Top Selling Credit Cards in India

Highlights

  • Travel, Shopping, Lifestyle or Fuel - Want to know which cards in these categories are most in demand?
  • Ponder no more! Wishfin gives you the monthly list of most popular cards across different categories for August 2018

After enabling the wishes of over 10 Million customers including credit card shoppers, Wishfin has come a long way. On one hand, it has best shopping cards to let shoppers make most of the reward points, discounts and cashbacks while on the other it offers fuel, lifestyle and travel cards to meet the varied needs of the customers.

In lieu of these needs, we bring to you a list of top selling credit cards for the current month, which would save your money while also giving you the luxurious lifestyle. Curious to know the names of such credit cards that continue to amuse the shoppers with their lucrative offers? So, let’s not keep you wait any longer and give you a detailed info of top selling cards across various categories.

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Best Selling Travel Credit Cards

When it comes to the best travel credit card, which is that one feature you adore the most? Is it airport lounge access,  bonus miles or travel membership? And, what if you get all these features in a single card that you are looking for? Yes, Wishfin has handpicked the top-selling travel credit cards that will make you roam around with comfort. To know more, take a look at the table below…

Card NameWelcome OfferFee & Charges
American Express Platinum Travel Credit Card
  • Welcome Gift of 5,000 Milestone Bonus Membership Rewards Points
  • Joining Fee – ₹3,500 plus applicable GST
  • Annual Fee – ₹5,000 plus applicable GST
Yatra SBI Card
  • Get Yatra vouchers worth ₹8,250 on joining
  • Annual Fee:₹499 (one-time)
  • Renewable Fee:₹499 (per annum)
  • Add-on Fee: Nil (per annum)
Air India SBI Signature
  • Earn 20,000 Reward Points as Welcome Gift on payment of joining fee
  • Annual Fee:₹4,999 (one-time)
  • Renewable Fee:₹4,999 (per annum)
  • Add-on Fee: Nil (per annum)
IRCTC SBI Platinum Card
  • Get 350 activation bonus reward points on single transaction of ₹500 or more within 45 days of card issuance
  • Annual Fee:₹500 (one-time)
  • Renewable Fee:₹300 (per annum)
  • Add-on Fee: Nil (per annum)

American Express Platinum Travel Credit Card

Rewards & Discounts

  • Spend ₹1.90 lacs in a year and get Travel Vouchers³ worth over ₹7,700
  • Spend ₹4 lacs in a year and additionally get Travel Vouchers worth up to ₹11,800
  • Also get a voucher worth ₹10,000 from the Taj Hotels, Resorts and Palaces
  • Make four complimentary visits in a year to 29 airport lounges in Mumbai, Bengaluru, Delhi and 9 other cities
  • Membership Reward Point can be earned on every ₹ 50 spent excluding the expenditure on Fuel, Utilities, Cash Transactions, and Insurance
  • 1 membership reward point for every ₹50 spent on the card
  • Earn upto 20 Bonus membership reward points for every ₹100 charged to your card at our EXTRA Membership Rewards Program Partners
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Other Privileges

  • Enjoy special privileges on booking your travel via MakeMyTrip.com
  • Enjoy complimentary membership to Priority Pass, with the US $99 annual membership fee waived off
  • Chance to enjoy four complimentary visits in a year to 29 airport lounges located in Mumbai, Delhi, Bengaluru along with 9 other cities
  • Avail upto 20% discount while dining at select premium restaurants, several cuisines and more with American Express Selects Dining Programme

Yatra SBI Card

Rewards & Discounts

  • Get an instant discount of ₹1,000 on total fare for domestic flight bookings on a minimum transaction of₹5,000
  • Enjoy an instant discount of ₹4,000 on total fare for International Flight Bookings for a minimum transaction of ₹40,000
  • Avail a flat 20% discount on Domestic Hotel Bookings on a minimum transaction of ₹3,000
  • Maximum discount is capped to ₹2,000 on each transaction
  • Exclusive access to MasterCard airport lounges in India
  • 6 reward points on every ₹100 spent on departmental stores, grocery, dining, movies, entertainment and international spends
  • 1 reward point on every ₹100 spent on all other categories

Other Privileges

  • A complimentary air accidental death cover of ₹50 lakh available for Primary cardholder while booking ticket at Yatra.com

Air India SBI Signature

Rewards & Discounts

  • Upto 30 Reward Points for every ₹100 spent on Air India tickets
  • Up to 1,00,000 Bonus Reward Points on annual spends
  • Reward points convertible into Air India Miles. 1 Reward point equals to 1 Air India Mile
  • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program

Other Privileges

  • Card Anniversary gift of 5,000 Reward Points every year
  • Convert a purchase of more than ₹2,500 into easy EMIs
  • Balance transfer of other bank’s credit card dues at a lower interest rate available
  • Enjoy doorstep delivery of cheque or draft against cash limit via Easy Money

IRCTC SBI Platinum Card

Rewards & Discounts

  • 1 reward point for every ₹125 spent on purchases other than fuel
  • Upto 10% value back as Reward Points for booking railway rickets in AC1, AC2, AC CC categories at irctc.co.in
  • 1.8% transaction charges waiver, exclusive of GST, on railway ticket bookings on irctc.co.in
  • Use reward points to book free train tickets, wherein 1 reward point equals to 1 rupee
  • 1% fuel surcharge waiver at all petrol pumps for transactions worth between ₹500 and ₹3,000

Other Privileges

  • Earn 350 activation bonus Reward Points on spends of ₹500 and more within 45 days of the card issuance date

Top Shopping Credit Cards

As a shopping enthusiast, you may find a card very appealing if it offers amazing deals on apparels, gadgets and other items, isn’t it? So, for all the shopaholics out there, Wishfin presents a list of top selling shopping credit cards below.

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Card NameWelcome OfferFees & Charges
Everyday SpendAmerican Express Gold Credit Card
  • Get a cashback of up to ₹500 as a welcome gift on spending ₹10,000 in the first 90 days of card membership
  • Annual Card Fee:₹495+ Taxes
American Express Membership Rewards Credit Card
  • A welcome gift of 4,000 bonus membership rewards points
  • Joining Fee: ₹1,000+ GST
  • Annual Fee: ₹4,500+GST
SimplyCLICK SBI Card
  • Amazon.in Gift Card worth ₹500 on joining
  • Annual Fee: ₹499 (one-time)
  • Renewal Fee:₹499 (per annum)
  • Add on Fee: Nil (per annum)
SimplySAVE SBI Card
  • Get ₹100 cashback on your first ATM cash withdrawal, if done within 30 days of receiving the card
  • Annual Fee: ₹499 (one-time)
  • Renewal Fee:₹499 (per annum)
  • Add on Fee: Nil (per annum)
FBB SBI STYLEUP Card
  • Welcome gift of ₹500 worth FBB gift voucher
  • Annual Fee:₹499 (one-time)
  • Renewable Fee:₹499 (per annum)
  • Add-on Fee: Nil (per annum)

Everyday Spend American Express Gold Credit Card

Rewards & Discounts

  • Earn 1 membership reward point on every ₹50 spent
  • Earn 10X and 5X ­Membership Rewards Points for purchases at select merchant across online shopping, cabs, groceries and movies
  • Get a renewal fee waiver on eligible spends
  • Enjoy great savings across categories like travel, lodging, dining and car rental
  • Convert purchases into EMIs at the point of sale with an interest rate of 12% p.a. and zero foreclosure charges

Other Privileges

  • 24×7 Card Related Assistance
  • Dispute Resolution
  • Zero Lost Card Liability
  • Emergency Card Replacement

American Express Membership Rewards Credit Card

Rewards & Discounts

  • Using the card 4 times for a purchase of ₹1,000 or more every month to accumulate 1,000 bonus membership rewards points
  • 1 membership rewards point to be earned on every ₹50 spent except those on fuel, insurance, cash transactions and utilities
  • Earn 5,000 membership rewards point at the first year renewal upon annual fee payment. You would get the points within 90 days of the renewal
  • Redemption of reward points from the fabulous 18 and 24 carat gold collection
  • Enjoy lucrative discounts on travel and hotel bookings

Other Privileges

  • Fuel convenience fee waiver
  • Purchase worth 5,000 and above convertible to EMI
  • Round-the clock card assistance services

SimplyCLICK SBI Card

Rewards & Discounts

  • 10X reward points on online spends with exclusive partners – Bookmyshow / Amazon / Zoomcar / Lenskart / Foodpanda / Cleartrip/UrbanClap
  • 5X Reward Points on all other online spends
  • 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000
  • Spend ₹1,00,000 and get annual fee of ₹499 reversed in the next year

Other Privileges

  • E-voucher worth ₹2000 each on annual online spends of ₹1 Lakh and ₹2 Lakhs
  • Worldwide Acceptance
  • Add-on Cards
  • Balance Transfer on EMI

SimplySAVE SBI Card

Rewards & Discounts

  • Enjoy 10X Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days
  • Annual fees reversal on spends of ₹90,000 and above
  • 1% fuel surcharge waiver across all petrol pumps for transactions between ₹500 – 3,000
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Other Privileges

  • Worldwide Acceptance
  • Add-on Cards
  • Balance Transfer on EMI

FBB SBI STYLEUP Card

Rewards & Discounts

  • Lifetime Flat 10% Off on fbb merchandise
  • 10X Reward Points on all your dining spends
  • 2.5% Value back on all spends at Big Bazaar, fbb & Food Bazaar store
  • 1% fuel surcharge waiver on transactions worth ₹500 – 3,000 at petrol pumps

Other Privileges

  • Anniversary gift of 2,000 bonus reward points every year
  • Global Acceptance
  • Balance Transfer on EMI

Best Selling Lifestyle Credit Card

How about getting a welcome gift from Shoppers Stop , Marks & Spencers and Pantaloons? You would be delighted, right? Not only that, you would also be greeted with complimentary lounge access at domestic and international airports. Get all this and much more with SBI Card ELITE. Know more about this card below.

Card NameWelcome OfferFees & Charges
SBI Card ELITE
  • Welcome gift worth ₹5,000 from Shoppers Stop, Marks & Spencers, Pantaloons, Yatra, Bata/Hush Puppies
  • Annual Fee:₹4,999 (one-time)
  • Renewable Fee:₹4,999( per annum)
  • Add-on Fee: Nil (per annum)

SBI Card ELITE

Rewards & Discounts

  • Earn 5X rewards on grocery,departmental stores and dining spends
  • Up to 50,000 reward points on annual spends
  • Earn 2 reward points per Rs.100 on all other spends
  • Enjoy exclusive concierge services such as holiday package, hotel reservation, gift delivery, etc.

Other Privileges

  • Get 10,000 bonus reward points on spending ₹3 and ₹4 Lakh in a year
  • Get complimentary club vistara membership
  • Get complimentary Trident Privilege Red Tier membership

Top Selling Fuel Credit Card

If the surging fuel prices are making it difficult for you to enjoy a smooth drive on the road, BPCL SBI Card is a boon for you. This card gives attractive cashbacks and rewards on fuel spends and appeals to those who want to fill their vehicle’s tank. Know more below.

Card NameWelcome OfferFee & Charges
BPCL SBI Card
  • Welcome offer of 2000 bonus reward points on the payment of joining fee
  • Joining Fee:₹499
  • Renewable Fee:₹499( per annum)
  • Add-on Fee: Nil (per annum)

BPCL SBI Card

Rewards & Discounts

  • 13X reward points on fuel purchases
  • Earn 1 reward point for every ₹100 spent on all fuel and retail purchases
  • 5X Reward points on every Rs.100 spend at Groceries, Departmental stores, Movies & Dining
  • 5X Reward Points per Rs. 100 spent on standing instructions for Utility Bills payments

Other Privileges

  • Earn reward points at all 14000+ pumps of BPCL
  • Earn 2,000 activation bonus reward points worth ₹500 on the payment of joining fee
  • Renewal fee waived on spends worth ₹50,000 in the last year

Personal Loan Interest Rates September 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank11.25% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates September 2018
State Bank of India/SBI8.65% - 9.20%
HDFC8.70% - 9.40%
Bank of Baroda8.55% - 9.55%
LIC Housing8.60% - 8.95%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.85% - 9.10%
Axis Bank8.50% - 8.75%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
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