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Life is unpredictable and sometimes everything does not turn around the way it was planned. You take a loan, plan for it for months, explore the options, choose the suitable tenure and amount that you can repay, but with the changed situation, you... Read More

A personal loan is a type of unsecured loan which does not require any collateral or security unlike a home loan or car loan, the lender in case of default, can’t auction anything you own. It is taken by individuals from Banks and NBFC to meet... Read More

Yes, they provide joint personal loans to customers. And the reason is to provide them financial support if they aren’t able to borrow the required funds individually. On a joint loan, your co-applicant’s income or credit score will also be... Read More

The fact with needs is that they keep arising over time, you can never get away from the same. So even if you get a personal loan to meet your respective needs, you can’t say all is done! An odd event could take place anytime and you will require... Read More

The ongoing lockdown due to the COVID-19 pandemic has made it impossible for lender executives to meet the customers physically, which is essential as part of the KYC process for various loans such as personal loans. The result is that many are not... Read More

Nobody wants to be under the debt burden for long. And the same applies to personal loan borrowers too. As the personal loan interest rate finds itself in the double-digit zone, you may want to get rid of it as soon as possible. The interest rate... Read More

A personal loan is sponsored as an easy loan as you can get it without submitting any collateral. With no collateral requirement, the formalities for customers restrict to just submitting the required KYC and income documents. This makes the loan... Read More

Income Tax Return (ITR) is one of the income documents that lenders seek to approve a personal loan application. While for self-employed, an ITR is mandatory, to say the least. But for salaried, there are alternatives in the form of salary slips,... Read More

The Coronavirus COVID 19 pandemic has led to a lockdown of 21 days and thus worsened the liquidity scenario of many. To ease the situation, banks have come with suitable personal loan offers with relaxed norms and conditions. These schemes have been... Read More

After the recent Coronavirus Pandemic entered into our country, there have been so many questions that seem to have no answers right now. The whole country is looking over a long lockdown to mitigate the effect of this pandemic. Offices are shut... Read More