 4 Visits to the Airport Lounge per quarter on Miles and More Axis Bank World Card.
    • Enjoy 8 Complimentary Access to the Airport Lounge per quarter on the Miles and More World Select Credit Card.

    List of Airport Lounges under Miles and More Credit Card

    Lounge NameCity Name
    Amaravati LoungeVijaywada
    CIP LoungeVishakapatnam
    Cram Bar LoungeChandigarh
    Plaza Premium LoungeDelhi
    TFS LoungeGoa
    Plaza Premium LoungeHyderabad
    Premium LoungeVadodara
    TFS LoungeBangalore
    Bird LoungeCalicut
    Earth LoungeCochin
    Bird LoungeTrivandrum
    Clipper LoungeMumbai
    MALS LoungeMumbai
    OASIS LoungeMumbai
    TFS LoungeMumbai
    TFS LoungeNagpur
    Bird LoungePune
    Bird LoungeBhubaneshwar
    TFS LoungeChennai
    Blackberry LoungeCoimbatore
    Golden Chariot LoungeUdaipur
    Plaza Premium LoungeHyderabad
    ILE Bar LoungeLucknow
    Bird LoungeDehradun
    TFS LoungeKolkata

    Terms and Conditions

    • Priority Pass visits are only for primary cardholders.
    • All the Priority visits exceeding the complimentary ones are chargeable.
    • Guest Charges are applicable.
    • In order to renew the Priority pass call on 1860-419-5555.

    Auto-Pay Utility Bills

    You can give the standing instruction to the bank for auto paying the utility bills like the telephone bills, gas bills, electricity bills through the Axis Bank Miles and More Credit Card. Go through the list of the billers where you can make payments of the utility bills. You can also call on the 1800-209-5577 or 1800-103-5577 for more details.

    CityBiller’s Name
    AhmedabadTorrent Power, Airtel, Vodafone, BSNL
    BangaloreBESCOM, Airtel, Vodafone, BSNL, Spice
    ChandigarhAirtel, Vodafone, Spice, BSNL, TTSL
    ChennaiAircel, Airtel, Vodafone
    DelhiBSES Rajdhani, BSES Yamuna, NDPL Delhi, Airtel, Vodafone, BSNL, MTNL
    Himachal PradeshTTSL
    HyderabadAirtel, Vodafone
    JaipurVodafone, TTSL Rajasthan
    KanpurTTSL Uttar Pradesh West
    KeralaTTSL Kerala
    KolkataCESC Kolkata, TATA Power Mumbai, Airtel, Vodafone, TTSL
    LucknowTTSL UP East, Airtel, Vodafone
    Madhya PradeshTTSL Madhya Pradesh
    MumbaiReliance Energy, MSEB, Best Mumbai, Mahanagar Gas, LIC, Aviva Life Insurance, Birla Sun Life, ICICI Prudential, Max Newyork Life Insurance, Kotak Life, SBI Life, Reliance Life insurance, Bharti AXA, Airtel, Loop Mobile, IDEA, MTNL, Vodafone BSNL, Reliance Infocom, TTSL, 
    NagpurBSNL Nagpur
    OrissaTTSL Orissa
    PuneMSEB Pune, Airtel, Vodafone, BSNL
    PunjabTTSL Punjab
    SuratSurat Electricity, BSNL Surat
    Tamil NaduAirtel
    West BengalTTSL
    LudhianaBSNL Ludhiana

    Get 24X7 Concierge Service on the Credit Card

    • Travel Services
    • Arts and Culture
    • Golfing Services
    • Shopping Services
    • Business Services
    • Dining Services

    Insurance Cover

    Type of CoverAxis Bank World Select CardAxis Bank World Card
    Personal Air Accident₹4.5 Crores₹2.5 Crores
    Credit Shield Cover₹5 Lacs₹1 Lac
    Baggage Loss during Check-in$500$500
    Delay in Baggage During Check-in$500$500
    Loss of Personal Documents$500$500

    Other Features of the Card

    • Make secure payments because this card is protected with EMW Chip and a PIN.
    • Convert the transactions of over ₹2500 into easy EMIs at the interest rate of 1.5% per month.
    • Enjoy Dining at a Discount of 15% at the restaurants under the Dining Delight Scheme.
    • Get a fuel surcharge waiver of 1% on the transaction between ₹400 to ₹4000.
    • The Maximum discount that can be availed on fuel surcharge is ₹100 per month.

    Eligibility Criteria and Fee of the Axis Bank Miles and More Credit Card

    Before applying for the Axis Bank Credit Card, you must see the norms and compare your eligibility to take the card. See the annual charges and renewal fees to determine the budget of your expenses.

    Eligibility for Applying

    • The individual must be more than 18 years old.
    • The age of the individual must not exceed 70 years.
    • Resident and Non-Resident Indians can apply for the credit card.
    • The age of the add-on Cardholder must be at least 15 years.

    Documents Required

    • PAN Card or the Photocopy of form 60.
    • Income has to be proved via Salary Slip, IT Return Documents or Form 16.
    • Residence Proof will be determined through Passport, Ration Card, Telephone Bill, or Electricity Bill.
    • The existing Miles and More Members must provide a copy of the latest Miles and More membership statement.

    Fee and Charges of Axis Bank Miles and More Credit Card

    FeeAxis Bank World Select CardAxis Bank World Card
    Joining Fee₹10000 + Applicable Taxes₹3500 + Applicable Taxes
    Annual Renewal Fee₹4500 + Applicable Taxes₹3500 + Applicable Taxes
    Add-on Card Joining FeeNILNIL
    Add-on Card Renewal FeeNILNIL
    Finance Charges2.95% Per Month or 41.75% Per Annum2.95% Per Month or 41.75% Per Annum
    Cash Withdrawal Fee2.5% of the Amount with a Minimum of ₹2502.5% of the Amount with a Minimum of ₹250
    Overlimit Penalty3% of the Amount with a Minimum of ₹5003% of the Amount with a Minimum of ₹500
    Cheque Dishonour Fee2% of the Amount (Min-₹450)2% of the Amount (Min-₹450)
    Card Replacement and Duplicate Statement FeeNILNIL

    Payment Options for Axis Bank Miles and More Credit Card

    There are various options for making the payment of the Axis Bank Credit Cards. If the user is having many credit cards of different banks then he can use the third-party payment gateway for making the payments. The various methods for payments are:-

    • Net Banking facility of the Axis Bank.
    • Axis Bank Mobile Application.
    • GPay, Paytm, Billdesk, and some other third-party payment gateway.
    • Payment through cheque or cash.
    • NEFT from another bank account.
    • Auto-Debit functionality in the credit card account.