Credit Score is one of the most important aspects of any individual’s financial life. Ranging from 300 to 900, a credit score simply indicates the way an individual handles his or her overall debt; be it credit card bills or loan EMIs. Your credit...
Read MoreWhat is a Credit Report and Why is it Important?
A credit report is the record of your payment history and it helps the lender know about your creditworthiness. It is important to keep track of your credit report to maintain a good credit score. The score ranges from 300 to 900 which is based on...
Read MoreHow Much Time Will it Take to Improve the CIBIL Score?
A person’s credit score is as important as his/her income to get approval for fresh credits from the lender. The credit score, which can be anywhere from 300 to 900 in India, is scrutinized minutely by the lender. Those having a credit score of...
Read MoreImportance of Credit Score in Various Loans
The need for funds can arise anytime for different purposes. Someone might want to buy a home or a car or the newly launched smartphone in the market or something else. For different types of needs, there are different kinds of loans (both secured...
Read MoreDo’s and Don’ts for a Good Credit History
Credit History holds special importance in any individual’s financial life. Your credit history consists of all the information about your financial transactions like Credit Card Bill payments, Loan Details, EMI Payments, etc. Based on your credit...
Read MoreHow Can Credit Cards Impact Your Credit Score?
When it comes to credit score, your credit cards can play an important role. Depending upon how you use the credit cards, your credit score can be increased or decreased. Here, in this post, you will know how some of your common credit card habits...
Read MoreWhat Does a Credit Score Really Tell You?
A credit score is a three-digit number representing your credit behaviour. It ranges from 300 to 900 in India and is given to individuals based on a repayment track spanning for at least 6 months to a year. But what credit score you will get depends...
Read MoreWhere Do I Get My Credit Report for Free?
You can check the credit report of both CIBIL and Experian at Wishfin for free. Wishfin is an official partner of both CIBIL and Experian. You just need to provide your personal and credit-related details to access the credit report for free. Read...
Read MoreWeightage of Different Repayment Aspects to Your Credit Score
There is an often-repeated financial term that you must have heard innumerable time from the people around you. This term is the Credit Score. Observe around yourself and you will notice people saying things like - “My Credit Score is pretty...
Read MoreDoes Loan Rejection Affect CIBIL Score?
When your loan is rejected by a bank or NBFC, it could be due to your poor CIBIL score. With the rejection, the CIBIL score will dip further. And the rejection reduces your chances of borrowing further. The low CIBIL may be due to non-payment of...
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