SimplyCLICK Advantage SBI Card: Offers February 2024, Payment, Apply

SimplyCLICK Advantage SBI Card

The SimplyCLICK Advantage SBI Card is an online rewards credit card. With this, you have the benefit of availing 10X rewards. All you have to do is just do your online spending as you used to. And at the payment gateway, use your SBI Credit Card. Do ensure you made these transactions with the credit card partner stores. Because if you do not, the rewards will be only 5X. Other than this, it has a lot of benefits. Let’s explore them here.

Credit Card

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    E-vouchers with SimplyCLICK Advantage SBI Card

    When you buy this credit card, the issuer offers a welcome benefit, which is an Amazon gift card. And before you move further, do know that this gift card is available to only those users who have paid the joining fees. So if you still need to, it won’t be provided to you.

    T&C

    • This is an offering from SBI Cards and Payment Services Private Limited.
    • Cardholders will receive a one-time welcome gift after paying the annual membership fee of Rs. 499.
    • The gift voucher is sent to your registered mobile number within 30 days following the date of payment.
    • The validity is 12 months following the date of adding the voucher to Amazon Pay.
    • The voucher cannot be redeemed in parts or redeemed for cash under any circumstances.
    • SBICPSL has no liability towards the quality of goods and or services received by the Cardholder redeeming the vouchers.

    Benefits of Online Spending with SimplyCLICK Advantage

    This best reward card offers a host of benefits on your online purchases. For starters you will have a 10X reward benefit whenever you use your credit card for online spending. But there is a condition, to avail this offer you need to shop from the following partner brands –

    • Apollo 24×7: An online pharmacy and healthcare platform that offers a wide range of products and services.
    • BookMyShow: Allows users to book tickets for movies, plays, concerts, and other events.
    • Cleartrip: Offers a wide range of travel products and services, including flights, hotels, trains, and buses.
    • Dominos: Dominos is an American pizza chain that is one of the largest pizza chains in India.
    • Eazydiner: Eazydiner is an online restaurant reservation platform that allows users to book tables at restaurants in India.
    • Myntra: Myntra is an Indian e-commerce fashion platform that sells clothing, footwear, and accessories for men, women, and children.
    • Netmeds: Netmeds is an Indian online pharmacy that sells medicines, health products, and personal care items.
    • Yatra: Yatra is an Indian online travel agency that offers a wide range of travel products and services, including flights, hotels, trains, and buses.

    However if you didn’t shop online with any of the above brands, also you’ll earn a 5X reward benefit. And for your offline credit card transaction a 1 reward point credit to your account, applies per Rs. 100 transaction.

    Milestone Rewards from SBI SimplyCLICK Advantage

    Credit cardholders can earn e-vouchers worth Rs. 2,000 each if they reach certain annual online spending thresholds. The specific spending thresholds are Rs. 1 lakh and Rs. 2 lakh. This means that cardholders who spend Rs. 1 lakh or more in a year on online purchases will receive an e-voucher worth Rs. 2,000. Cardholders who spend Rs. 2 lakh or more in a year on online purchases will receive two e-vouchers worth Rs. 2,000 each, for a total of Rs. 4,000 in e-vouchers.

    The e-vouchers can be redeemed for travel bookings on either Cleartrip or Yatra, two popular Indian travel websites. This means that cardholders can use the e-vouchers to book flights, hotels, trains, or buses. Below is the breakdown of milestone reward –

    Annual Online SpendReward
    Rs. 1 lakh or more1 e-voucher worth Rs. 2,000
    Rs. 2 lakh or more2 e-vouchers worth Rs. 2,000 each
    e-Voucher BrandCleartrip or Yatra

    Fees & Charges

    • Annual Fee:₹499 (one-time)
    • Renewable Fee:₹499 (per annum)
    Types of FeesAmount (In ₹)
    Card Replacement100-250
    Rewards Redemption Fee99
    Payment Dishonor500
    Over Limit Fees600
    Finance Charges3.50% per month
    Cash Payment fee250
    Cash Advance Fees500
    Foreign Currency Transaction fee3.5%(For All Cards Except Elite & Aurum)
    Processing Fee on all Rent Payment Transactions199
    Balance Transfer1.7% per month (for 180 days tenure)

    Note – If you spend Rs 1,00,000, annual fee of Rs 499 reversed for your SimplyCLICK Advantage SBI card in the subsequent year.

    Late Fees

    Outstanding AmountCharges
    For the amount between ₹ 0 to ₹500NIL
    Exceeding ₹500 and up to ₹1,000₹400
    Exceeding ₹1,000 and up to ₹10,000₹750
    Exceeding ₹10,000 and up to ₹25,000₹950
    Exceeding ₹25,000 and up to ₹50,000₹1,100
    Above ₹50,000₹1,300

    Conclusion

    The SimplyCLICK Advantage SBI Credit Card is a great choice for consumers who want to earn rewards on their online purchases. The card offers a generous welcome bonus of Rs. 500, and cardholders can earn 10x rewards on online spends at partner stores and 5x rewards on all other online spends. Additionally, cardholders can earn e-vouchers worth Rs. 2,000 each if they reach certain annual online spending thresholds. The card also comes with a fuel surcharge waiver of 1%.