Top Selling Credit Cards in India

Highlights

  • Searching for top selling credit cards with best of rewards, cashback and other privileges?
  • Choose from the list at Wishfin, featuring SBI, HDFC and Amex Cards

Wishfin, a renowned online financial marketplace, has helped credit card shoppers make most of the rewards, cashback, discount, airport lounge access and much more, in its journey that has led to over 10 million customers fulfilling their wishes so far.

This has been made possible courtesy Wishfin giving customers the option to choose from top-selling credit cards that not only save on spends but also offer a greater degree of convenience.

The fact that these cards are widely accessible across India makes many applying for them. So, which are those cards that are getting popular among the customers? Well, the list of such cards is right below, take a look and choose one for you.

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Best Credit Cards in India

Card NameWelcome OfferFee & Charges
Yatra SBI CardGet Yatra vouchers worth ₹8,250 on joining
  • Annual Fee:₹499 (one-time)
  • Renewal Fee:₹499 (per annum)
  • Add-on Fee: Nil (per annum)
Air India SBI Signature Earn 20,000 Reward Points as Welcome Gift on payment of joining fee
  • Annual Fee:₹4,999 (one-time)
  • Renewable Fee:₹4,999 (per annum)
  • Add-on Fee: Nil (per annum)
SimplySAVE SBI CardEarn 2,000 bonus reward points on spending ₹2,000 in the first 60 days
  • Annual Fee: ₹499 (one-time)
  • Renewal Fee:₹499 (per annum)
  • Add on Fee: Nil (per annum)
Everyday Spend Gold Credit CardGet a cashback of up to ₹500 as a welcome gift on spending ₹10,000 in the first 90 days of card membership
  • Annual Card Fee:₹495+ Taxes
BPCL SBI CardWelcome offer of 2000 bonus reward points on the payment of joining fee
  • Joining Fee:₹499
  • Renewable Fee:₹499( per annum)
  • Add-on Fee: Nil (per annum)
HDFC MoneyBack Credit CardWelcome benefit of 500 reward points on the payment of membership fee
  • First Year Membership Fee - ₹500


  • Renewal Membership Fee - ₹500
RBL Bank Platinum Maxima Credit CardWelcome benefit of 8,000 reward points
  • Annual Fee - ₹2,000
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Yatra SBI Card

Rewards & Discounts

  • Get an instant discount of ₹1,000 on total fare for domestic flight bookings on a minimum transaction of₹5,000
  • Enjoy an instant discount of ₹4,000 on total fare for International Flight Bookings for a minimum transaction of ₹40,000
  • Avail a flat 20% discount on Domestic Hotel Bookings on a minimum transaction of ₹3,000
  • Maximum discount is capped to ₹2,000 on each transaction
  • Exclusive access to MasterCard airport lounges in India
  • 6 reward points on every ₹100 spent on departmental stores, grocery, dining, movies, entertainment and international spends
  • 1 reward point on every ₹100 spent on all other categories

Other Privileges

  • A complimentary air accidental death cover of ₹50 lakh available for Primary cardholder while booking ticket at Yatra.com

Air India SBI Signature

Rewards & Discounts

  • Upto 30 Reward Points for every ₹100 spent on Air India tickets
  • Up to 1,00,000 Bonus Reward Points on annual spends
  • Reward points convertible into Air India Miles. 1 Reward point equals to 1 Air India Mile
  • Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program

Other Privileges

  • Card Anniversary gift of 5,000 Reward Points every year
  • Convert a purchase of more than ₹2,500 into easy EMIs
  • Balance transfer of other bank’s credit card dues at a lower interest rate available
  • Enjoy doorstep delivery of cheque or draft against cash limit via Easy Money

SimplySAVE SBI Card

Rewards & Discounts

  • Enjoy 10X Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • 2,000 bonus reward points on spends of ₹ 2,000 in first 60 days
  • Annual fees reversal on spends of ₹90,000 and above
  • 1% fuel surcharge waiver across all petrol pumps for transactions between ₹500 – 3,000
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Other Privileges

  • Worldwide Acceptance
  • Add-on Cards
  • Balance Transfer on EMI

BPCL SBI Card

Rewards & Discounts

  • 13X reward points on fuel purchases
  • Earn 1 reward point for every ₹100 spent on all fuel and retail purchases
  • 5X Reward points on every Rs.100 spend at Groceries, Departmental stores, Movies & Dining
  • 5X Reward Points per Rs. 100 spent on standing instructions for Utility Bills payments

Other Privileges

  • Earn reward points at all 14000+ pumps of BPCL
  • Earn 2,000 activation bonus reward points worth ₹500 on the payment of joining fee
  • Renewal fee waived on spends worth ₹50,000 in the last year

American Express Everyday Spend Gold Credit Card

Rewards & Discounts

  • Earn 1 membership reward point on every ₹50 spent
  • Earn 10X and 5X ­Membership Rewards Points for purchases at select merchant across online shopping, cabs, groceries and movies
  • Get a renewal fee waiver on eligible spends
  • Enjoy great savings across categories like travel, lodging, dining and car rental
  • Convert purchases into EMIs at the point of sale with an interest rate of 12% p.a. and zero foreclosure charges

Other Privileges

  • 24×7 Card Related Assistance
  • Dispute Resolution
  • Zero Lost Card Liability
  • Emergency Card Replacement

HDFC Bank MoneyBack Credit Card

Rewards & Discounts

  • Welcome and renewal benefit of 500 reward points each
  • Earn 2 reward point for every ₹150 spent
  • 2X reward points on online spends
  • Get the 1% surcharge waived on fuel transactions. The minimum transaction required to avail the surcharge amounts to ₹400

Other Privileges

  • A gift voucher of ₹500 every quarter on retail spends worth ₹50,000
  • Minimum 4 transactions a month to enable a free accidental death insurance cover of up to 50 lakhs. Also, free fire and burglary protection for goods worth more than 5,000 for 180 days is also available.
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RBL Bank Platinum Maxima Credit Card

Rewards & Discounts

  • Welcome benefit of 8,000 reward points
  • Earn 2 reward points for every ₹100 spent on all purchases
  • 10 reward points for every ₹100 spent on entertainment, dining, utility bills, fuel as well as international purchases
  • Earn 10,000 reward points on spends of ₹2 lakhs or more in a year
  • Additional 10,000 bonus reward points on making annual spends of more than ₹3.5 lakhs

Other Privileges

  • Buy 2 or more movie tickets at BookMyShow and get a complimentary ticket free up to ₹200 every month
  • Get 2 complimentary visits to domestic airport lounges in India every calendar quarter

Personal Loan Interest Rates January 2019
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates January 2019
State Bank of India/SBI8.75% - 9.35%
HDFC8.90% - 9.80%
Bank of Baroda8.65% - 9.65%
LIC Housing8.95% - 9.15%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.30%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%